My wife and I have a very similar story. I graduated in 2011 with a Bachelors in Mechanical Engineering from a public university. I took an engineering job with a major oil and gas company making $80k starting. With steady pay raises and 5 years experience, I’m now making $125k. My wife started out in the oil and gas industry working for a consulting engineering company for $75k in 2012 and steadily rose to $88k. However, there are definitely drawbacks to the profession. I have lived in 4 different cities since I started working (you have to move where the work is). Also, I was laid off from my previous employer in April 2015 due to the downturn in oil prices. I was very fortunate to find a job with another oil major in September 2015, but it required relocating to a different state away from my fiancee (married just a few months ago!) and family at the time. My wife was laid off from her O&G job in Feb 2016 as well. I can honestly say that the sacrifices I and my wife have to make by working in oil and gas have been worth it though. We’ve aggressively saved our money, and we’ve made money on each of the relocations. We’re on track to reach financial independence much, much sooner than if we had chosen careers in another industry. I also thoroughly enjoy working in the O&G industry which is more than many people can see about their jobs/career path.
Its obvious his first language isn’t English but the guy has made an effort to help other people out of his experience. Nunya what you did is bad and you should apologize really. There is power in the words you speak. Putting someone down like that is wrong, like all his effort to put something together was a disaster. I myself found his grammar appropriate and very understandable, I think the person with the problem here isn’t Jafar. Next time if you dont have something better to say, dont comment. If it were to be you in his shoes, am sure you won’t like it either…. Stop the negativity!!
An employee paid a standardized weekly salary, whose job duties leave him/her eligible for overtime if he/she works more than 40 hours in the workweek. Employers typically have such employees NOT submit weekly timecards, but forms that claim paid leave if they work less than 40 hours and claim overtime if they work more than 40. Still, federal law REQUIRES that overtime eligible employees submit weekly reports of daily hours EVERY WEEK, and imposes penalties if employers don't.
If you are writing online your posts should be brief, clear, checked for spelling and grammar and consistent. Your blog may not have broad appeal if it has limitations in these, so your EBooks and public posts can benefit from a professional proof-reader, or extra classes in English, whether it is your first language or not. Whether you write a blog, a book or anything else, your only tool to deliver your message is language, and you should gain all the skills you can with it. If you don’t have time for this, use the services of someone with the best language skills you can find.
But I have a question… Do you really think that those who don’t attend the top schools won’t be as successful? (Coming from someone who doesn’t go to Colombia or UCD) What are your thoughts? Should they transfer from a cal state to a UC? Or should they complete their bachelors in a cal state and then proceed to get their MBA in a higher ranked university?
I’m SO glad to now have this post I can bookmark, and have a perfect project I can actually put into action against this post. It’s great to learn from people who are ahead in the game, for those of us who aren’t as knowledgeable can look for advice and resources online and find a LOT of bad information – but knowing the source of this post and such a respected website you know you won’t go far wrong in putting this into action!
Affiliate marketing is an effective money-making strategy for countless online entities – however, as straightforward as it is in theory, success is rarely as easy as it looks. The best way to build a dedicated audience for any blog is to carefully and clearly define its target audience right from the start, and then create content that caters to that audience. It is also considered as important strategy for creating and publishing a successful blog is to develop content that isn’t readily available elsewhere in the blogosphere or on the web. Eventually, thanks for sharing your experience with us.
I am so glad you speak so openly and honestly about being paid what you’re worth. As an ESL teacher who’s a contractor, I find it hard to give up my contractual gig to jump on the salary scale of a school because I feel like I would be underpaid. And unfortunately, I still find it hard to shake the feeling that what I’m paid equates to what I’m worth, professionally speaking. Despite teachers’ relatively lower earning trajectories, though, Thomas Stanley of The Millionaire Next Door found they were more than twice as likely as the average American to be prodigious accumulators of wealth. So, despite low pay, or perhaps because of it, teachers tend to save and invest more than doctors, lawyers, and other traditionally higher paid professions. So I hold that thought close.
