I’m a senior in college. My major is Risk Management and insurance. I plan on getting an MBA in strategic mgmt/Finance from a top 20 business school OR an MSHA from a top 5 MSHA school like Michigan(1) or UAB(2). I hope to start making a least 120K right out of grad school. I understand you can be a hospital administrator or even CEO with an MSHA. Which career looks more promising when you factor in the cost of grad school?
Remember: your audience is coming to you because they a) like you and/or b) find your content helpful/consider you an expert, or someone with more knowledge than them in a particular area that they’re interested in. They WANT to know what food, supplements, cleaning products, makeup, tech tools, knitting yarn, [enter your niche items here] you use… so don’t be afraid to share it with them!
Instead, most school districts operate on salary schedules that offer lane changes (read: more money) based on graduate education hours. After accepting a much smaller salary, the idea of spending more money seemed downright dumb. But again, I was thinking long term. I wanted to get as far over on the salary schedule as fast as I could, and that meant more school.

Nicely written and so helpful info. Having too much advertisement in a site is so painful for visitor cause it makes the site look cheaper. Instead, If one can limit the number of one’s advertisement and have some affiliation it would be way cool and wouldn’t be so harsh for the visitors . You have shared some significant point for affiliate marketing . Thanks for sharing


First, much of that income came from the initial hype that surrounded the product. Once people started trying the products and reviews came out, sales would have dropped considerably. That’s largely because the reviews often aren’t positive and the products don’t tend to live up to the hype. I can see my own traffic stats from reviews, and after launch, product interest dies out considerably and never returns. Can you expect to make sales from these year-old products?

Another good platform to start with is Reward Style. Once you’re enrolled, you can get links for seriously hundreds of different sites–everything from Bed, Bath & Beyond to Anthropologie to PETCO to Pottery Barn Kids to Zulily. While it’s a fairly small commission (usually 5-15%), it all adds up and all you’re doing is helping to facilitate a sale for something you’re already talking about anyway!


The Patent Office is an ideal place to work for engineers looking to start a side gig. I went to law school instead (poor choice maybe, but I wasn’t reading your blog back then). Depending on the economy, the Patent Office pays for law school as well. They didn’t pay when I was there during the recession, but because the salary is good I was able to go to a top IP law school (George Washington) with only $30k in loans, which I paid off within a year of graduating.
I was researching affiliate programs because I own a small business and we are getting ready to do an event I wanted a few blogger to blog about and I came across this article. It was not quite what I needed but I was intrigued enough to read to the end. I do want to say the best part I found about this article is that you took the time to respond to everyone that left a comment, even for this article that was done over a year ago. I just want to say great job and I wish you the most continued success.

I also work in the O&G industry as a petroleum geologist. Geologists typically have to get a M.S. degree in order to get hired into O&G but they also start above $100,000 base salary. I also enjoy an awesome work-life balance, hardly ever having to work more than 40 hours per week. I love my job but the roller-coaster ride of commodity prices can be disheartening at times.
In a recent post on blog hosting I decided to promote BlueHost as an affiliate as I had used them for years and felt comfortable talking about them to the hoards of readers asking me for recommendations. In the end I applied to the program through BlueHost itself and the stats, tracking and affiliate support offered has been much better as a result.

