You can start your own business or work two jobs. Making an online income seems particularly trendy nowadays. I started Financial Samurai back in 2009. Three years later, I was able to leave my investment banking job to work on this site full time. You never know what you might be able to do. At the very least, register your name online and build your brand.
Sam, in eastern Canada, anything over 40K-50K per person is starting to be considered “wealthy”. The oil province is a little more lenient in this regard since they have oil money to compensate. In fact, in Canada we practice wealth redistribution on a provincial scale, and the rich provinces must contribute in order to support the poorer ones. Quebec receives a bit more than $1000 per capita IIRC.
There are countless numbers of affiliate models that people follow in an effort to earn money online.  I follow the technique of sharing what I use,  and earning income by doing so.  If you are using monetization techniques other than AdSense, I recommend that you make a slow transition to affiliate marketing as well. Add one or two banners of related affiliate products on your blog sidebar, and see how it works out for you.

I get the feeling it is actually easier than we think to make a salary up to $200,000 a year because so many people in this country are basically LAZY and feel they are entitled to a certain standard of living with little effort on their part. Not saying everyone is, so don’t take me wrong. I’m guilty of it myself at certain times in my life. Therefore, the folks who strive to achieve the principles that you’ve outlined in your article are way ahead of the pack, just by making an effort. As the saying goes…The cream rises to the top.
As I read further to post this, I saw a next post about marrying for money. How dare…..I know it happens. I did it. After a 7 year extremely abusive marriage, which ended in debt over my head and my children still get to see this abuser and still has more time than should be allowed, due to a horrid system, with his perfect on paper persona, Works for the DOD, contractor, writing programs and coding for them, white collar perfect portrayal of family, to only be a devil in his own home behind closed doors…..
If you decide to become a patent agent (no law degree) or a patent attorney (law degree), you can crush it (multiple six figure income by age 30). Some of the jobs are a big grind, like IP litigation, which I do not do. I found an awesome mid-sized law firm where I write patent applications for inventors at big tech companies. At the right firm, you can make multiple six figures working a reasonable 45-50 hours per week.

He is the co-founder of Neil Patel Digital. The Wall Street Journal calls him a top influencer on the web, Forbes says he is one of the top 10 marketers, and Entrepreneur Magazine says he created one of the 100 most brilliant companies. Neil is a New York Times bestselling author and was recognized as a top 100 entrepreneur under the age of 30 by President Obama and a top 100 entrepreneur under the age of 35 by the United Nations.
Thanks to NF’s growth and the popularity of my article on the Paleo Diet, this app continues to sell 100-200+ copies a day without a dollar spent on advertising. The number of downloads fluctuates depending on where we are ranking for “Paleo Diet” searches (I can pretty accurately predict app sales based on where the article is ranked on that day). Since launching the 99 cent app in December, it’s already been downloaded over 25,000 times.
Excellent & invaluable information! Choosing the affiliate product before makes total sense as you can more easily tailor your site to your product. I am in total agreement about the soft sell, I find that if I get an email or read a blog post that is too obviously all about making money & too infomercial like I rarely buy or revisit (or unsubscribe).

Personally, I don’t hate the job at the giant tech company, but it’s also something I don’t want to be doing for very long. Along with my wife, we’re taking the approach of living simply and saving ~70% of our income so we can walk away from it all financially independent in 5-10 years if we choose. If any of my side projects take off, we might be able to move onto a more digital-nomad type of location independent life even sooner than that.


The "mean annual salary" is the average salary being paid for a job or position. Your annual salary is the amount that you will get paid in a year assuming you work the entire year at that salary. For example, if you are paid semi-monthly (such as US military pay, 1st and 15th of each month), and your annual salary is $24,000, your gross paycheck (before taxes) will be $2,000.
I earned a Bachelor’s in Mechanical Engineering Degree and a Masters in Management. The University I attended didn’t offer petroleum engineering but I do have several friends that were ChemE’s, as we used to call them. I agree that my ChemE friends who went into the oil industry definitely started out with highers salaries. But from my perspective these guys are working significantly more than the standard 40 hours a week contrary to what the article proposed.
I am age 34 , working as an accountant with annual income 85k per annum, due to monthly commitment on properties & car, left 1k for saving each month. May i know is there a better way to maximize my current reserves to 200k per annum as per your article? i’m happy to have at least 10k passive income every month without working soon as i’m planning to have kids and looking forward to enjoy the lovely time seeing them grow up without a job constraint
to answer the question – yes it is very easy to make 100k – or more. why don’t many do it? many do not know how to go about it (how to even start). that issue stems from education and awareness (no exposure to that environment). those with the awareness do not have the will, or desire as you called it out. it takes a combination of awareness, desire and action to get there. you are right in that anyone can get there – IF they really wanted to
The same goes for setting your battle tactics – you have to show folks how your offers will benefit them generally or meet their particular needs before they can buy from you. Really, there’s nothing so out of the ordinary about Michael Cheney’s Commission Black Ops. It’s pretty much the same things that have been rehashed and taught you repeatedly. The only difference this time is that Michael Cheney chose to present them with action-packed expressions.

