This is totally true as many people are non traditional learners and the academic system is just not appealing to them and learn faster by doing. I come from an entire family of folks like this..barely scratching through state college but always excelled in paying our way through them by opening small businesses and earning lots of money over the summer. Net is, I make more than the average Harvard grad with a state college degree. Look at big corps that offer leadership development programs, work hard, be willing to relocate ad take risks, have a great attitude even when you get a hellish assignment as it’s an opportunity to learn – always treat people well and if you don’t, learn from it and get better. All in all you’ll keep rising or decide you want to do something else and will have learned a ton along the way.
If there’s one thing that all freelancers know, it is that their income is always ‘unpredictable’. Sometimes, you have work that you can’t even handle and sometimes, you are in desperate need for work. Your earnings as a freelancer depends on your time. The more time you spend, the more you will earn. This is why having recurring revenue can prove to be a significant factor of financial growth.
“Ultimate” is right! Thank you for this thorough and thought-provoking post. I have yet to venture into affiliate marketing; I’m standing in the doorway, thinking of how to connect my interests and knowledge to an appropriate product. I feel I’ve read plenty to get me started once I have a product, but this is the hardest part, isn’t it? I have just subscribed to Blog Tyrant and will continue to follow Viper Chill — I just want to put all this information to work, and soon!
Videos are great: you can do an unboxing video (see #10) and post it on multiple channels; you can create a recipe video or tutorial on a specific topic and link to those products both in the caption and in your Facebook shop (which you should create and direct people to); you can even do Facebook Live and mention certain affiliates where appropriate.
Hey Tom, thanks for this tutorial – it’s a good thing to get a tutorial like this from a trusted person like you and not from the thousands of (sometimes) confusing articles about passive income/affiliate marketing/clickfunnels and what not that I come across from time to time, I am making a living as a web designer and I have been thinking of pivoting from design and creative work to focus on passive income but didn’t know where to start. This is the perfect foundation article I have seen so far and I ‘d like to ask if you have any further reading/guides/videos on affiliate marketing that you’d recommend. I like to do my deep research before starting :) One more thing, there are some broken or missing images in this article, it could be my browser but check from your side too because there are quite a few images (e.g your Mercedes) that are missing. Thanks
The latest annual inflation rate is 1.3 percent. It was 1.5 percent in 2013, according to the Bureau of Labor Statistics. That’s well below average, but gas, food prices, college tuition and the cost of health care have taken the biggest bites out of six-figure incomes. The latter two, plus the cost of housing, have risen faster than the rate of inflation over the past decade.
Believe it or not, many jobs that pay six figures do not require a four-year college degree. The examples listed here are just a few of the careers to consider in lieu of attending college. Pay varies depending upon experience, training, and physical location, but the average salaries for the jobs listed above are proof that making over $100,000 each year without a college degree is possible.
There are less than 10 orchestras in the US that pay $100k or more. Depending on the instrument there are only about 0 to 5 position openings total (5 being maybe violin, 0 is maybe a tuba position) per year from those top orchestras. Each year, there are thousands of graduates from top music schools and they compete for that position in auditions. I auditioned and failed so many times I lost count. Of course when the economy sinks, the number of auditions decline even more. (orchestra tries to save money by hiring temp subs instead which is detrimental to the artistic quality)
Amazing and thorough breakdown of how it all works! Thank you so much for sharing! a group of 3 friends myself + 2 are about to start affiliate marketing together. Since many advertising rules have changed with affiliate marketing (facebook ads etc.) and many articles have not been updated since, weʻd love any advice or suggestions you have for 2018!
– Don’t get stuck in a rut. Meaning, if a job or opportunity has no more learning potential then get out and get a different orange to squeeze. Until your late 20’s or early 30’s, consider education, experience and opportunities the #1 form of payment. An environment that allows questioning the workings of an industry and one’s company with answers from higher up is a gold mine.
