I would love to make 100k, but so far, nobody has come up with that kind of cash for me to blog and take care of my kids. However, when I was working in IT, I did ok. However, layoffs were rampant as the push to use ‘off shore’ resources was huge from corporate. So in many cases, I am not sure IT is the fantastic career it once was. I am sure it is different if you work at Google and such, but for people starting their careers in programming, the competition is stiff not only between American workers, but with those abroad also.
I’m 29. I started a career in sales right out of High School and found my glass ceiling. I went back to school at 26, graduated with a degree in finance at 28 in may 2015, I just got my first offer as a securities specialist with a top 5 bank, (it’s an operations position in global market settlements) the pay is less than my draw was when I was selling, and I might as well live in my car because I’m going to spend about 2 and a half hours in the car everyday. I am trying to determine if I am selling myself short, or if this is a good place to get started. I ultimately want to work mutual funds. I’m trying to decide if I should keep looking for another position or hold out for more.
If you do need glamour or excitement on the job, working as a pilot might be the right choice for you. Pilots have many options, including working for commercial airlines, cargo airlines, and corporations. The average annual salary for a pilot is $110,000, but many experienced pilots make twice that amount. Salaries vary based on ratings, experience, and type of license (e.g. sport pilot license vs commercial or airline transport)

Thanks for the really insightful reply. I really appreciate it. Now, what if I did not want to be a network engineer dealing with hardware? I definitely do not mind taking certifications, but if I just wanted to become a business analyst or QA Analyst…some IT profession that doesn’t require too much programming or developing because I need the time to learn at the programming languages…Like I’m trying to get a plan going here…BTW, i’ve heard of the CCNA thing over and over again…is that only for network engineers? Because..I dont really want to deal with hands on material or travel too much…I’m tryna be in a position where I earn certifications and learn stuff online and gain experience doing projects online or volunteeringly taking on work to contribute to the IT department to showcase my interest…
My wife and I have a very similar story. I graduated in 2011 with a Bachelors in Mechanical Engineering from a public university. I took an engineering job with a major oil and gas company making $80k starting. With steady pay raises and 5 years experience, I’m now making $125k. My wife started out in the oil and gas industry working for a consulting engineering company for $75k in 2012 and steadily rose to $88k. However, there are definitely drawbacks to the profession. I have lived in 4 different cities since I started working (you have to move where the work is). Also, I was laid off from my previous employer in April 2015 due to the downturn in oil prices. I was very fortunate to find a job with another oil major in September 2015, but it required relocating to a different state away from my fiancee (married just a few months ago!) and family at the time. My wife was laid off from her O&G job in Feb 2016 as well. I can honestly say that the sacrifices I and my wife have to make by working in oil and gas have been worth it though. We’ve aggressively saved our money, and we’ve made money on each of the relocations. We’re on track to reach financial independence much, much sooner than if we had chosen careers in another industry. I also thoroughly enjoy working in the O&G industry which is more than many people can see about their jobs/career path.
Hey, Ari! I think you’ve actually inspired a blog post or two in terms of how I define success. Professionally, success is a student coming back a year or five or ten later and sharing what they actually learn. Of course, there are other markers. Professionally AND financially, I’m about there in terms of maxing out my salary schedule. But I still have a lot of success to try to cultivate in my classroom that matters more than dollars and cents. In my financial life, I feel like success is a moving target. I have to remind myself the fact that I bought a house at 26 on my own and my husband and I can do many things (within reason) to support ourselves and our son AND have fun means I’ve already had success.
Also, things cost more. Stuff like housing, transportation, or food will take more out of your paycheck every month than they used to. The mere cost of Thanksgiving Dinner has risen thanks to the increase in the cost of turkey and pumpkin pie mix. College costs more (and so do student loans), so many are starting out in the workforce already in debt.
North Dakota had a very significant boom and nearly all of that was tied to oil companies paying top dollar to relocate. Most positions were temporary or related to field operations rather than corporate offices moving in. When prices and activity fell, unfortunately these people had limited options for finding work in other industries in North Dakota. Perhaps the growth was too dependent on a single factor.
Thanks for sharing. Parents will definitely find your info helpful! We agree with you on public universities. My wife and I went to city universities and both of us majored in Computer Science in the early 80’s. My wife is the smarter one and she went to college for free. My parents paid 6K for my 4.5 years. It around $450 per semester back then. I think we got a great education. I can’t imagine parents paying over 50K plus per year these days.
I think this post is totally on point. Starting from high school, you are paving the path. I also think choosing the right career is key. I have been a court reporter for 18 years, and my best year I made 270k, and in my worst year, I made 160k. Even with taking time off to have a baby, last year I still made 140k. I also think it’s true you have to hustle. I have recommended becoming a court reporter o so many people! But none of them have wanted to put in the effort to train and work their butts off. I turned 40 this year and also became a millionaire. Greatest feeling! And I didn’t have to sleep with someone not as good looking as me, LOL! Love your posts. Keep up the good work.