Thank you Andrew! Also what is your take your data analytical roles in corporate? Do you think data analytical roles will be short-lived due to all the hype and the analysis part will be automated soon within the next 10 years or so? Even if it was automated, EXPLAINING the data and EXPLAINING it to your investors, stockholders, clients to basically tell them how they’ll make money from what they wanted me to analyze and interpret will still be the HUMAN aspect, correct. U you can’t automate that, right? Idk if this kind of role will be short-lived compared to a functional IT role. Moreover, I eventually want to hold a managerial role in corporate, but I want to deal with a line of business where there is a lot of money within IT. Projects that deal with SAP? CRM? <— This isn't programming right? I don't mind working for healthcare companies since that's where alot of money is for stuff like ^.
Remember: your audience is coming to you because they a) like you and/or b) find your content helpful/consider you an expert, or someone with more knowledge than them in a particular area that they’re interested in. They WANT to know what food, supplements, cleaning products, makeup, tech tools, knitting yarn, [enter your niche items here] you use… so don’t be afraid to share it with them!
I think in my case it was pure ignorance (high school me). Sure, I could memorize books well, but I had no real connections. I had no experience getting a job. I had no clue how loans worked. I didn’t realize what an in-demand skill was. I wouldn’t be surprised if that is true for more high school students. My girlfriend on the other hand, ended up working for a top consulting firm after getting her masters in corporate finance! While she didn’t know that much about job market, she had really solid parents and great mentors. I think that can make a huge difference.
We are inflated with humans that hardly get the chance to a good upbringing let alone a good school system. The average wage in America is under $50,000 per family. Per family. Maybe you could actually help us and write a blog on how we unfortunate, 4.0 GPA or not, cant progress past a shitty system. These are the people that need financial help. Its the majority of America…..So, instead of taking your already privileged people in high school and making them richer, because if i could make 75000 a year i would be so grateful and fulfilled, as majority of us would, we would work harder for these companies than the average “privileged” kid…privileged i mean, good parents, good home life, decent teachers and help when needed……which is what America is so lacking, on paper we look great, so does my exhusband whom abused myself and my children for 7 years, maybe you could look at a bigger picture and help us. Help us and we will help you. You have the knowledge, take it to a lower level and help the less fortunate. We need it.
My wife and I have a very similar story. I graduated in 2011 with a Bachelors in Mechanical Engineering from a public university. I took an engineering job with a major oil and gas company making $80k starting. With steady pay raises and 5 years experience, I’m now making $125k. My wife started out in the oil and gas industry working for a consulting engineering company for $75k in 2012 and steadily rose to $88k. However, there are definitely drawbacks to the profession. I have lived in 4 different cities since I started working (you have to move where the work is). Also, I was laid off from my previous employer in April 2015 due to the downturn in oil prices. I was very fortunate to find a job with another oil major in September 2015, but it required relocating to a different state away from my fiancee (married just a few months ago!) and family at the time. My wife was laid off from her O&G job in Feb 2016 as well. I can honestly say that the sacrifices I and my wife have to make by working in oil and gas have been worth it though. We’ve aggressively saved our money, and we’ve made money on each of the relocations. We’re on track to reach financial independence much, much sooner than if we had chosen careers in another industry. I also thoroughly enjoy working in the O&G industry which is more than many people can see about their jobs/career path.
The result is a website that lists everything important that ever happened and I have begun to write a 1,000 word essay on each event. While selling the poster is the goal, completing the task of writing the full history has now become something of an obsession in its own right. It’s a big project and will take a couple of years to write the whole 300,000 words but at least I won’t be stuck for subjects to write about as they have already happened.