I’m 24 years old hard working electrician living in Calgary Alberta Canada, Probably one of the best places to be a electrician really. I’m a 4th year apprentice, I start my last year of school in jan, by march/april i will be a ticketed journeyman. This year i will make 70,000 (thats before taxes) and im extremely unsatisfied with it. Once im a Jman working for my current company i will make aprox 85 without OverTime. when I do the math its not that much more, now i have the potential too make more but there are some complications too this.
Most of the information on this site is free for you to read, watch or listen to, but The Creative Penn is also a business and my livelihood. So please expect hyperlinks to be affiliate links in many cases, when I receive a small percentage of sales if you wish to purchase. I only recommend tools, books and services that I either use or people I know personally. Integrity and authenticity continue to be of the highest importance to me. Read the privacy policy here. Read the Cookie policy here. I hope you find the site useful! Thanks - Joanna
Thank you so much! I’m so happy you liked this post and the ideas in it. Yes, putting your affiliate post on a separate page is something I like to do but I’ve also just posted on my blog a new affiliate post and that’s good too! I feel if you’ve been blogging for a year or more and THEN start affiliate marketing, it might be a good idea to ease your audience into this by placing your affiliate post on a separate page!

Some—like coaching and tutoring—are fairly specific to our careers. Others, though, are things most people could pursue. As teachers, we also have the option of picking up extra work on occasion by joining various curriculum teams (Who am I kidding? This is very rarely ever a paid assignment.), subbing, or even proctoring tests on the weekend or over the summer. It all adds up.

Sounds like you need to go back to high school. Lack of punctuation, capitalization, apostrophes, btw? BTW?! Look at how you’re talking and yet you’re complaining about an article to help people get the big picture? Pathetic really. Someone like you shouldn’t even be reading a journal/article like this, when basic grammar isn’t even part of your being or intelligence, well lack of intelligence I should say. Best of luck to you. Griping on something like this isn’t making you any more money than those who read this and get motivated. Feedback is always welcome when things like this are posted, but you’re so rude and ignorant that it really defeats the purpose. Best of luck to you
I think this post is totally on point. Starting from high school, you are paving the path. I also think choosing the right career is key. I have been a court reporter for 18 years, and my best year I made 270k, and in my worst year, I made 160k. Even with taking time off to have a baby, last year I still made 140k. I also think it’s true you have to hustle. I have recommended becoming a court reporter o so many people! But none of them have wanted to put in the effort to train and work their butts off. I turned 40 this year and also became a millionaire. Greatest feeling! And I didn’t have to sleep with someone not as good looking as me, LOL! Love your posts. Keep up the good work.
Every time I got stock from my company I tried to sell as much as I could every year and diversify into other asset classes like real estate. The banking industry stunk, and I didn’t want my career, salary, and stock to all be tied to the stock market. But stock grants as part of my bonus kept coming faster than I could sell. My old company stock is down 50% this year alone!
Hi! I'm Kate, the founder of Root + Revel, a food and wellness site delivering inspiration to help people live naturally, without sacrifice. After reversing my PCOS and Leaky Gut with food and holistic remedies (no prescriptions), I started R+R to share what I've learned on this incredible journey. Food Heals! I'm living proof. But that doesn't mean bland chicken and steamed broccoli. Taste is paramount here and we’re taking it back to basics and infusing beauty, flavor and celebration into everyday life, helping you strike the balance between good and good for you. Read More…

There are some field of study where making 100K+ is quite tough (think of any child related job; teacher, daycare worker, child animation, etc). There are people who will never make 100K because their talents are not rewarded by money in our society (you will have a hard time finding a firefighter or police officer making 6 figures while all doctors will make it).

Canada. In my experience you just give the degree, though the first job I did also show them my transcript. Focus appears to be more on work experience than GPA. In fact, bragging about GPA could backfire as people might not be interested in hiring an “academic!” I’ve only seen a handful of CVs though, and it’s possible that my career advisor was wrong on this point.