Advertiser Disclosure: The credit card offers that appear on this site are from credit card companies from which MoneyCrashers.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. MoneyCrashers.com does not include all credit card companies or all available credit card offers, although best efforts are made to include a comprehensive list of offers regardless of compensation. Advertiser partners include American Express, U.S. Bank, and Barclaycard, among others.


While no one is asking us to starve (we’re not artists, for Pete’s sake), popular culture seems to support the notion that teachers can and should live on meager earnings. Take Matilda. You know, the Roald Dahl book you haven’t read since third grade. The teacher in the book who Matilda absolutely loves spends her days eating bread and butter because of her pittance of a salary. It’s a heartwarming tale of dedication.

I love your post. I have been following you over the years. I want to shed some light to others who are in pursuit of the “Six Figure Salary”. Upon graduation, I set a goal to make six figures by 30. I started off making only $33k a year. However, I out worked everyone in my office and established a reputation as a hard work and smart worker. I stayed at the firm (insurance) for 4 years and somehow networked and found an opportunity in management consulting. I stayed there for 10 months and made approximately $95k. Next, i took the experience came back to the insurance industry and now make $125k at the age of 27…. 3 years earlier!. My best advice for everyone is to work hard, follow the opportunities, strive for constant improvement, and be open to change. PS. I went to a “B” school and was a “B” student. Unfortunately, I was an underdog through out my career because of my school, but I balanced it by tremendous work ethic and self taught myself in business. Work hard, keep reading, and continue to improve. You will make six figures!
Another advantage public schools have is their far broader acceptance of AP and community college courses (remember Step 1?). After all of my credits were applied, I entered college as a junior and graduated in 3 years instead of 4. That’s an extra savings of $10,500 or $50,000 if I were smart enough to get into a school like MIT. I’m not even including room and board and textbook expenses. Absolutely huge.
Think of websites as virtual real estate. The reason why website flipping has made many multi millionaires is because you are creating assets. Assets are things that make money for you without you having to do work. There are many different types of assets such as real estate, businesses, etc. But if you are website flipping, you are making money from the asset you created, but you are also making money from when you sell your asset.
The latest annual inflation rate is 1.3 percent. It was 1.5 percent in 2013, according to the Bureau of Labor Statistics. That’s well below average, but gas, food prices, college tuition and the cost of health care have taken the biggest bites out of six-figure incomes. The latter two, plus the cost of housing, have risen faster than the rate of inflation over the past decade.

Too many newbies make this mistake. They think they can avoid ALL online business start-up time and expenses by joining an affiliate program and using the free site they get as their main site. It's a mistake. The best affiliates in EVERY program have their own website where they bring ALL their traffic first. From a "home base" like this you are free to make personal recommendations, promote a variety of programs and earn income other ways such as advertising or selling your own products and services. Growing your own site is a major key to growing serious long-term affiliate income.
Education. Your thirst for education should be constant and voracious. I don't care if you're reading this in your twenties or your sixties. There's always something new to learn that you can add to your well of knowledge to draw upon. So take that improv class you've been thinking about or buy that course you're interested in. It's always worth it if you learn just one thing from it.

I also worked my ass off during high school, went to a public university with enough AP credit to graduate in three years with an English degree (gasp!) then received a Master’s in journalism (double gasp!) that costed next to nothing, because I moved back home with my parents and didn’t have to divulge their income on the FAFSA for a graduate degree. I went into tech marketing and was making six figures by the time I was 25.
There are a limited number of scholarships available for flight students but I wouldn’t count on those; competition is fierce and there are very few awarded. Anyone starting now and taking the civilian path to a flying job needs to be prepared to make a hefty initial investment. There’s really no getting around that, but as you said there loans are certainly an option. Also, for those with prior military service, the GI Bill can be used for flight training. Hope this helps.

