Every time I got stock from my company I tried to sell as much as I could every year and diversify into other asset classes like real estate. The banking industry stunk, and I didn’t want my career, salary, and stock to all be tied to the stock market. But stock grants as part of my bonus kept coming faster than I could sell. My old company stock is down 50% this year alone!

There is nothing worse than writing 5,000 words of pure magic for a guest post only to find it gets published with your main link removed. Sure, it’s the owners prerogative to do that but it doesn’t feel great. Of course, those links need to be useful and relevant otherwise you’re no different to a spammer, but make sure the webmaster is happy for you to add one or two before you start.
Due to the education background, i’m aware that it is essential to building a security income for the future. Therefore i started working part time since young and save money for the rainy days. Of course i also like to go for travelling and enjoy good food with my family once in awhile. Currently i’m planning to maximize my existing reserve to passive income or higher returns. It will be awesome if you could provide me with some good advise :)

As oil truly runs out, I believe economics will spur investment into alternative energy rather than politicians or environmentalists. As much as people may hate Big Oil, they are the ones best positioned to start the process. They will have the capital from record oil profits. They already have all the engineers and R&D on staff. Most of all, implementing gigantic capital projects has been their bread and butter. Sorry, this is probably more than you asked for.
It’s unfortunate that you left IT out – yes portion of it have been outsourced. However I have several friends who work as social media technologist (monetize YouTube videos, twitter relationships etc.) that make over 6 figures. Also I work as an IT Business Analyst for a large consulting firm and make over 6 figures… My boss last year made over 200k (with bonus) for a midsize software development firm in retail. There is so much money to be made out there – BUT a lot of the old jobs are gone. I mean have we stopped to think about how some of those “crazy kids” running around on the internet blogging everywhere are now making 6 figures? That is a legit job that was created during the recession. Yeah people let’s make our own economic stimulus package! You have to find what the market is paying for these days – the money is out there.
If I were hiring a college graduate, I’d pay more attention to field of study than GPA. Given the choice between someone who got a 4.0 in English or a 3.0 in mathematics, I’d be far more inclined to hire the latter. Even for a job irrelevant to both disciplines. The math student had a tougher workload and almost certainly knows how to attack a problem better.

Affiliate marketing is an effective money-making strategy for countless online entities – however, as straightforward as it is in theory, success is rarely as easy as it looks. The best way to build a dedicated audience for any blog is to carefully and clearly define its target audience right from the start, and then create content that caters to that audience. It is also considered as important strategy for creating and publishing a successful blog is to develop content that isn’t readily available elsewhere in the blogosphere or on the web. Eventually, thanks for sharing your experience with us.
Videos are great: you can do an unboxing video (see #10) and post it on multiple channels; you can create a recipe video or tutorial on a specific topic and link to those products both in the caption and in your Facebook shop (which you should create and direct people to); you can even do Facebook Live and mention certain affiliates where appropriate.
Ha! I not only lost 75% of it, I lost it in 3 weeks while wandering around in the Nepalese Himalayas…found out it was gone when I stumbled into an internet cafe after getting out of the mountains. I’d just had some perspective-altering experiences, including a night of protection from the Nepalese army while I watched Maoists firebomb a mountain town I’d just passed through…and an earlier surreal moment when I had to step over the dead bodies of a mother and child in India so I could get cash from a Citibank cash machine. At the exact moment my account came up in that Nepalese cafe and I blinked twice to make sure that small number was right, I heard bells ringing from outside the screenless window to my left. I looked over at an old man slumped down in the seat of his wooden cart absently flicking a donkey’s ass (is that redundant?) to keep them rolling down the dirt street. The cart passed malnourished children standing under prayer flags, snot running from their nostrils to their mouths, ignored, as usual. I turned back to my screen and laughed – sold most of what was left, logged off and got something to eat. That was the year 2000.
I’m 26, and I have served 6 years in the Navy. I am out, and using my GI bill at The University of Nevada Reno. I was an engineer in the navy, and I worked on potable (drinkable) water systems. My degree is going to be in Hydrology. My 6 years of solid experience and 5 years in school, I feel are going to give me one hell of a leg up in the working world. I am also a yacht captain at Lake Tahoe. One thing that is driving me is getting property in the most beautiful part of the country for my future wife.

2) individual contributor working refueling outages. How much you make here really depends on your performance / reputation / willingness to work. It is not out of the question for someone with 10yrs experience to command $100/hr + per diem for working outages. Which, if you are working 7-12s with 1.5 OT and 2x on Sundays translates to $9,400/week + $800 per diem / week. I’ve never worked outages as it is tough tough work with the constant travel demanding hours etc. But you can make a ton of money. I have a friend who cleared 250k one year working outages as a welding inspector prior to even getting his degree. but he was working 80+hr weeks and nightshift.
I have been a cop for 5 years and have two kids, a wife and mortgage. I like what I do but lately I have been thinking of a career switch to make more money. I majored in criminal justice in collage. I don’t know if I could afford to go back to school with a family to support, however I want to be able to provide more for my family. What would you suggest?
I also work in the O&G industry as a petroleum geologist. Geologists typically have to get a M.S. degree in order to get hired into O&G but they also start above $100,000 base salary. I also enjoy an awesome work-life balance, hardly ever having to work more than 40 hours per week. I love my job but the roller-coaster ride of commodity prices can be disheartening at times.