You could certainly write a totally different take on this post as an adjunct professor! You’re right that teaching is typically poorly paid, and I think it is just appalling what we do in higher education, especially given its costs. I am certain that your students were better for having you, but I am certain that that role came with its own frustrations.
I, too, work in an industry with salaries that are tied to budgets and salary cohorts. But I have found that side hustles, both in and out of my field, help to increase my income. It is sad that we have to give up even more of our time to get there, but I guess the sacrifice makes the reward even more satisfying??? In any case- thank you for sharing your journey, your goals and your insights. It is comforting to me to realize that there are others in my circumstances.

Michael Cheney is a very creative presenter, I give him that. He used expressions like “golden dropzone,” “choose your weapon,” “select your target,” ”set your battle tactics,” “fire at will” and so on as the captions for his training modules. But what he taught in his Commission Black Ops doesn’t qualify for the “the greatest commission-creating tactic known to man” as he put it on his sales page. If you doubt it read on and see for yourself.


The same goes for setting your battle tactics – you have to show folks how your offers will benefit them generally or meet their particular needs before they can buy from you. Really, there’s nothing so out of the ordinary about Michael Cheney’s Commission Black Ops. It’s pretty much the same things that have been rehashed and taught you repeatedly. The only difference this time is that Michael Cheney chose to present them with action-packed expressions.
You’re likely familiar with a resource page, as most blogs tend to have them these days. Essentially, it’s a roundup of your favorite resources (products, services, apps, subscriptions, courses, etc.) that you think your audience will love and receive value from; most often, these are affiliate links, especially for your best performing affiliates. See R+R’s resource page here as an example.
MozBar – MozBar is a Google Chrome extension that lets you Google any keyword and see how competitive the search results are. The higher the DA (domain authority) and PA (page authority) the more competitive the keyword is. However you still want to click on the top results and browse the content to make sure you can creating an article/video that is better than whoever’s in the top results. That is really what “researching the competition” is all about.
Of course you want affiliates with high commissions, but they should also have a solid reputation with high conversions and low reversal rates (you get $0 if people cancel after signing up). If they’re part of an affiliate marketplace like ShareASale or ClickBank you can see some numbers there. Companies likes Amazon/SiteGround are safe bets, otherwise do your research (or track your affiliate links so you can monitor their performance). Avoid affiliates offering huge commissions since this probably means they’re struggling to acquire/retain customers naturally. This will hurt your numbers (specifically your conversions/reversal rates).
Believe it or not, many jobs that pay six figures do not require a four-year college degree. The examples listed here are just a few of the careers to consider in lieu of attending college. Pay varies depending upon experience, training, and physical location, but the average salaries for the jobs listed above are proof that making over $100,000 each year without a college degree is possible.
When I was in college, I studied math and chemistry. I did well in Chemistry until I got to the laboratory. Then I started blowing things up on accident and realized I had no career in it. I continued with math. As math got harder, I decided to take “easy” economics and international affairs courses (to blow off steam). I had a knack for getting As in both. One day, I had a conversation with a classmate and my girlfriend at the time. To paraphrase, they said I was great at IR and could have a stellar career in it. So, it gave me an ego boost as well as an improved GPA:
Hi, thanks for another awesome article. I understand EVERYTHING on this subject but what’s the best course of action when your website is lacking a tight focus? My site is based around the concept of stop doing the things you hate and start doing what you really want. Which started out with ‘how to quit your job’ but I thought that was too limiting so now it now covers all aspects of lifestyle, interacting with others, thoughts on life and health & fitness. (using personal experience where applicable).
Its obvious his first language isn’t English but the guy has made an effort to help other people out of his experience. Nunya what you did is bad and you should apologize really. There is power in the words you speak. Putting someone down like that is wrong, like all his effort to put something together was a disaster. I myself found his grammar appropriate and very understandable, I think the person with the problem here isn’t Jafar. Next time if you dont have something better to say, dont comment. If it were to be you in his shoes, am sure you won’t like it either…. Stop the negativity!!