Plan to work til your able like 78. My dad finally wants to go part time at 90 years of age. He quit his CEO job and traded that job in for treasurer for a small company. He plans to work and save his money until 94. Nursing homes cost and so do CNA’s if you cannot walk, dress or take a bath. My mom took her meds until she was 89 and then 200,000 dollars was spent for 5 years to take care of her. It is probably double plus by 2016.
A far more lucrative way to earn as an affiliate is to recommend high-quality digital products created by online entrepreneurs. The reason is simple: digital entrepreneurs offer as much as 50 percent commission — in fact, in many affiliate circles, 50 percent is expected. Many products created by individuals also sell at higher price points, anywhere from $19 to hundreds of dollars. That means you earn far more per sale.
If you follow all the steps above and don't make at least your purchase price back within 60 days simply email us michael@michaelcheney.com and we will arrange a live Skype session with you to verify you have met each one of the requirements. If you did, we will then pay you double your 7-Figure Franchise purchase price minus the profits you earned within 7 days of this live session. You must contact us between 61 and 68 days of your purchase today to claim the guarantee and meet all the requirements exactly as stated above. No exceptions.
Hey Cristina. The only way to achieve those figures is to build your own business and become your own boss. It takes hard work and dedication, and it ALWAYS takes money to make money on some level. If you want to make a million dollars, you best believe there are start up costs. The key is to find the right opportunity, with a low start up cost, and an IMMENSE support system in place. You need to find Mentors who have already achieved what you want to achieve and emulate their daily actions and habits.
The standard route is to work in public accounting and then branch out. So, I wouldn’t consider the public accounting route to be typical, but within ten years you can expect an income to be closer to 200k or as high as 350k if you make partner. Making partner also requires a lot of buy into the partnership shares, so you can think of that as taking on a mortgage. I could get into more detail, but I hope that answers your question!
For 2018, he’s most interested in arbitraging the lower property valuations and higher net rental yields in the heartland of America through RealtyShares, one of the largest real estate crowdfunding platforms based in SF. He sold his SF rental home for 30X annual gross rent in 2017 and reinvested $550,000 of the proceeds in real estate crowdfunding for potentially higher returns.
I could talk about unions forever, Alice! I didn’t in this post because I didn’t want to get too lost in the weeds for people who aren’t part of the profession. My parents are both retired union workers, and I will be part of a union for as long as I can be. Sadly, the right-to-work nonsense is rubbing off, and we just got a letter from our union saying that it is now optional to be part of a union. I have to be honest and say that teachers’ unions (at least in our area) aren’t what they used to be. But as long as I can, I will fight for mine. So glad you spoke up, Alice! Your building is lucky to have you!
At the time, I had a ton of people reaching out wanting to hire me (I ranked my self #1 in Google for WordPress SEO Consultant, WordPress SEO Expert, many other good keywords). Unfortunately I struggled with basic things you need to run a service-based business… keeping track of clients, time management, and making sure I was charging clients for my time (and getting them to create content which often seemed impossible).
Great post! I majored in Electrical Engineering, instead of going the tech route (mistake?) I went into infrastructure and engineering services. The work is pretty easy and I work no more than 40 hours a week. I’m in my early 30s moving up proves to be very hard even with PM experience and being a licensed PE, this industry is very flat… So I’m going to business school this fall to get an MBA part time. I sat in some classes and I actually love it. I never explored the possibility of studying business before but nonetheless I’ve had side interest in economics and leadership psychology for a long time and read a lot. Don’t know if I will see an ROI immediately but I am probably going to enjoy these courses.

Some blogs boast of having 650 million subscribers but when a new post goes up everything is quiet. The more active the community the more likely you are to get Tweets, Facebook Likes and +1’s which, no matter what anyone says, have an impact on your short and long term rankings. Answering comments also give you a good opportunity to build trust with your new readers.
I’m 24 years old hard working electrician living in Calgary Alberta Canada, Probably one of the best places to be a electrician really. I’m a 4th year apprentice, I start my last year of school in jan, by march/april i will be a ticketed journeyman. This year i will make 70,000 (thats before taxes) and im extremely unsatisfied with it. Once im a Jman working for my current company i will make aprox 85 without OverTime. when I do the math its not that much more, now i have the potential too make more but there are some complications too this.