Now, here’s the current conundrum. I still don’t make six figures. I have made some really smart money moves, but even now, I’m not slated to pull in six figures for another decade. I have two choices. The first option lets me sit back and let time work its magic. Each year of service nets me a small raise. It also gives our money in the market more time to do its thing. Conversely, the second choice involves monetizing our talents and skills. Otherwise known as prioritizing the side hustle or the passion project.
As a new blogger, this post was amazingly informative and maybe a little over my head (I’m still getting the basics down and affiliates is beyond my reach this week.) But here’s a newbie question: what is your method for writing such rich content with all of the links (both to your own previous posts and to other blogs)? It takes a while to get through, which I like, because it’s chock full of good stuff. Do you have an idea of exactly who/what you’re going to include in the article when you start or do you get inspired as you write (and links come to mind that you want to inlcude)?
I also worked my ass off during high school, went to a public university with enough AP credit to graduate in three years with an English degree (gasp!) then received a Master’s in journalism (double gasp!) that costed next to nothing, because I moved back home with my parents and didn’t have to divulge their income on the FAFSA for a graduate degree. I went into tech marketing and was making six figures by the time I was 25.

While I've sampled a few other programs along the way, I continue to promote only a select few programs on a regular basis. As far as affiliate program marketing goes, you won't find too many marketers who are as picky as I am. But picky works. Had I joined that very first affiliate program I looked at, I would have been lucky to make $5,000 last year in affiliate income. Not bad, but a far cry from 80K.
I love the attitude! And imagery. I can see it all as I visited New Delhi, a girl, hydra bod, and Bangalore back into thousand and three and then in Mumbai into thousand eight and two weeks before the terrorist attacks at my hotel ov visited New Delhi, agra, Hyderabad l, and Bangalore back into thousand and three and then in Mumbai into thousand eight and two weeks before the terrorist attacks hit my hotel oberoi!

We are inflated with humans that hardly get the chance to a good upbringing let alone a good school system. The average wage in America is under $50,000 per family. Per family. Maybe you could actually help us and write a blog on how we unfortunate, 4.0 GPA or not, cant progress past a shitty system. These are the people that need financial help. Its the majority of America…..So, instead of taking your already privileged people in high school and making them richer, because if i could make 75000 a year i would be so grateful and fulfilled, as majority of us would, we would work harder for these companies than the average “privileged” kid…privileged i mean, good parents, good home life, decent teachers and help when needed……which is what America is so lacking, on paper we look great, so does my exhusband whom abused myself and my children for 7 years, maybe you could look at a bigger picture and help us. Help us and we will help you. You have the knowledge, take it to a lower level and help the less fortunate. We need it.
You can’t make $1000 per day with Michael Cheney’s Commission Black Ops. It’s composed of rehashed information you probably already have. Some of the information are readily available on the Internet for completely free and the bulk of the training is theory that can’t get you started on your way to Internet Marketing success. It’s getting a D rating instead of an F because you might pick one or two concepts that you might find new and useful as nobody knows it all in the Internet Marketing industry.
Measuring people by their GPA and academics is totally wrong, some young people have more wisdom than any college graduate and a better work ethic too. Also, people’s life histories count as well, I’ve met people who had shitty grades when young then became doctors at age 40 or a hair dresser who became a marine biologist at 35. You guys are really boxing people in. In the UK tradesmen are bringing in more money than most college graduates, so GPA’s really don’t do much and are a waste of time in many regards. 90% of all jobs out there require an average IQ, so it’s down to other factors that get you in a job. You can transform your life in a decade from one of mediocrity to one of massive success, if that’s what you want. Also, doing the education route and top job is miserable if you hate what you do, all the money in the world won’t stop you hating yourself after a while.
There is no standard formula, it depends on your taxes and other deductions taken, which vary from individual to individual. Taxes vary by region, filing status and withholding allowances. Deductions include retirement contributions, union dues, insurance payments, student loan payments, child support, or others depending on yoru situation. You can do a google search for "pay calculator" or "net salaray calculator" and look at the ones that come up. I can't find something specific to my area (including taxes from the city, county and state as well as federal) but they can be helpful if you want to estimate. Also, paystubs include an itemized listing of deductions, so you can see you net and gross for a current job on your paystub.
In a recent post on blog hosting I decided to promote BlueHost as an affiliate as I had used them for years and felt comfortable talking about them to the hoards of readers asking me for recommendations. In the end I applied to the program through BlueHost itself and the stats, tracking and affiliate support offered has been much better as a result.
I used to think education was overrated, and personally swore off not going back to school after I finished my undergrad. Then the economy hit the skids form 2001-2005 and I went back to get an MBA part-time. I know think education is underrated, not only for the things you learn, but for the connections you make and the confidence a good education gives everyone.
Also if you don’t have AP credits you can choose to cram in credit hours for a few semesters. It will take most your “fun” time, but you could essentially cut out a semester or two by sacrificing a little here and there. Shooting for 18 or more credit hours would be the goal. You could strategize it anyway you’d like. A couple semesters at 21 hours will really help you cut down your time in school. Now I didn’t employ this strategy but in hindsight I should have. I had a handful of business student friends that did this, and they seemed to have perfectly fine lives. They were even sighted at the occasional party or two, and were always happy.
The nice thing about computer science is you don’t have to be a top student to get a good job. The market tends to be very healthy and a computer science degree gives you a nice edge over most applicants for IT positions (experience of course trumps this, but entry-level IT positions really like math, engineering, computer science and statistics students).