Hey, Sam! Great article/read. Also, i’m not sure if you’re the right guy to ask (bother? lol) but I just turned 20 and I basically got really mediocre grades at my mediocre community college and i’ll be getting my diploma next year. Not that getting into policing will be too much difficulty, but being a high ranking officer, such as a chief, that pays very well might be a bit of a stretch later down the line. I could go back and EASLY get A’s but the idea of going back to school and doing the same thing… ehhh…. I might consider doing it later, perhaps when i’m 30ish and gotten some experience as being an officer. What would you recommend? I’m open to anything. Thanks mate.
I totally hear you with deciding on your affiliate products first, and then designing a blog around that decision. I am currently in a niche where the few affiliate products around are fairly low-commission, so it makes earning a decent living with them nearly impossible. Also, the audience is seasonal, so sales spike and then drop to nothing a couple times a year.
Now you don’t need college credits to make school affordable. I went to a private school myself which I paid for all of except part of my first semester which my parents split until I had better jobs. By the time I finished I actually paid less than what my parents paid to put me through a private HS which at the time averaged $3,900/yr. I did it with scholarships and grants. I applied for everything I could. In total my 4yr degree cost me around $3,400/yr. You could add in maybe another 200/yr for books as I always kept a tight lid on that expense. I also worked hard as heck. At one point I even decided to take out a student loan to invest it in CD’s since the rate was much higher. Why? I wasn’t even concerned with paying it back since I had built up the money, and it’s not often you get a highly discounted lunch.
But don’t worry. You don’t have to make it all the way to the top, because you’re not going to an Ivy League school (see Step 3 and Should I Go To A Public Or Private School). Instead, channel your aggression towards maximizing Advanced Placement (AP) and community college courses. Why? Because these translate into real college credits later for a fraction of the cost now.

The main problem I have with the 401k is that the investment options suck. All the mutual funds (including target date funds) have a high front load fee (4.25%-5.25%) and high expense ratio (0.9%-to-2.0%). With the ROTH I get the benefits of low-cost (0.05%-0.30%), no-load index funds. In some respects there is little difference between the after-tax dollars in a ROTH with no-load funds and pre-tax dollars in a fund that immediately siphon 4.25% out. Sure, I’m taking a upfront hit on the taxes with the ROTH. However, I am also going to be taking an upfront hit from the front load fees and a continual hit with the higher expense ratio in the 401k
Smart tips, Elna! That’s exactly what I did with BoardBooster – I created a post that showed people (with screen shots etc) exactly how I was using it to increase my Pinterest engagement. In my opinion, that’s one of the best ways to create affiliate sales – not only are you providing something that’s truly helpful to your readers, you’re showing them exactly how it works.
Great article! So I was wondering if I could get your advice? I’ll be graduating college in about 3 years and I should have around $200k saved in mutual funds, I’ve considered getting my degree in accounting (although I want to become a physician once I have a solid amount of money saved) and I was planning on trying to go work for my family’s CPA firm. What’s a reasonable amount I can save at most so I can attain a million in mutual fund savings? Considering that it’ll gain roughly 10% a year
Ha! I not only lost 75% of it, I lost it in 3 weeks while wandering around in the Nepalese Himalayas…found out it was gone when I stumbled into an internet cafe after getting out of the mountains. I’d just had some perspective-altering experiences, including a night of protection from the Nepalese army while I watched Maoists firebomb a mountain town I’d just passed through…and an earlier surreal moment when I had to step over the dead bodies of a mother and child in India so I could get cash from a Citibank cash machine. At the exact moment my account came up in that Nepalese cafe and I blinked twice to make sure that small number was right, I heard bells ringing from outside the screenless window to my left. I looked over at an old man slumped down in the seat of his wooden cart absently flicking a donkey’s ass (is that redundant?) to keep them rolling down the dirt street. The cart passed malnourished children standing under prayer flags, snot running from their nostrils to their mouths, ignored, as usual. I turned back to my screen and laughed – sold most of what was left, logged off and got something to eat. That was the year 2000.
