So, that answers part if your question…yes, my attitude toward work, humans, merit, fairness, money, work ethic and many other things changed in the years of my first early retirement…not really enough room in this format to dive into that, but maybe we can chat about it sometime. That said, the wife and I reclaimed millionaire mountain by 2013 and are looking to check out of the corporate grind again within the next 5 yrs or sooner depending on how the global economic drama plays out. Oh, and yup – I also sell most company stock grants soon after they vest.
Author Bio: Sam started Financial Samurai in 2009 to help people achieve financial freedom sooner, rather than later. He spent 13 years working in investment banking, earned his MBA from UC Berkeley, and retired at age 34 in San Francisco. Everything Sam writes is based on first-hand experience because money is too important to be left up to pontification.
Love this story! I finished college in 3 years back in the 80’s because of AP/community college credits and stayed another year to finish my Master’s degree (which was required in my state for professional certification). And I swam fast and got money to help each year. I also got my entire doctorate paid for which was awesome! Not an engineer though – a teacher, but still got me to FI earlier than many!
I’m 23 y/o and have been going to community college on and off since h/s. Didn’t really care about grades the first 2 years so that really screwed up my gpa in the beginning. Long story short, I’m sitting at a 3.0 gpa currently and want to change my situation. I’m going to take school and grades more seriously. I have to stay one more year at community college to complete the required transfer classes to be able to attend a university. I can probably raise my gpa to a 3.1 before i transfer, but I don’t think i can transfer to a good business school with that gpa. So I plan to transfer to a Cal State and try to keep a 4.0 for 2 years until I graduate so my average gpa from community college and University would be about 3.5-3.6. Then, my next step would be to apply to a top 15 business school
I always think about this process in terms of the sales funnel. You are writing posts and making videos that introduce people to a broader idea or subject and then using backlinks to filter them towards your affiliate program through your ultimate post. When creating this content you want to make sure you select either evergreen topics or link-bait style subjects that build social momentum and attract relevant traffic over time.

So there we have it. Great grades, great schools, and working in particular industries will make you $100,000 a year in your 20s. This post names 30 firms which employ thousands combined and there are many more firms out there which pay just as well. The great thing is that if you stick it out at any of these firms for 10+ years, there’s a great chance you will be a millionaire in your 30s and a multi-millionaire in your 40s.
Hey Tom, thanks for this tutorial – it’s a good thing to get a tutorial like this from a trusted person like you and not from the thousands of (sometimes) confusing articles about passive income/affiliate marketing/clickfunnels and what not that I come across from time to time, I am making a living as a web designer and I have been thinking of pivoting from design and creative work to focus on passive income but didn’t know where to start. This is the perfect foundation article I have seen so far and I ‘d like to ask if you have any further reading/guides/videos on affiliate marketing that you’d recommend. I like to do my deep research before starting :) One more thing, there are some broken or missing images in this article, it could be my browser but check from your side too because there are quite a few images (e.g your Mercedes) that are missing. Thanks
Thirsty Affiliates tracks, cloaks, and categorizes your affiliate links. Once you’ve signed up for your program(s) grab your affiliate links and add them to this plugin. This can take time if you will be linking to multiple pages on your affiliate’s website (which in many cases, you should). The pro version comes with statistics but I don’t even use it and I’m quite the analytical person.

As oil truly runs out, I believe economics will spur investment into alternative energy rather than politicians or environmentalists. As much as people may hate Big Oil, they are the ones best positioned to start the process. They will have the capital from record oil profits. They already have all the engineers and R&D on staff. Most of all, implementing gigantic capital projects has been their bread and butter. Sorry, this is probably more than you asked for.
The typical middle-class household in the United States is no longer a one-earner family, with one parent in the workforce and one at home full-time. Instead, the majority of families with small children now have both parents rising at dawn to commute to jobs so they can both pull in paychecks... Today the median income for a fully employed male is $41,670 per year (all numbers are inflation-adjusted to 2004 dollars)—nearly $800 less than his counterpart of a generation ago. The only real increase in wages for a family has come from the second paycheck earned by a working mother. – Elizabeth Warren, Harvard Magazine.[15]

