i just couldn’t resist jumping in here. even though i’m a b.s. chemist i’m in a union at this big company as more of a technician. we just allowed our first tier system on the plant this year and it’s the beginning of the end. even though i’m in the higher tier i would have conceded something in my future in order for the people coming in to make what i make. nobody ever wants to address the sacred “higher tiered” people. geez, about 15 years ago i knew of home-ec teachers pulling down 80 or 90k while the physics and math teachers unlikely reach that level, much less with the lifetime gold-plated benefits. i say, share the pain. now i’m fired up and need a drink.
This is interesting to me because I just accepted a medical sales job with a great company and there is a lot of opportunity, however I left a job I really miss (didn’t realize how much I liked it until I left). Although the income potential is high in med sales, I’m really not liking the lifestyle of being on the road all the time. I also moved to a new place for the job and don’t know anyone so that doesn’t help either. Is it better to stick it out and see if something changes or accept that I made a career mistake and try to get out asap? I guess I get torn between going after a good opportunity vs going back to a job with less potential but maybe something I’d enjoy more.

These elements can be dressed up prettily but are recognisable once you are aware of what they are. OK so Number 1: An absolute bargain. His drop closing was very standard it could be $20000 gradually coming down to $1997 sound like a bargain. “2: It has to be NOW! No time to check anything independently, it’s now or never! and 3: Cash or cash equivalent.

2.My neighbor is a master electrician and has brought me upon many side jobs with him where i have really learned alot about the electrical trade. Much more then at my day job. He really likes me and i know he wants too start his own business and he wants me to work for him full time one day, however i dont know what he plans too do with me, will i be partner or just a worker? i know he wont screw me but ive heard that partners are a waste of time, build yourself not someone else. however starting a company i know is a much bigger task then it seems and he has the experience and knowledge that i dont have yet, i know he is willing to teach me but this is a big commitment and in the end all my hard work could go into his pocket. however that experience is what could differ me from all the rest everyone i know does the standard work for a bigger company learn nothing and go up north. Even from the little bit he has taught me i have used to do my own side jobs and make 60 to 70 a hour, and i know he can teach me so much more.

Thanks for the really insightful reply. I really appreciate it. Now, what if I did not want to be a network engineer dealing with hardware? I definitely do not mind taking certifications, but if I just wanted to become a business analyst or QA Analyst…some IT profession that doesn’t require too much programming or developing because I need the time to learn at the programming languages…Like I’m trying to get a plan going here…BTW, i’ve heard of the CCNA thing over and over again…is that only for network engineers? Because..I dont really want to deal with hands on material or travel too much…I’m tryna be in a position where I earn certifications and learn stuff online and gain experience doing projects online or volunteeringly taking on work to contribute to the IT department to showcase my interest…