Nothing is untrue about this post, I just have a different take perhaps because I am 55 and I have also raised 7 children of diverse interests into adulthood. First – i am a board certified Veterinary Pathologist and work for the pharmaceutical industry. A niche career, not well known by peiple outside of the field but i have loved it and it has been great to me and it pays AMAZINGLY. I didn’t even know the option existed when I was in high school, college or even until well through veterinary school. I followed my passion and talant. Remeber what you decide to do you get up and do everyday – so if being a petrolium engineer and living in TX giges you the heeby-jeebies well, don’t follow this guy’s advice. You have to have a reason to get up everyday and it may not be to earn as much money as you can in 5 years and retire – maybe it is, but then you still have to do something with your time.
Remember: your audience is coming to you because they a) like you and/or b) find your content helpful/consider you an expert, or someone with more knowledge than them in a particular area that they’re interested in. They WANT to know what food, supplements, cleaning products, makeup, tech tools, knitting yarn, [enter your niche items here] you use… so don’t be afraid to share it with them!

Very easy my dear friend, I think reading this article, any body can make money online. So the basic idea of this whole article was -affiliate marketing through email list. Another method that is totally working and i am able to generate an average 20-50$ per days is just post proper review on any popular system and fully optimize that so that that review can rank higher in search results. This method will generate endless affiliate income for you.
It will probably take a couple years to build a sustainable, passive income. That is the 1st car I have EVER purchased myself at age 29 (I was broke until then and leased from my parents). But the time committed to affiliate marketing and creating great tutorials and YouTube videos was worth it… I work for myself, there is virtually no limit on how much I can make, my schedule is flexible, and I collect enough passive income to live how I want.
Perhaps my dry humor blurs my message, but I don’t consider myself to be burned out. I think that would be an insult to everyone working more hours than me with perhaps less pay. Not to mention those in actual physically demanding jobs. I have extra energy to burn and am making moves to explore working in the banking side of things. Acquisition and merger activity is expected to pick up with smaller oil companies struggling.
Is it possible to be financially saavy while still having an eye to a larger picture? i.e. How the choice of career or industry can affect the planet and our descendants? What good is it to have a six figure income if, in it’s application, the planet is not habitable for our grandchildren, or the purchase and consumption results in a feudal state of massive inequality? Have you noticed there is only one winner in a game of Monopoly, the rest are left bereft.
Having that level of job security must feel great and re-assuring. When I visit other personal finance forums (particularly on reddit) half of the success stories seem to come from computer science majors. It might be the perfect blend of degree value, job availability, and work levels/flexibility. The ability to freelance or work remotely seems to be another potential benefit.
Also, things cost more. Stuff like housing, transportation, or food will take more out of your paycheck every month than they used to. The mere cost of Thanksgiving Dinner has risen thanks to the increase in the cost of turkey and pumpkin pie mix. College costs more (and so do student loans), so many are starting out in the workforce already in debt.

Yes I agree Dixon. The only way to achieve those figures is to build your own business and become your own boss. It takes hard work and dedication, and it ALWAYS takes money to make money on some level. If you want to make a million dollars, you best believe there are start up costs. The key is to find the right opportunity, with a low start up cost, and an IMMENSE support system in place. You need to find Mentors who have already achieved what you want to achieve and emulate their daily actions and habits.

Anyway, I am trying to get into IT, because every other profession within banking requires me to take a test and get licensed and renew that license with more tests. I’m bad with tests, and I don’t need that in my life, and IT not only pays more, but I can just get certified with classes. Anyway, how do I go from fraud to IT? I.e. Business Analyst, higher up IT profession? I’m not a computer science major, btw. I was in health sciences. I’ll look into other money making options by following your posts, but how can I start making a decent living by converting to full-time from contract? I’ll learn software skills/IT on the side, but yeh…Any tips?
You’re right that there’s tons of variables in teaching. I used to work at a Title 1 school that was almost 90% free and reduced lunch/low income. I would still work there today if it were up to me, but their funding was so bad. 🙁 It’s also interesting to look at how teachers are paid. We live in a very high COL suburb *for the Midwest*. But that’s also why my salary is so high. My district can pay what they do, at least in part, because of property taxes. It gets far more complicated when states have universal salary schedules and other things I don’t really understand 😉
We also pay for the occasional epic blog post, plus digital tools like MailChimp ($150/month), hosting ($150/month), etc. Because the site has grown exponentially over the last 18 months — we now see about 115,000 unique visitors each month and have 23,000 newsletter subscribers — it costs more to run the site now than it did a year ago. We now spend about $3,000 a month to run The Write Life.

100k in the Bay area is like 50k in most of the country adjusted for cost of living. I really wish we used adjusted salary more frequently in the US – including welfare, taxes etc. So many T10, T20 B schools are graded based off average nominal salary, which drastically overstates NE and California B-Schools in terms of their value due to their typical placement location.
You don’t exactly have stellar punctuation, yourself. You come across as mean, reactionary and elitist. Telling people they don’t write well enough to read an article? For real? I didn’t realize the written word was supposed to be safe-guarded from people whose written skills are deemed unworthy. With that logic, no preschooler should ever read anything, ever. Had you considered that maybe he was replying using a mobile device? Not every device comes ready to add contractions to words, and for the sake of quickly getting your point across, you just roll with it. You didn’t even comment on the content of his remarks. Learn to read for meaning and you will be more successful at criticizing others. If you criticize only the superficial, you will be seen as superficial and lose every time. BTW (see what I did there?), it’s widely accepted that people who pick at grammar only do so when they have nothing substantive to contribute. Questioning his intelligence because of his punctuation only calls into question your own. Best of luck to you.
If you’re writing reviews, you should 100% be using rich snippets (they add review stars to your search engine snippets and increase click-through rates). There are many WordPress plugins for this but my favorite is WP Rich Snippets. It’s $69/year (or $399 one-time) and I use it for every single review I write. They have tons of add-ons, settings, styling options, and looks nice. Free plugins like All In One Schema.org do work but lack settings, styling, and flexibility.
After you link all your accounts, use their Retirement Planning calculator that pulls your real data to give you as pure an estimation of your financial future as possible using Monte Carlo simulation algorithms. Definitely run your numbers to see how you’re doing. I’ve been using Personal Capital since 2012 and have seen my net worth skyrocket during this time thanks to better money management.

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No wonder even after 8 years of trying soooo many programs I am still where I have been for all these years – a NEWBIE! Frankly I do not see Wealthy Affiliate to be my way out. I can see it is a non-specific info-overloaded, with steep learning curve to overcome. After all these years I have yet to find a specific ‘do this first then this’ step by step tried and tested program that I can confidently follow to earn some decent income. What a shame!