really appreciate that nice article about affiliate program’s i struggled for several years and even i want to start hosting i seen several articles but this one could be really different when compare to others i started a blog few days ago but i linked to adsense approval it doesn’t approved finally i want to write an articles i tried even but finally always dissatisfied about my articles and u wanna see my article so welcome to my blog healthyhintz.blogspot.in see the post once and suggest me about my article, one thing i send u lots of mails i don’t know u didn’t get or not. thank u see u soon
If your youngest child is really interested in OT, then I suggest Colorado State University’s program. I have several friends who were in the OT program there while I was a post-doc in the chemistry dept. Its a great program, and about 98% of grads land jobs immediately. Also, Fort Collins is a nice town on the Front Range with access to all kinds of outdoor fun. Its not far from Denver or Boulder. The people are friendly, and the cost of living is pretty cheap. I work on the East Coast now at a biotech, but not a day goes by that I don’t dream of moving back to CO.
I would have one partner create a separate page/contact form specifically for the advertiser – so only people who see that contact form are people who were referred to by the advertiser. The advertiser would use that page as their outbound link. I know you can track outbound clicks in Google Analytics events and Contact Form conversions (usually through most contact form plugins) but that is the best way I think. Never done it, but this is how I see most affiliate programs like that work.
Most of the information on this site is free for you to read, watch or listen to, but The Creative Penn is also a business and my livelihood. So please expect hyperlinks to be affiliate links in many cases, when I receive a small percentage of sales if you wish to purchase. I only recommend tools, books and services that I either use or people I know personally. Integrity and authenticity continue to be of the highest importance to me. Read the privacy policy here. Read the Cookie policy here. I hope you find the site useful! Thanks - Joanna
Too many newbies make this mistake. They think they can avoid ALL online business start-up time and expenses by joining an affiliate program and using the free site they get as their main site. It's a mistake. The best affiliates in EVERY program have their own website where they bring ALL their traffic first. From a "home base" like this you are free to make personal recommendations, promote a variety of programs and earn income other ways such as advertising or selling your own products and services. Growing your own site is a major key to growing serious long-term affiliate income.
Following my passion was definitely the wrong thing to do. I never advise anyone to ‘follow their passion, after what I went through. If your passion doesn’t pay a living wage, don’t follow it as your main career, follow it as your hobby. I wish someone would have told me thatthe first time around. Unfortunately, we didn’t have the internet and all these wonderful blogs when I went to college the first time.
Its all relative to what you need, I was in Sales (Corp 401k and Pension) right out of college and made a 200k a in the early 90’s with consistency then had years where I made 1m in my early 30’s. However I hated it. I was smart and banked it in the lucrative Boston Real Estate market and in my late 30’s left sales and took a more boring desk job with less travel and more time for my kids. I made about 100k +/- a year for but put together a nice traditional pension. In my early 50’s, after my kids graduated college (Yes I did pay) I finally took my graduate degree (Masters in Urban Planning) and put it to work as a planner in a suburban town, where my staring comp dropped to 65k, now in my late 50’s I am the Dir of Planning for a small city making about 160k and happy in my work for the 1st time ever! Also the benefits working in government are 10x what they ever were in Corp America. Do what you love
My question is about not having a good potential affiliate product out there that you can believe in. I’ve been looking around and the majority of the products that are provided just don’t align with the views of my blogs. I’ve been having a tough time getting some solid traction with monetization but I’m not looking to sell out and promote something that isn’t great. I’m thinking that the only solid route for me is to create my own products and avoid any of these affiliates all together. But, I’d like to know what you think.
Households may also be differentiated among each other, depending on whether or not they have one or multiple income earners (the high female participation in the economy means that many households have two working members[15]). For example, in 2005 the median household income for a two income earner households was $67,000 while the median income for an individual employed full-time with a graduate degree was in excess of $60,000, demonstrating that nearly half of individuals with a graduate degree have higher earnings than most dual income households.[8]
If you are writing online your posts should be brief, clear, checked for spelling and grammar and consistent. Your blog may not have broad appeal if it has limitations in these, so your EBooks and public posts can benefit from a professional proof-reader, or extra classes in English, whether it is your first language or not. Whether you write a blog, a book or anything else, your only tool to deliver your message is language, and you should gain all the skills you can with it. If you don’t have time for this, use the services of someone with the best language skills you can find.
Without doubt that was by far the best summary of “Greatest Tips” I have read to date. It is so confusing out there…I want to help my son who struggles with cranky bossy managers to empowering him and havening him live life on his terms. I know affiliate marketing is the way out but where to start?? Do we set up on Shopify and offer other people’s products? Do we set up a blog with a few good links? Do you go to clickbank and peddle the China trinkets etc? Its a tough one to sort but this tutorial was an easy to understand read and you have my word that any of the hosting or other services offered I will use your affiliate link to thank you for sharing your knowledge and your mistakes. Sincerest thanks Tom!
Every Tuesday, we send out an email called Favorite Finds where we recommend ONE, SINGLE affiliate product or service that we’re currently loving. It could be a new offer that one of our affiliates is promoting, or a tried and tested affiliate that we love and recommend on a regular basis, or a new affiliate so we can gauge our audience’s interest.