Ha! I not only lost 75% of it, I lost it in 3 weeks while wandering around in the Nepalese Himalayas…found out it was gone when I stumbled into an internet cafe after getting out of the mountains. I’d just had some perspective-altering experiences, including a night of protection from the Nepalese army while I watched Maoists firebomb a mountain town I’d just passed through…and an earlier surreal moment when I had to step over the dead bodies of a mother and child in India so I could get cash from a Citibank cash machine. At the exact moment my account came up in that Nepalese cafe and I blinked twice to make sure that small number was right, I heard bells ringing from outside the screenless window to my left. I looked over at an old man slumped down in the seat of his wooden cart absently flicking a donkey’s ass (is that redundant?) to keep them rolling down the dirt street. The cart passed malnourished children standing under prayer flags, snot running from their nostrils to their mouths, ignored, as usual. I turned back to my screen and laughed – sold most of what was left, logged off and got something to eat. That was the year 2000.


I’m also with you John, wondering how my life would have turned out if I went into Finance… (I’ll be finishing my mba with that focus and real estate though so perhaps later in life I’ll find out). There are plenty of opportunities to crush it out there folks. However, be weary of living in the Valley, cost of living will eat you alive. I know a few engineers I met when I was on my campus tour at Berkeley getting starting offers on their BS 105-115k + 40k in stock options at companies like Google, Microsoft, Apple… After you factor in costs you can’t save much so from building your NW I’m not sure that’s the best play…
If you follow all the steps above and don't make at least your purchase price back within 60 days simply email us michael@michaelcheney.com and we will arrange a live Skype session with you to verify you have met each one of the requirements. If you did, we will then pay you double your 7-Figure Franchise purchase price minus the profits you earned within 7 days of this live session. You must contact us between 61 and 68 days of your purchase today to claim the guarantee and meet all the requirements exactly as stated above. No exceptions.
If you are a teacher and salary is your number one priority you better make sure your bargaining team knows, or better yet get involved in bargaining yourself, because the people with other priorities like pensions, healthcare, and paid leave certainly speak up in my local! Though thanks to the incredible work in states like WV, OK, and AZ I think teacher pay is finally being addressed.
I loved the landing page idea. This would be very effective in one case ONLY. If you are promoting a product or a an eBook this would work very fine OR increasing an Email list by offering something for FREE. You know in this life “Nothing is for FREE”. So you are giving your visitor for an example “A guide to how to install a blog template in wordpress or blogger” or “how to monetize your blog?” a FREE guide will drive this visitor to type his email and hit the subscribe button right away. But if the visitor a PayPal Button he just click the MAGIC X button on the top of his browser. Landing pages are very effective when you know how to use them.
Where a person lives has a tremendous impact on how far a $100,000 income will go. Living on that salary in Texas or Mississippi is dramatically different from living on it in New York or Boston. Roy Laux, president of Synergy Financial Services in McKeesport, Pennsylvania, says it’s an unavoidable factor that the cost of one’s mortgage or rent can make or break that six-figure income.
Capitalist class (1%) Top-level executives, high-rung politicians, heirs. Ivy League education common. Upper class (1%) Top-level executives, celebrities, heirs; income of $500,000+ common. Ivy league education common. The super-rich (0.9%) Multi-millionaires whose incomes commonly exceed $350,000; includes celebrities and powerful executives/politicians. Ivy League education common.
Hi Sam, I’m new to your site and getting so much out of it. You mentioned you got your MBA for cheap or free–have you already written a post on it? I may not have gotten to your post yet, but I’m preparing for the GMAT and application process next month and need help figuring out how to get my MBA for cheap or free too. Can I ask how you did it? Any pointers please? Thanks!
Capitalist class (1%) Top-level executives, high-rung politicians, heirs. Ivy League education common. Upper class (1%) Top-level executives, celebrities, heirs; income of $500,000+ common. Ivy league education common. The super-rich (0.9%) Multi-millionaires whose incomes commonly exceed $350,000; includes celebrities and powerful executives/politicians. Ivy League education common.
However, it can take a long time for your new small business to pay off. If you have time, effort, and energy, and if you offer a viable product or service, your risks can pay off with a nice-sized salary for you and your family. We don’t have a salary range for small business owners, but profitable small businesses can expect a six-figure salary if

