Some more information: I’m really interested in business, finance and law and have started a successful organization. I also am good at computer science and have won a lot of national and international science fairs. I’m also a national high school debate qualifier. I’ve taken a certified IQ test and have received a 140. I got close to a 2400 on the SAT. I had a very bad injury in ninth grade and I missed a lot of school (I got a C in a class because of that!) I am really worried about my future.
I’m 29. I started a career in sales right out of High School and found my glass ceiling. I went back to school at 26, graduated with a degree in finance at 28 in may 2015, I just got my first offer as a securities specialist with a top 5 bank, (it’s an operations position in global market settlements) the pay is less than my draw was when I was selling, and I might as well live in my car because I’m going to spend about 2 and a half hours in the car everyday. I am trying to determine if I am selling myself short, or if this is a good place to get started. I ultimately want to work mutual funds. I’m trying to decide if I should keep looking for another position or hold out for more.
...It is essential that the duties of the positions be performed with the diligence that their importance requires. Inevitably, then, a society must have, first, some kind of rewards that it can use as inducements, and, second, some way of distributing these rewards differently according to positions. The rewards and their distribution become part of the social order... If the rights and perquisites of different positions in a society must be unequal, then society must be stratified... Hence every society... must differentiate persons... and must therefore possess a certain amount of institutionalized inequality.

I sometimes question choosing a career that was safe and paid well over chasing my passions. In a way, it comes down to passions now or passions later. If you earn big and save you can FIRE and the start your passion work then. Or you can be working on your (presumably lower paying) passions all along and wait until a more traditional age to retire.
Thankfully I was able to find an incredible opportunity that taught me click by click how to build a successful online Affiliate Marketing business for LESS then $100 bill, and not only that as you build your team you make $30 commission each person you bring in. So after 4 sales your membership is free. After 6 months I’ve been able to quit my job and work fulltime online, traveling and spending time with my Family.
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No doubt that Michael Cheney is smart & sophisticated biz man , he probably use all tactics to promote his interest at best, or stretching the rules to limit , its not scam , I know nothing about his product’s performance nor after sale service quality , he said that he have 20 years experience & successful results, the 7 figure looks good as he offering double refund with personal guaranty which nobody else (as I know) offer
* My closely-guarded, multi-million dollar launch strategy which has hundreds of affiliates begging you to promote. (I have this down. My biggest launch, back in 2008, did $1.9M in a week. Every one of my past 7 launches has got #1 Bestseller and Product of the Day status on JVZoo and I have multiple products in the Top 50 products of all-time on JVZoo).

I’m not a teacher. So what? While you may think side hustling is a no brainer, I’m not sure that’s the first course of action I would take if I were following another career path. Many careers not only reward performance with raises and bonuses, they also let you negotiate your salary. While I know not every negotiation is a success, I also know that none of them are if they don’t happen. If you find yourself feeling stuck at work, though, then it might be time to pursue a passion project that allows you to capitalize on a talent or an interest while still paying you a reasonable amount for your time. Basically, don’t give your time away for nothing or next to nothing.