This is a great place to start for beginner affiliates. The deeper you get into affiliation, the potential is even great than $50 to $100 in the following industries: Gambling, Adult and Pharma…these industries can get an affiliate a $250+ CPA commission + Rev Share for successful affiliates. The sky is the limit and many people fall into the most amateur affiliate programs which is probably why most affiliates are not successful. I’ve been an affiliate marketer for many years now and if you’re just starting out, the one thing I recommend is first of all: Get familiar with all the tools, affiliation strategies…get to know the programs, establish a connection with your affiliate managers and if you put a lot of time in it and take it seriously…Sooner or later you will succeed. I’ve done it and I am still doing it. I have a few successful sites that I operate, I work both with Click Bank and independent affiliation programs…One word of advice, Amazon and Ebay are over-saturated…Try an affiliate program with a higher CPA and less competition…Competition can be measured simply by using the Google Keyword Tools. Great article! I love your blog. Cheers! Mike

No matter how much someone makes, anyone who lives beyond his or her means is going to feel financially pinched. While conspicuous consumption and blatant overspending is a problem, even those who try to keep an eye on their budget spend a large portion of their income on what financial advisers call “lifestyle inflation.” Koos says these are things that may not be necessities but are considered such at a certain income level. Many middle-class citizens now see cable, smartphones, tablets, computers, multiple televisions, Blu-ray players and gym memberships as “essential.”
Thank you for your comment, but I don’t think I felt the need to comment if your post was about “six figures can be achieved in a variety of industries if one is the top of their field”. Don’t we all know that? College prof, photographers, athletes, actors, dancers, musicians, designers, personal trainers etc. You wouldn’t list these as $100k+ industries, do you? I wrote my last comment to explain that symphony orchestra industry also does not fit into the “industries that often pay six figures within 3 years out of school”.
Perhaps my dry humor blurs my message, but I don’t consider myself to be burned out. I think that would be an insult to everyone working more hours than me with perhaps less pay. Not to mention those in actual physically demanding jobs. I have extra energy to burn and am making moves to explore working in the banking side of things. Acquisition and merger activity is expected to pick up with smaller oil companies struggling.
You found a topic that is of interest to a huge target audience (who doesn’t want to make 100k plus a year?) You spent some money so your website comes up while searching google (therefore generating more traffic to your page) and you’ve written this guide in a way that includes everyone (that way nobody feels like they aren’t able to achieve this same success) Throughout the article you’ve posted links to multiple products/companies which you earn revenue from each time someone clicks them. Along with that there are advertisements throughout that you’re gaining revenue on etc. So essentially, anyone reading this and clicking links is generating revenue for you. Touché
With the oil crash, I’m not sure petroleum and chemical engineering is the best choice anymore. Though I would DEFINITELy say “STEM” degrees give you way more bang for your buck than arts degrees. I’m a computer engineer turned published children’s author, so I’ve been in both fields. Engineer is gruelling and doesn’t have the emotional payoff that writing does, but man is it lucrative. For those who don’t like engineering, they could work there for 10 years, make enough to retire early, and then do whatever their little heart desires. It worked for me and it was worth it. Can’t easily do that with most arts degrees. If I had to choose again, I’d definitely choose engineering…or accounting.
The one thing that is amazing to me is government jobs. You talk about effort required…let me just say that it isn’t always required to land a government gig. My neighbor does logistics for the army…she said it is mindless work, quite boring, and now that the wars are winding down, there isn’t much going on. She makes well over 6 figures for her job. She hired in at 75k. Her previous experience before getting hired? American Eagle…
Description: Michael Cheney said that he is literally going to force you to make money online. Is that really true or is it just another marketing gimmick to make you want to join 7 Figure Franchise? In this 7 Figure Franchise Scam Review, share with you the things that Michael Cheney doesn't want you to know, and I will also provide you with all the information you need to make an informed decision.
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