i sat through the webinar. i asked the chat box guy “why can’t we see a live view of how these funnels look?” he said you just have to trust michael cheney. well it was nothing more than hype. if you can see the actual product they are selling, that makes it hard to trust. I also asked, if this system is so great why doesn’t Michael just keep it a secret and earn millions and not share it? what does he need me for? He just wants to be nice? oh WOW how kind!
Michael Cheney claims he makes an almost effortless $39,041.46 every month. It’s interesting to note how he makes that figure with its fractions consistently. How’s that possible? Amazing! He further claims that his Commission Black Ops includes the best sales tactics known to the human race that even stark newbies can use to amass a fortune for themselves.
This article has been so inspiring to me! I’m a junior in high school and I’m so ready to get out of it and into the real world. They always say money can’t buy happiness, which I agree with to an extent. But I have my standards… I wanna live at the beach in a nice house. And I want to live comfortably. And I want to be able to take care of my family. And a little money would go a long way to helping that. So thank you for all of this wonderful advice!
Something I’ve become more and more aware of in relation to affiliate marketing profits is the value of products with a great funnel. Once in the funnel valued customers are offered high quality free content and a number of different products at varying investment levels. All of the products in the funnel are designed to help solve a problem or overcome an obstacle that the customer has. For any prospective digital marketer who hasn’t yet developed a range of their own products to market through a funnel then naturally choosing an affiliate product with a great funnel means some careful research to make sure that there’s quality and outstanding value in all the products in the funnel. I would always be careful not to have my own name aligned with poor quality offerings.
LFA stands for Leave Fare Assistance and is given as a vacation bonus to employees. This is the assistance good companies provide to employees to travel away from their place of work for recreation and annual leave, a kind of subsidy if you want to call it that. The objective is to encourage high stress employees to rejuvenate their mind and body cells. [ http://docs.google.com/viewer?a=v&q=cache:j7Xuo2HcdLYJ:pakistanthinktank.org/v2/categoryblog/51-leave-fare-assistance%3Fformat%3Dpdf+Leave+Fare+Assistance&hl=en&gl=us&pid=bl&srcid=ADGEESjld_5u8Sin6L0x12lWCXMkIE2iPTHK6I6nOW8fvSUjIGy3PtMpvSLGy-BIaq5bSv_LALKicP7uBpd5qfNEUeF_VSnB1BxNA-vC3DBwTgLi3RhS1Py7m4h1UNZJUNs_T90tdJUI&sig=AHIEtbQUKx4OYMStxtP0IcSMmywpgpVIyg ] This is normally a taxable amount.
It’s not just working hard, although that was a part of it. I was trying to make the best of every opportunity that came by, and I think a lot of people ignore those opportunities because they’re scared of change or unwilling to open their mind and take on another job that might not seem so interesting or great, but ends up being your dream career.
Actually Nunya, Jafar’s English is very good, with only a few very minor errors, and far better than most English speakers. It is simply not true that you can “barely read it”, it’s as good as yours. Most Americans, Australians and British I see online have very poor spelling and grammar, and use memorized abbreviations and SMS-speak instead wherever possible. You cannot sound as if you have something to teach people, if it sounds as if you still have to learn basic literacy yourself!
Perhaps; I think a larger reason for why there are so few $100,000 earners is due to relatively difficulty in getting a job that pays that much (or creating income source(s) to generate that level of income) as compared to a less than $100,000 a year position. I also think there’s more than a few people who happen to gravitate toward professions that don’t pay such high salaries; if you are a kindergarten teacher, and get a lot of personal satisfaction out of your job, you might have no desire to go back to school to become, say, a venture capitalist. The fact of the matter is that not every profession we as a society need pays more than $100,000 a year; which is probably good, because if they did, prices would adjust to the point that you’d need to earn $1,000,000 a year just to be upper middle class.
Hello Anis, your review is quiet honest, I have several products by michael as I have tried to promote it before, now those looking at promoting his stuff, know that it will make money, but those who buy, unless they are total newbies will not be very happy. Having said that just go on Jvzoo and apply to promote his stuff if you wanna try if his funnels work, thats free, coz of the hype they really do work.

There are less than 10 orchestras in the US that pay $100k or more. Depending on the instrument there are only about 0 to 5 position openings total (5 being maybe violin, 0 is maybe a tuba position) per year from those top orchestras. Each year, there are thousands of graduates from top music schools and they compete for that position in auditions. I auditioned and failed so many times I lost count. Of course when the economy sinks, the number of auditions decline even more. (orchestra tries to save money by hiring temp subs instead which is detrimental to the artistic quality)

Most of the information on this site is free for you to read, watch or listen to, but The Creative Penn is also a business and my livelihood. So please expect hyperlinks to be affiliate links in many cases, when I receive a small percentage of sales if you wish to purchase. I only recommend tools, books and services that I either use or people I know personally. Integrity and authenticity continue to be of the highest importance to me. Read the privacy policy here. I hope you find the site useful! Thanks - Joanna
THANKS so so much. I was seriously discussing this and the 2K odd $ is massive in my current situation. When I started asking basic questions about structure n content n timing, such as how long do we get mentored or why is it different especially for mature, skilled people. I received similar to above, some people think too deep, ask too much n arent who we want to help make Leaders. I shared some things, but not enough. ….

If you lack the time to read the details of the review, here’s the short version: Michael Cheney’s Commission Black Ops isn’t as the sales page claims. Your chances of making $1000 per day with it are very slim. You’ll discover that there’s really nothing exceptionally revealing or new about it. Some of the information in it are actually stuff you can get for free on the Internet. I provided proof for all these within the main body of the review below.