Petroleum engineering only requires a bachelor’s degree. Lawyers, doctors and pharmacists can make over six figures out of the gate too. But when does the gate open? After 3-5 years of additional schooling? After a couple years of residency when you turn 30 and have $200,000 in student loans? The beauty of this job is that a masters degree, PhD or an MBA are not required to advance, not even for the vice presidents who clear $300,000-500,000 in salary and who knows what in stock options.
I am currently 24 and have above a 100k salary, but fall within the category of a financier. I work at a company that invests debt and equity into medium sized businesses. I also invest in equities on the side while managing my blog. I think I followed the post well, other than the fact that I didn’t go into engineering. I had to work very hard, get very good grades and develop my analysis skills to get where I am today. I love reading sites like this to continue to learn ways to boost my income and to hear from other like-minded individuals!
The only other valuable skill I had was dealing with spreadsheets. After getting my first spreadsheet job (9 interviews), I picked up a VBA manual on my bosses desk and read it through. I then ended up picking up more and more technology skills and ended up as a software engineer. Partially, the passion came from the fact that you could model mathematical reasoning so well in programming, which was a pleasant surprise (esp given I’d never programmed).
North Dakota had a very significant boom and nearly all of that was tied to oil companies paying top dollar to relocate. Most positions were temporary or related to field operations rather than corporate offices moving in. When prices and activity fell, unfortunately these people had limited options for finding work in other industries in North Dakota. Perhaps the growth was too dependent on a single factor.
They say, if I invest 0.04 bitcoin (this seems to be their minimum threshold), I’ll receive 1 % of it daily. Sounds too good to be true. At the moment I don’t have any money so I’m thinking of borrowing from my relatives to proceed with the investment. So before I make any move, could you please advise whether or not to proceed with this site. Thank you in advance.
Every Tuesday, we send out an email called Favorite Finds where we recommend ONE, SINGLE affiliate product or service that we’re currently loving. It could be a new offer that one of our affiliates is promoting, or a tried and tested affiliate that we love and recommend on a regular basis, or a new affiliate so we can gauge our audience’s interest.
Before my Dad passed when I was thirteen, he established in me a strong mindset of ” no matter what you do son, don’t half ass anything. I hate a half ass! ” Now I’m 26, and this mindset has blessed every part of my life. With nothing more than a high school education, self learning, and an “I can do better, learn more, and give my all” attitude, I now earn 120,000 as a maintenance mechanic at a chemical plant. I believe it’s smart to know that success isn’t just about how much you make, it’s about what you have vs. what you owe. I bought my first house at 19, and a 100+ acre farm at 25. You may not get that dream job right away, but if you don’t give it your all at everything, all the time, you can’t blame circumstances. The day, or days, you decide to be lazy, there is someone out there who is pushing, who is going the extra mile, and who might get that dream job you wanted because they put in the extra effort. If you are looking at college, I can say that everyone I know that got a degree in biomedical engineering landed high paying, travel the world jobs right out of college.
If you want to really wish for days gone by, try plugging $100,000 into the U.S. Bureau of Labor and Statistics’ inflation calculator. What you’ll find is that $100,000 in 1980 is worth $288,638 in 2015 money. Want to get even more nostalgic? Crank the year back to 1960, and you’ll see that 100 grand would get you $803,506 annually in 2015. That’s a lot of cabbage.

Hey, Sam! Great article/read. Also, i’m not sure if you’re the right guy to ask (bother? lol) but I just turned 20 and I basically got really mediocre grades at my mediocre community college and i’ll be getting my diploma next year. Not that getting into policing will be too much difficulty, but being a high ranking officer, such as a chief, that pays very well might be a bit of a stretch later down the line. I could go back and EASLY get A’s but the idea of going back to school and doing the same thing… ehhh…. I might consider doing it later, perhaps when i’m 30ish and gotten some experience as being an officer. What would you recommend? I’m open to anything. Thanks mate.
This isn’t a cheap product that you can buy on the off-chance that it is useful. Instead, the full product costs $1,997. Yes, really. It costs almost $2,000. You can also pay in two payments of $1,100, which are 30 days apart. I'm sorry, but I really can't justify purchasing, or recommending that you purchase a product for two grand. I've purchased two-thousand-dollar products before and they have never been worth it. The most I've paid for a product and been satisfied with it was around $500.
We live in a modest 3 bed 2 bath house that is about 1,300 square feet. I drive a Toyota Prius that I bought in 2013 for $24,000 which I paid off in early 2015. My wife drives a Subaru Forester which we bought for about $25,000 and will have it paid off in less than 2 years from now. My point is, we know better than to spend our money on luxuries at this early stage in our financial careers. If we invest all of this excess now, how much better off will we be 15 years from now when we are in our early 40’s?
Affiliate marketing is an effective money-making strategy for countless online entities – however, as straightforward as it is in theory, success is rarely as easy as it looks. The best way to build a dedicated audience for any blog is to carefully and clearly define its target audience right from the start, and then create content that caters to that audience. It is also considered as important strategy for creating and publishing a successful blog is to develop content that isn’t readily available elsewhere in the blogosphere or on the web. Eventually, thanks for sharing your experience with us.
I used to think education was overrated, and personally swore off not going back to school after I finished my undergrad. Then the economy hit the skids form 2001-2005 and I went back to get an MBA part-time. I know think education is underrated, not only for the things you learn, but for the connections you make and the confidence a good education gives everyone.
You don’t exactly have stellar punctuation, yourself. You come across as mean, reactionary and elitist. Telling people they don’t write well enough to read an article? For real? I didn’t realize the written word was supposed to be safe-guarded from people whose written skills are deemed unworthy. With that logic, no preschooler should ever read anything, ever. Had you considered that maybe he was replying using a mobile device? Not every device comes ready to add contractions to words, and for the sake of quickly getting your point across, you just roll with it. You didn’t even comment on the content of his remarks. Learn to read for meaning and you will be more successful at criticizing others. If you criticize only the superficial, you will be seen as superficial and lose every time. BTW (see what I did there?), it’s widely accepted that people who pick at grammar only do so when they have nothing substantive to contribute. Questioning his intelligence because of his punctuation only calls into question your own. Best of luck to you.
If you're new to the blogosphere then this book is brilliant, but if you're already somewhat experienced then you need to start looking elsewhere. It's really just all the blogging basics in one tome, but as far as building strategies it lacks a little bit. I do recommend it to anyone who wants to start they're own blog or has done it already and has yet to learn a little.
I want to say thank you for taking the time to focus on useful content going into future years, as opposed to regurgitating something you read out of a hard cover marketing book from 1991. The original reason I came here however, was looking for tips / information on a general structure for paying taxes reliably on affiliate earnings in addition to disclaimer examples. Ive searched through different key word combinations and due to financial diversity on a national scale I can understand why this information is scarce. That being said, as long as a solid disclaimer is made about the information being a rough guideline etc. I think it would be extremely useful as most start up affiliates don’t know a thing about VAT, or how to separate their take home earnings from the tax they owe. I am currently residing in Alberta, Canada for your reference, but any information or a lead you could give me would be most helpful.