Economic well-being is often associated with high societal status, yet income and economic compensation are a function of scarcity and act as only one of a number of indicators of social class. It is in the interest of all of society that open positions are adequately filled with a competent occupant enticed to do his or her best.[10] As a result, an occupation that requires a scarce skill, the attainment of which is often documented through an educational degree, and entrusts its occupant with a high degree of influence will generally offer high economic compensation.
Great post, I also liked your one on starting a fashion blog. Do you have a post on affiliate linking through social media? I’m pretty confused on whats acceptable, especially for Pinterest. It seems Shopstyle {Shopsense} and rewardStyle seem to work on Pinterest. I started my website on Weebly.. so I am making the oh-not-so-fun transition over to WordPress currently.

I’ve seen college programs where they tell kids to “slow down” and take fewer credits to “ease in” to school and be successful. (My most recent job was college professor!) SURE – fewer credits, more years of college and a crapload more money for the school and debt for the student. There’s a difference between part-time (living at home, working, etc.) and slowing down (living on campus, taking at least 5-6 years to finish a degree).

It seems that people are slightly repelled from sales pages since the experience imposes a decision making at a speed not of their choosing i.e. they are aware of the funnel and quite frankly suspicious of being manipulated (this is where trust building kicks in, but sometimes just…). For that reason, using editing techniques and somewhat less obvious copywriting techniques can make a huge difference. Give the full disclosure that you are selling, sure, but make it so that the reader is in a different mindset. I for one like to make the sale page looking like any other article on the site. Magazine style articles, with pictures, opinions, personal experience, advice… When my style of expression and writing feels as dispersed through the article as it is through any other segment of my site, I know that the page would appeal more to visitors.
I want to say thank you for taking the time to focus on useful content going into future years, as opposed to regurgitating something you read out of a hard cover marketing book from 1991. The original reason I came here however, was looking for tips / information on a general structure for paying taxes reliably on affiliate earnings in addition to disclaimer examples. Ive searched through different key word combinations and due to financial diversity on a national scale I can understand why this information is scarce. That being said, as long as a solid disclaimer is made about the information being a rough guideline etc. I think it would be extremely useful as most start up affiliates don’t know a thing about VAT, or how to separate their take home earnings from the tax they owe. I am currently residing in Alberta, Canada for your reference, but any information or a lead you could give me would be most helpful.

Ahmad, Great post and great information. I have some more specific questions for you relating to my personal company and how affiliate programs can tie into it. Is there a chance we could talk sometime soon? I think you may have the answers to several of my questions on whether affiliate marketing is what I am looking for or not. And if it’s not what I am looking for I think you can direct me in the direction I need to go.
Please note that Millennial Boss has financial relationships with certain merchants mentioned. Affiliate links may be used and commission earned in this post. While all attempts are made to present correct information, it may not be appropriate for your specific circumstances and information may become outdated. Copyright © 2017. All Rights Reserved.
Haris nothing is easy, you must have not read what Jafar has mentioned earlier in the post. “The harder the you put your effort more the results you will get” Also you need to be a good writer and know the strategies to start make money through affiliate marketing. I’ve used Amazon associates program and know how t works according investment we do on book reviewing and sharing on social media.
I grew up in SF. Big city. And for high school I went to the ghetto side of town where a lot of the teachers were burned out. A few of them left for private school after 1-2 years of teaching where the pay is a lot higher. I would have done the same. At an inner city school, it’s more work and stress for less money and less respect. The actual kids weren’t great to deal with either. High schoolers aren’t as cute as 5th and 6th graders when they’re mad. These kids carried pocket knifes now!
As for your daughter, I’ve seen a few applied math majors in this industry become petroleum (reservoir) engineers over time. We use numerical simulators to model petroleum reservoirs and many of the software developers have a background in applied math. Since they know best how the tool works, they often become an expert in simulation which leads to a transition into petroleum engineering.
Sam, I follow and reference your “just start a website, dammit” advice and started my own a few months back. Goal is to post once every 7-10 days, and move that to once a week, soon. Without being “that guy” I’ll post the address below if you’ll allow it through. The site is very niche and (as far as I can tell) very unique. Well, maybe the end result in my
I am extraordinarily fortunate- I have no debt. However, I’m now seeing what foolish choices I’ve made. Coming out of school, I am working a 36k/ year job as a case manager (I live in a low cost of living Southern state). I want for nothing, but I live with my partner and have no dependents or debt to pay off. I know that once either of those come into the picture I will be financially hurting.
This is an insightful post. For 95% plus of readers, their job is the most important asset they have. So it is all about the sector, employer (go as elite as possible), and skills you target. Choose correctly, and you can get rich. Simple as that. The trick is believing you can actual get a job with an elite employer. That is more a mindset issue than anything else. Cheers!
Hey Jennifer, I don’t really know much about MOBE as I haven’t had personal experience myself but in terms of paying for a programs, i’ve had experience with the Six Figure Mentors. They teach people marketing and entrperneurial mindset stuff that I found invaluable. They have a paid tiered membership system that can be promoted on an affiliate basis. What sort of affiliate business are you looking to set up?
I searched on Google to find a way to make money as an affiliate marketer. This website is well-constructed and you spoke very clearly. You laid the foundation down for most people to understand, if they have basic reading skills. I never knew how to create a landing page until I came on this site. A whole lot is what I’m learning from this website of yours. Great Job!