Our prospects are much better than teachers in some states, but both of our incomes are tied to salary schedules that are determined by the schools’ budgets and what the taxpayers are willing to allow. My salary schedule is much more generous than my husband’s, allowing me to be the breadwinner (maternity leave notwithstanding). But his coaching stipends and curriculum work pay is much more handsome.
Great post! I took a similar route only with Mining engineering. One thing I didn’t see mentioned is the aid available for these type of programs (less recently). When I started school companies would sponsor a full YEAR of tuition with the stipulation you graduate within the mining program, and you didn’t have to work for that company (scholarships booyah!!) These industries have a huge age gap with the majority of senior engineers retiring or recently retired. Can you say desperate? While I do still work for the man, at least I get to play with huge machines and blow s*** up!
I will say the workload for a petroleum engineer can vary depending on the company and role. If your Chem E friends went into planning or management, they could be working more than the 40 hour standard. Also, smaller aggressive companies typically like to work their employees harder with perhaps a bigger equity reward down the road. That being said, I’ve worked in a 50 person company and most employees there maintained normal hours.
This is BS because Mech E and Chem E curriculums don’t cover fluid flow in porous media which is what petroleum engineering is all about. Further, Pet Es have essentially dedicated their career to oil and gas with limited options to go into other industries. To avoid hiring them due to saving $10-15,000 in starting salaries is a slap in the face. The least petroleum companies can do is hire petroleum engineers and simply offer less money!
Although it’s an attractive way to make six figures, it’s extremely difficult. It’s obviously possible, and saying that, doesn’t compromise your article’s point. However, I think you should have stressed the blood, sweat, and tears that people put forth to go through those programs and not advertise it as a, “Hey, almost anyone can get into one of these top fifteen schools and make $240,000/yr. after two years of employment” in such a nonchalant manner (oh, and the 70-80 hour weeks).
I am writing you this comment in great desperation as I need your advice in something. I graduated from university with a GPA=2.6. My objective was to get recruited at one of the big four auditing firms (Delloitte, PWC, KPMG, etc). Obviously, my GPA is not sufficient to get enrolled. However, I am planning to work hard in studying for my CIA program (certified internal auditor). If i complete it and acquire a high score in the CIA examination will I have a chance at Delloitte perhaps? or Am i scewed? i will also embark on the CISA program as soon as i complete the CIA. PLEASE PLEASE TELL ME asap. Thank you for your kind attention….
In contemporary America it is a combination of all these factors, with scarcity remaining by far the most prominent one, which determine a person's economic compensation. Due to higher status professions requiring advanced and thus less commonly found skill sets (including the ability to supervise and work with a considerable autonomy), these professions are better compensated through the means of income, making high status individuals affluent, depending on reference group.[10]
Great post, Penny! As you know – I am finishing up year 29 in education. I have two Master’s degree and a doctorate and I’ve never earned six figures. Had I stayed as a principal in the last five years, I would have made six figures. I’d likely be at around $120,000 right now. But I gave that up to go teach at the college level, not work 12 months a year, and have fun educating the next generation of teachers. Five years ago, I knew I was almost to FI because of this community (and that’s never making six figures and being a single mom for a number of years…)
Interesting post. I made about 110k at age 25 working less than 40 hrs and about 4 weeks off. It was my first gig and a non engineering degree. I graduated with a Masters and now make much more simply because i work more hrs. Im in the healthcare field. Job is tolerable and hrs are flexible with a high level of freedom and flexibility. My path was different from most as i fell into the profession, rather than having a concrete plan. I am blessed I suppose. I have a friend who gruduated with a Chemical Engineering degree and has not worked in the field since graduating from a reputable Uni about 4 yrs ago. Last we spoke, he was working night shift at Dunkin Donuts. He tells me he cant find any work in the field. Whats up with that? He is in NYC.
I think you might of misunderstood me I am not looking to promote my page, it is just a hobby really that grew quickly due to the need. I do this while I finish my degree in HR. I am looking to make money off of posting other people’s things on my page. Not to boost my page I have about 6k active users. I’m looking to sign up to affiliate programs.
Website Development Help – need help setting up your theme? I’ve been working with the same 2 developers for 3+ years. To hire them, sign up for a Freelancer account, post your job (WordPress theme installation) then invite user i333 or bdkamol to your project. If you want, contact me and I will introduce you to them via email. Both are great developers with reasonable rates, speak fluent English, and I outsource all my programming work to them.
Now you don’t need college credits to make school affordable. I went to a private school myself which I paid for all of except part of my first semester which my parents split until I had better jobs. By the time I finished I actually paid less than what my parents paid to put me through a private HS which at the time averaged $3,900/yr. I did it with scholarships and grants. I applied for everything I could. In total my 4yr degree cost me around $3,400/yr. You could add in maybe another 200/yr for books as I always kept a tight lid on that expense. I also worked hard as heck. At one point I even decided to take out a student loan to invest it in CD’s since the rate was much higher. Why? I wasn’t even concerned with paying it back since I had built up the money, and it’s not often you get a highly discounted lunch.
First, I’m still going to school, so haven’t started earning at my full potential yet. Second, I’m hoping to (at least eventually) have a job as college professor, so my work income will be roughly $65,000 (as you’ve mentioned in past posts), and so I’ll need to build alternative income sources to close the gap. That’s my story, and I’m sticking to it.
I work the first month of school but then quit my job because the engineering was too intense to work and do the workload and expect to get stellar grades. I live in my parents studio apartment, have a full ride scholarship that pays 100% of everything + pays me extra money. I am now making money to attend school and have a new profit for my income/expenses for the school year. Then I get into another engineering internship for the summer. I believe I make around 8k for that. NW is 50-60k going into sophomore year. I get another internship for NASA this summer making 16.75 an hour * 16 weeks. I was a contractor so I have to pay the full SS amount. I probably clear around 7k there. Pushing my NW to 60-70k. Then the next year I start working a year round job junior year (rising senior). I am ahead on my credits again so I work 25-30 hours a week during senior year and full time during the school year. I pull down around 37k over that summer senior year. Pushing my NW to ~ 110k. I graduate around 110k NW, debt free with a job offering me a job package of ~110k a year at 22 and sending me to get my MSEE. I work that summer and save another 15k. I go into graduate school with ~120k or so in the bank. I move to another state for graduate school get a large fellowship + a portion of my salary to go to school. Finish the school year and work 1 more summer and here I am. 23 ~ NW about 140k going into my final semester of grad school.
The result is a website that lists everything important that ever happened and I have begun to write a 1,000 word essay on each event. While selling the poster is the goal, completing the task of writing the full history has now become something of an obsession in its own right. It’s a big project and will take a couple of years to write the whole 300,000 words but at least I won’t be stuck for subjects to write about as they have already happened.
The nice thing about computer science is you don’t have to be a top student to get a good job. The market tends to be very healthy and a computer science degree gives you a nice edge over most applicants for IT positions (experience of course trumps this, but entry-level IT positions really like math, engineering, computer science and statistics students).
Jerry is a young aspiring Internet Entrepreneur who started his online business at the age of 18. He is currently a Full-time Affiliate Marketer at Wealthy Affiliate, a community to help anyone start their own online business without prior experience. He actually achieved Financial Independence at the young age of 21. Read more about his story here!
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