Ahmad, Great post and great information. I have some more specific questions for you relating to my personal company and how affiliate programs can tie into it. Is there a chance we could talk sometime soon? I think you may have the answers to several of my questions on whether affiliate marketing is what I am looking for or not. And if it’s not what I am looking for I think you can direct me in the direction I need to go.
I’m currently looking for ways to get my MBA covered (at a top 20 – my company will pay the local state schools no problem) and work too, to further accelerate my way into management and chase down a 250k+ job before 30 (excluding investments). Similar to what John said most people at my company only work 40 hours a week. I work closer to 50-60 on average but that is by choice to learn more skills while I am young and is not required. High tech is where it is at for sure.

There are plenty of different avenues you can take to breach that magical six figure mark. Doctors and lawyers routinely make multiple six figures. Longshoremen (dockworker) average $120,000 a year as we discovered during the Oakland longshoremen strike in 2001 and 2015. After 20 years on the police force and fire department, the majority of our brave men and women make $100,000+. Not only that, their capitalized pensions are worth millions!
I personally didn’t earn six figures by the time I was 25 years old, but I’m still SO GLAD I didn’t go through with my engineering degree (I put 3 years into an engineering education, and then switched to finance). I agree with you Sam. I see so many engineers that feel trapped. They want to move up in the company, but it seems incredibly difficult. Sure, they can earn a good wage, but if they don’t love what they do, they’re stuck for quite a while.

Nicely written and so helpful info. Having too much advertisement in a site is so painful for visitor cause it makes the site look cheaper. Instead, If one can limit the number of one’s advertisement and have some affiliation it would be way cool and wouldn’t be so harsh for the visitors . You have shared some significant point for affiliate marketing . Thanks for sharing


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Author Bio: Sam started Financial Samurai in 2009 to help people achieve financial freedom sooner, rather than later. He spent 13 years working in investment banking, earned his MBA from UC Berkeley, and retired at age 34 in San Francisco. Everything Sam writes is based on first-hand experience because money is too important to be left up to pontification.

Anyway, back to this program called the Seven Figure Franchise. There have been many affiliate programs that have come and gone over the years promising all sorts of wealth and prosparity. Now don’t get me wrong, I do believe that people make money with affiliate marketing, but like some of the people her have mentioned, you have to do it in the right way.
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