It’s not just working hard, although that was a part of it. I was trying to make the best of every opportunity that came by, and I think a lot of people ignore those opportunities because they’re scared of change or unwilling to open their mind and take on another job that might not seem so interesting or great, but ends up being your dream career.


First, I’m still going to school, so haven’t started earning at my full potential yet. Second, I’m hoping to (at least eventually) have a job as college professor, so my work income will be roughly $65,000 (as you’ve mentioned in past posts), and so I’ll need to build alternative income sources to close the gap. That’s my story, and I’m sticking to it.
I have a very similar story. I became a nurse as a career change, and now make over $200k. It’s very easy to work OT and second jobs as a nurse. My wife and I live in our 2 family, and rent out the basement apartment to help with the mortgage. Drive Prius and used Subaru, still able to do vacations, not worry about money month to month, we are in our late 30s now, 2 small kids, net worth over $600k and saving >50k per year.

Can you make money with affiliate marketing? The short answer is yes, affiliate programs can earn a extra money and even a full-time income from home. The long answer is a little more complicated. Like any home income venture, success comes not so much from what you choose to do to make money, but whether or not you do what needs to be done correctly and consistently.


Hey Cristina. The only way to achieve those figures is to build your own business and become your own boss. It takes hard work and dedication, and it ALWAYS takes money to make money on some level. If you want to make a million dollars, you best believe there are start up costs. The key is to find the right opportunity, with a low start up cost, and an IMMENSE support system in place. You need to find Mentors who have already achieved what you want to achieve and emulate their daily actions and habits.

Hello, I am a Sophomore in college at Humboldt state majoring in Biology currently and I am only doing that because I wanted to be a vet but now I have changed my mind but people around be are saying to stick with biology. I have heard of the idea applying to the top companies but I am interested in what field i should be majoring in. I went and talk to the business major counselor and that didn’t sound like anything I would be good at and enjoy ( as with all the majors right now). So my question to you is what major would be good to do to apply for the top companies ? and will the career be just like the major?
I’ll admit that even on my own blog, AlexisGrant.com, I’m sometimes lazy about taking an extra minute or two to pull an affiliate link when I see an opportunity to use one in a post. But if you want to benefit as your traffic grows, you have to be consistent about adding those affiliate links every time, even if you don’t expect the post to take off. This is something we’re religious about on The Write Life (thank you, editor @Heathervdh!), so when we get unexpected traffic to a post, we earn.
I’ve just started my blog. I feel that I definitely stand out when it comes to promoting my blog posts on Pinterest because I create illustrated blog post images and don’t use stock photos. But I’m trying to own it. Like you said, there’s a lot of learning involved and there is no better way to improve in Blogging other than actually getting down and dirty with it, lol.
Reading this just makes me want to go into a hole and never come out again… I would love to make around figures one day but college is drying me out. I live paycheck to paycheck and I feel like i’m going no where. I feel like I’m in a rut and I hate it. I don’t want to live like this for the rest of my life. can someone give a young person like me some advice on what to do in the future or now? I try so hard to save my money but when I have it… Read more »
Re: Booz Allen – the nature of Federal consulting is shifting away from true strategy management consulting and more operational consulting and IT consulting. So to categorize Booz Allen in your Strategy list isn’t accurate, not when you have better Strategy firms to include, see above list, also consider Accenture Strategy (the strategy shop of Accenture, similar to Deloitte S&O).
Love this story! I finished college in 3 years back in the 80’s because of AP/community college credits and stayed another year to finish my Master’s degree (which was required in my state for professional certification). And I swam fast and got money to help each year. I also got my entire doctorate paid for which was awesome! Not an engineer though – a teacher, but still got me to FI earlier than many!

Affiliate marketing is an effective money-making strategy for countless online entities – however, as straightforward as it is in theory, success is rarely as easy as it looks. The best way to build a dedicated audience for any blog is to carefully and clearly define its target audience right from the start, and then create content that caters to that audience. It is also considered as important strategy for creating and publishing a successful blog is to develop content that isn’t readily available elsewhere in the blogosphere or on the web. Eventually, thanks for sharing your experience with us.
Excellent & invaluable information! Choosing the affiliate product before makes total sense as you can more easily tailor your site to your product. I am in total agreement about the soft sell, I find that if I get an email or read a blog post that is too obviously all about making money & too infomercial like I rarely buy or revisit (or unsubscribe).
The problem with affiliate marketing, like many other home business options, are the so-called gurus and get-rich-quick programs that suggest affiliate marketing can be done fast and with little effort. Odds are you've read claims of affiliate marketing programs that say you can make hundreds of thousands of dollars a month doing almost nothing ("Three clicks to rich!"). Or, they suggest you can set up your affiliate site, and then forget it, except to check your bank deposits.
No wonder even after 8 years of trying soooo many programs I am still where I have been for all these years – a NEWBIE! Frankly I do not see Wealthy Affiliate to be my way out. I can see it is a non-specific info-overloaded, with steep learning curve to overcome. After all these years I have yet to find a specific ‘do this first then this’ step by step tried and tested program that I can confidently follow to earn some decent income. What a shame!
×