Due to the education background, i’m aware that it is essential to building a security income for the future. Therefore i started working part time since young and save money for the rainy days. Of course i also like to go for travelling and enjoy good food with my family once in awhile. Currently i’m planning to maximize my existing reserve to passive income or higher returns. It will be awesome if you could provide me with some good advise :)


I grew up in SF. Big city. And for high school I went to the ghetto side of town where a lot of the teachers were burned out. A few of them left for private school after 1-2 years of teaching where the pay is a lot higher. I would have done the same. At an inner city school, it’s more work and stress for less money and less respect. The actual kids weren’t great to deal with either. High schoolers aren’t as cute as 5th and 6th graders when they’re mad. These kids carried pocket knifes now!

So, that answers part if your question…yes, my attitude toward work, humans, merit, fairness, money, work ethic and many other things changed in the years of my first early retirement…not really enough room in this format to dive into that, but maybe we can chat about it sometime. That said, the wife and I reclaimed millionaire mountain by 2013 and are looking to check out of the corporate grind again within the next 5 yrs or sooner depending on how the global economic drama plays out. Oh, and yup – I also sell most company stock grants soon after they vest.
[…] Money is basically made on the coasts with lots of it coming in from San Francisco, NYC, Boston and D.C. Therefore, it costs an arm and a leg to live around these metros. A median house in SF is going for around $1.1 Million, for example. It would be damn hard to make a living and reside in the SF Metro if one isn’t making $200,000 or more. […]
On the other hand: the main reason of bankruptcy for small businesses is bad financial management. Simply said: to forget to make invoices, not checking the payments and not following bad payers. 1 out of 3 is going bankrupt for this reason alone. I had to learn it myself. I spend at least 10% of my time with financial stuff. I don’t love it but the bills get payed ;-)
I was researching affiliate programs because I own a small business and we are getting ready to do an event I wanted a few blogger to blog about and I came across this article. It was not quite what I needed but I was intrigued enough to read to the end. I do want to say the best part I found about this article is that you took the time to respond to everyone that left a comment, even for this article that was done over a year ago. I just want to say great job and I wish you the most continued success.

these are certainly well known ways of making money with affiliate marketing…the best example i can give is rahul kuntala of learnblogtips.com, he has created an ebook and also has a landing page as you suggested! i would also specify bharat mandava of wpsquare.com, who earns most of his income through affiliate marketing!! thx fr the article jafar :)
Jon, you are doing awesome. You were asking how to make 860k in 4 years. I’m saying the past five years is different from the next five. 860k was relatively easy to make using leverage on SF real estate (as Sam did), or on a good stock pick (lots in an 8 year bull market) the past 5 years. I just don’t see any easy opportunities for the next 5 years. 10% a year return won’t make you 860k in 4 years.
Most of them are common sense but you do need to be aware of things like disclosing that you are an affiliate for that product, and that it needs to be clear and early on in the post. You have to be very transparent about it. I mention it in a big clear “NOTE” at the top of any post that contains affiliate links, as well as again down the bottom in a disclaimer.
Sam, I follow and reference your “just start a website, dammit” advice and started my own a few months back. Goal is to post once every 7-10 days, and move that to once a week, soon. Without being “that guy” I’ll post the address below if you’ll allow it through. The site is very niche and (as far as I can tell) very unique. Well, maybe the end result in my
Great article! I would like to second @Vladi and @Katie comment about how to approach guest posts. I have identified what I will write about and who I want to approach, but what is the best technique? Just send them an email? I am an unknown so I would like any advice on how to reduce the chances of rejection 🙂 Thanks for all the great information!

Target 1-2 Keywords Per Article – until you can successfully rank for 1 keyword for an article, don’t try targeting 2. Once you get the hang of it and are ready to write an article around 2, choose a secondary keyword that is a synonym of your primary keyword. An example would be “Slow WordPress Site” and “Why Is WordPress Slow.” Then craft your article title/SEO title/meta description to mention individual words of each – while making them read nicely.
The functional role people need to understand IT, but if they could code at the level of the technical role people, they would be doing that instead. You have the right idea – business analyst or QA. Go to college job fairs, even though you have already graduated and talk to the recruiters. Show the recruiters you have an analytical mind; dress sharp; have good examples of learning something new, recently.
Pradeep, in IT, there’s no getting around not taking tests towards certifications. Certifications is what gets you PAID in IT. Trust me. I career-changed into IT in my mid-twenties. I took a Cisco boot camp, got 3 CCNA certifications (Routing & Switching, Security, Wireless) and finally got a job as a wireless network engineer starting out at 50k/yr. It was shit and I had to travel 100% installing and configuring WiFi in Hilton hotels for an AT&T project BUT I had to get more experience to land a 9-5 with a regular company…and I did.

Personally, I don’t hate the job at the giant tech company, but it’s also something I don’t want to be doing for very long. Along with my wife, we’re taking the approach of living simply and saving ~70% of our income so we can walk away from it all financially independent in 5-10 years if we choose. If any of my side projects take off, we might be able to move onto a more digital-nomad type of location independent life even sooner than that.


Now – no beating down on the FI topic, definitely strive to achieve it! Start early, decent career, good salary, great savings (do 401K max-out!!), additional specialization, either publish papers, patents, or present at conferences — which grows your respect and network (future job prospects). Do buy a home in “good” location/school-district, raise great kids/family, while increasing your equity in the house. Do have limited exposure to bad-habbits (but “controlled” ones, might I add), do cater to that inner-self/devil a bit.
AFFILIATE DISCLOSURE: You should assume that I am an affiliate for products that I recommend through my website. If you purchase those items through my links I will earn an affiliate commission. You will not pay more when buying a product through my link. In fact, I oftentimes am able to negotiate a lower rate (or bonuses) not available elsewhere online. Plus, when you order through my link, it helps me to continue to offer you a ton of quality free information through my blog @ email list:)
Website Development Help – need help setting up your theme? I’ve been working with the same 2 developers for 3+ years. To hire them, sign up for a Freelancer account, post your job (WordPress theme installation) then invite user i333 or bdkamol to your project. If you want, contact me and I will introduce you to them via email. Both are great developers with reasonable rates, speak fluent English, and I outsource all my programming work to them.
I will say the workload for a petroleum engineer can vary depending on the company and role. If your Chem E friends went into planning or management, they could be working more than the 40 hour standard. Also, smaller aggressive companies typically like to work their employees harder with perhaps a bigger equity reward down the road. That being said, I’ve worked in a 50 person company and most employees there maintained normal hours.
2. Back to #1: Other aspects. You must become educated in all facets of internet marketing. You need to watch a lot of instructional videos and read online articles and books. You MUST learn how to build a website, create a landing page, how to work with a large variety of traffic sources OUTSIDE of Facebook and solo ads. I’m talking about other resources such as techniques used with Reddit, for example. GET SMART.
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