Another good platform to start with is Reward Style. Once you’re enrolled, you can get links for seriously hundreds of different sites–everything from Bed, Bath & Beyond to Anthropologie to PETCO to Pottery Barn Kids to Zulily. While it’s a fairly small commission (usually 5-15%), it all adds up and all you’re doing is helping to facilitate a sale for something you’re already talking about anyway!
Thanks for sharing this information. I actually work as a Project Management consultant in the technology and healthcare industry but I really want to get into construction project management because I love architecture I was also interested in natural resources project management just for a change but, it is very difficult to switch from one industry to another any advice?
My question is about not having a good potential affiliate product out there that you can believe in. I’ve been looking around and the majority of the products that are provided just don’t align with the views of my blogs. I’ve been having a tough time getting some solid traction with monetization but I’m not looking to sell out and promote something that isn’t great. I’m thinking that the only solid route for me is to create my own products and avoid any of these affiliates all together. But, I’d like to know what you think.
* My closely-guarded, multi-million dollar launch strategy which has hundreds of affiliates begging you to promote. (I have this down. My biggest launch, back in 2008, did $1.9M in a week. Every one of my past 7 launches has got #1 Bestseller and Product of the Day status on JVZoo and I have multiple products in the Top 50 products of all-time on JVZoo).

Great article, thanks. My question is slightly off the affiliate topic. I am curious about how Authorship will effect people running blogs on different topics.I run a marketing creative firm and want to start moving into information product sales, but I want to be able to write about our firm expertise (membership marketing) as well as try out products and blogging for people who want to start creative firms. How will people who want to write on unrelated areas manage things like G+ profiles as Aurthorship and authority become bigger deals? Do you think it will be a problem in Google to have the same author writing about different topics?


Some—like coaching and tutoring—are fairly specific to our careers. Others, though, are things most people could pursue. As teachers, we also have the option of picking up extra work on occasion by joining various curriculum teams (Who am I kidding? This is very rarely ever a paid assignment.), subbing, or even proctoring tests on the weekend or over the summer. It all adds up.
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The following are not direct affiliate programs but are representative of the monetization networks and techniques that have worked relatively well to date. I am adding this to show you other ad networks in addition to AdSense which will allow you to monetize your blog. One network which I have tried but have not profited from so far is Media.net, a network which is getting mix reviews.
Oddly enough, here I am building up this one site with recommended products and WAS going to find a picture of Michael Cheney and somehow I ran right into this article at the top of Google. Even though it gave me chills to read it, “oh, maaaan, there probably went $2k out the window” because what you said rang so true, I had to take the journalist’s point of view and pull it back around to some other things I realized instantly.