The problem with affiliate marketing, like many other home business options, are the so-called gurus and get-rich-quick programs that suggest affiliate marketing can be done fast and with little effort. Odds are you've read claims of affiliate marketing programs that say you can make hundreds of thousands of dollars a month doing almost nothing ("Three clicks to rich!"). Or, they suggest you can set up your affiliate site, and then forget it, except to check your bank deposits.

On AlexisGrant.com, I often — but not always — write (affiliate link) after using a link, or flat-out tell readers I’ll earn a cut if they buy through me. Often, readers *want* to help bloggers make a living, so they might even be more inclined to use that link if they know you’ll benefit. I know when I sign up for a new service I often take a few minutes to go back to the blogger I first heard about it from, and click through their link so they’ll earn.


Create custom alerts on your phone for affiliate sales – if you use GMail, go to your settings and create a filter so all emails with “SiteGround Affiliate Sale Generated” in the subject line go into their own folder (tweak the subject line to match whatever email notification your affiliate sends you). Then setup a custom alert on your phone using the GMail app so anytime you generate a sale, you get a custom alert (here’s a tutorial for Android and here’s one for Apple). I have different notifications for SiteGround, StudioPress Themes, etc. Makes your day better :)

That was more words the I intended to tap out on my phone screen…probably because I’m hurtling through the dark in a bullet train somewhere between Tokyo and Aomori toward the tail end of 3 countries in three days on two sides of the Pacific Ocean (for fun, not work) and my time-warped brain dropped into story time. My wife just told me to eat my bento box meal. I’m getting old. :-)
Now – no beating down on the FI topic, definitely strive to achieve it! Start early, decent career, good salary, great savings (do 401K max-out!!), additional specialization, either publish papers, patents, or present at conferences — which grows your respect and network (future job prospects). Do buy a home in “good” location/school-district, raise great kids/family, while increasing your equity in the house. Do have limited exposure to bad-habbits (but “controlled” ones, might I add), do cater to that inner-self/devil a bit.
Hello, I am a Sophomore in college at Humboldt state majoring in Biology currently and I am only doing that because I wanted to be a vet but now I have changed my mind but people around be are saying to stick with biology. I have heard of the idea applying to the top companies but I am interested in what field i should be majoring in. I went and talk to the business major counselor and that didn’t sound like anything I would be good at and enjoy ( as with all the majors right now). So my question to you is what major would be good to do to apply for the top companies ? and will the career be just like the major?
Great post. Good to read from someone whose career does not involve making 6 figures (sometimes while they are in their 20s)- if one follows the PF blogs, it’s easy to forget that the majority of the population makes nowhere near that! But being in that vast throng does not mean that it’s impossible to improve one’s lot, eventually make a high income, and someday reach FI.

Hello I just stumbled across your blog. A bit of back ground. I garudated with a degree in accounting in 2008. I got a job at a small firm, but got fired 3months in. I tried my best but I wasn’t getting it and no one was helping me learn. I went back to school did a year of sciences and tried to come back to accounting. I didn’t get another job till 2011 and got fired 11 months in. I learned and applied myself but I also felt I just wasn’t wanted despite my best effort. Tried to get back into it to get my CPA but could not find a job. I found many recruiters to be rude and condescending. A bit more info on me I was a bit of a hot head in college and took shit from no one. I managed to make a lot of enemies very few friends. I feel this is another reason I can’t get work in my home town I just have a bad reputation, and my resume does not look good. I am now almost 30. I want to support my family but and I feel I need to go back and find a useful skill to do so. I was thinking about doing a two year engineering diploma in the energy field; doing IT + accounting; or going into nursing. Any advice would be very much appreciated. Thank you for hearing me out.


This is an awesome post, dealing with some very tricky details in affiliate marketing. It is quite hard for a person who is not well versed in the arts of affiliate marketing to distinguish what is essential in one program and what should be avoided. This is why your post is incredibly useful for anyone who is considering training for work online and programs like 7 Figure Franchise by Michael Cheney.
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