The one section I found really useful was the monetizing section where the authors explain all about choosing the right ads, affiliate programs and other revenue streams. While I'm sure there's more complete info on this (it could be worth an entire book), it was a good introduction and gave me guidelines if I ever have to do something like this myself.
When one of our readers at The Write Life buys Chris Guillebeau’s $58 Unconventional Guide to Freelance Writing through our link, for example, we earn $29. When James Chartrand’s Damn Fine Words course sells for $1,599 through our site, we earn $200. Lots of creators offer affiliate programs for their products; the key is finding products that appeal to your audience, so you readers want to purchase them.
In recent years, college tuition costs, which have been growing faster than the rate of inflation for more than two decades, have slowed a bit. According to the College Board’s annual Trends in College Pricing report from 2014, the average cost of in-state tuition and fees at a four-year public university increased by 2.9 percent between the 2013-2014 school year and the 2014-2015 school year to $9,139. The past two school years were the first since 1974-1975 in which increases were less than 3 percent (not adjusted for inflation). That doesn’t mean college is cheap.
WP Rich Snippets – premium plugin that adds rich snippets (eg. review stars) to your snippets. You get 33% of sales and it’s what I use on my site. I recommend it over the All In One Schema.org plugin as it looks nicer with more settings and add-ons. Here’s a post I used it on. If you’re writing reviews as part of your strategy, get this for yourself.
Now, here’s the current conundrum. I still don’t make six figures. I have made some really smart money moves, but even now, I’m not slated to pull in six figures for another decade. I have two choices. The first option lets me sit back and let time work its magic. Each year of service nets me a small raise. It also gives our money in the market more time to do its thing. Conversely, the second choice involves monetizing our talents and skills. Otherwise known as prioritizing the side hustle or the passion project.

We are inflated with humans that hardly get the chance to a good upbringing let alone a good school system. The average wage in America is under $50,000 per family. Per family. Maybe you could actually help us and write a blog on how we unfortunate, 4.0 GPA or not, cant progress past a shitty system. These are the people that need financial help. Its the majority of America…..So, instead of taking your already privileged people in high school and making them richer, because if i could make 75000 a year i would be so grateful and fulfilled, as majority of us would, we would work harder for these companies than the average “privileged” kid…privileged i mean, good parents, good home life, decent teachers and help when needed……which is what America is so lacking, on paper we look great, so does my exhusband whom abused myself and my children for 7 years, maybe you could look at a bigger picture and help us. Help us and we will help you. You have the knowledge, take it to a lower level and help the less fortunate. We need it.

Childcare requires a great deal of attention. That is why most mothers quit the workforce temporarily for the sake of taking care of their loved young ones. This notwithstanding, it is still possible for such mothers to make extra income. This scheme allows them to do just that. It is non-invasive and hence less likely to interfere with the sacred task of childbearing.
A handful is fine, but a dozen or more cheapens the experience for your users. If you absolutely MUST promote lots of products and services, PERSONALLY RECOMMEND only a small number of them. Take your very best ONE or TWO affiliate programs and stick to recommending them as your staple. A premium service with a slightly higher than normal price tag and generous commission is ideal for this strategy. But be sure it is worth the price!

This post was so helpful! I launched my blog in January and just started to try and monetize it in June. I’ve added some affiliate links for a few of the programs you recommended, so hopefully, I will see some results soon. I’m realizing that this is gonna be a harder journey than I originally thought, but thanks to bloggers like you I have great resources to guide me! Twitter.com/Disfordollars

I am currently 24 and have above a 100k salary, but fall within the category of a financier. I work at a company that invests debt and equity into medium sized businesses. I also invest in equities on the side while managing my blog. I think I followed the post well, other than the fact that I didn’t go into engineering. I had to work very hard, get very good grades and develop my analysis skills to get where I am today. I love reading sites like this to continue to learn ways to boost my income and to hear from other like-minded individuals!
to answer the question – yes it is very easy to make 100k – or more. why don’t many do it? many do not know how to go about it (how to even start). that issue stems from education and awareness (no exposure to that environment). those with the awareness do not have the will, or desire as you called it out. it takes a combination of awareness, desire and action to get there. you are right in that anyone can get there – IF they really wanted to
The Six Figure Mentors have a tiered membership training program that takes you from totoal digital newbie to empowered online entrepreneur. They offer various training packages that cater to different stages of your personal/professional development. Pricing starts from $197 for the basic membership package but goes all the way up to $20,000 for the top level training they offer.

My secondary Facebook page was taken down for a bit because I was getting too many friend requests in too short a time. I hadn’t even promoted anything. But that told me that you just don’t playing around with trying to get around paying for Facebook ads. Michael’s technique of promoting his products on Facebook is asking for trouble. Thankfully, after I explained to Facebook that I was just trying to see other posts from around the world like a “National Geographic,” they put my page back.
×