Create custom alerts on your phone for affiliate sales – if you use GMail, go to your settings and create a filter so all emails with “SiteGround Affiliate Sale Generated” in the subject line go into their own folder (tweak the subject line to match whatever email notification your affiliate sends you). Then setup a custom alert on your phone using the GMail app so anytime you generate a sale, you get a custom alert (here’s a tutorial for Android and here’s one for Apple). I have different notifications for SiteGround, StudioPress Themes, etc. Makes your day better :)

[…] FICA stands for Federal Insurance Contributions Act and consists of a Social Security tax and a Medicare tax. This tax is very important for everyone to understand because so often we only think about federal tax rates and state income tax rates. The FICA tax is a big percentage of your total tax bill, especially for those making under six figures a year. […]
Now for a dose of cold water, I got straight A’s in high school, but I was born poor and in a small town. Neither my parents nor I or anyone else had high money. We had enough to get by month to month. After school education was out of the question just based on cost alone. I had few choices but to join Uncle Sam and his merry band of sailors, painting and scrubbing decks around the world. I served my country until I decided to leave the navy-He guess what happened, no jobs for a former sailor with considerable weapons system experience. I spent three years homeless and destitute and hanging onto faded views of honor and discipline. Point being is that you put out all this financial stuff about straight A’s and good grades but you have not lived in the real world. Good grades don’t mean anything when you don’t have any money and don’t believe the hype about the GI BILL. What a joke of a program-Fraud and red tape to make you blush. Get real, I invite you to find a way to save my failing mortgage and invigorate my financial future. I don’t think you the writer of this webpage could, I owe in excess of 200 grand on a bad mortgage and im about to lose it. I can tell you everything about weapons systems, that’s what I was trained to do and I have lived a violent life. If any of this get rich quick stuff actually worked we would all be millionaires. Later
I love following your story and I appreciate how you are trying to teach your peers about money and maternity leaves, etc… You are an inspiration for your generation. You love your job and you are a role model but you also believe that we should all strive to be who we want to be and get paid for it. Keep swinging, Penny! You’re hitting home runs already!
I totally hear you with deciding on your affiliate products first, and then designing a blog around that decision. I am currently in a niche where the few affiliate products around are fairly low-commission, so it makes earning a decent living with them nearly impossible. Also, the audience is seasonal, so sales spike and then drop to nothing a couple times a year.

I am on this guys email list and the only reason is that despite his over hyped products (and they are over hyped I bought one and was really disappointed), the emails are quite entertaining. You know how you can tell some of his products don’t work? he has a course on creating highly engaging Facebook fan pages and yet his fan page is completely dead!!! lmao. And these are the types of products you get to promote if you purchase the 7 figure franchise.
I’ve seen college programs where they tell kids to “slow down” and take fewer credits to “ease in” to school and be successful. (My most recent job was college professor!) SURE – fewer credits, more years of college and a crapload more money for the school and debt for the student. There’s a difference between part-time (living at home, working, etc.) and slowing down (living on campus, taking at least 5-6 years to finish a degree).
A great point you made there though. Too many people try to take on too much at once and end up spreading themselves too thin – trying to conquer all the niches at the same time. Marketers also do this with advertising. Instead of sticking with one platform until they are generating a consistent number of leads they will jump from platform to platform, in essence chucking a load of crap at a wall and seeing what sticks.
There are only 3 kind of people in line for 6 , 7, or 8+ and while articles like this spark interest and get responses, they quickly show that they aren’t really making this kind of money . If they were, they would have a way for others to join them, would respond to the questions/inquiries posted right below their post comment. These people are not doing what they claim.
Banners – after testing them out I decided to take down my banner ads since they looked salesy and weren’t working like my affiliate links did. They’re easy to throw up, but distracting and probably won’t get great results. If you try them, be sure to show specific sidebar banners based on the type of content people are reading on your blog (for posts that fall under my SEO category I would show a banner related to SEO, and for posts under my website speed category I would show a different banner). You can do this using a plugin like Widget Logic.
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And of course it’s the main problem that I have with this program; instead of learning how to build your own online business, you’ll only learn how to make a website, promote Michael Cheney’s products, get traffic for that website and get commission for every sale that you make. So as it looks, it’s not good at all for people who are looking for a way to make fast cash so you may get disappointment soon and give up if you do not see result immediately after joining.

Whenever we see a blog post catch on in search for one of the blogs we manage, we celebrate, because it will probably send lots of traffic to the site over time. Unless you have a massive email list or rely entirely on Facebook shares like BuzzFeed-type sites, you should aim to get a good portion of your traffic from search. (Though a massive email list and lots of Facebook shares are pretty great too, and will help your site catch on in search… so all of these traffic-generating activities feed into one another.)


Hi Jennifer, you could target people in the “get a better job” space. This is the prime market for your offer. There are plenty of high-authority blogs out there in this niche and if you can partner with some influencers, you can see some amazing results. That said, it’s not as easy a 123. Your affiliate offer needs to be amazing. Your website should be beautiful, and your need to have a strategy for reaching out to these people in your industry. You can’t just send them an email and expect them to sign up to your affiliate program.

We’ve compiled the following list of jobs to illustrate some of the most popular careers that offer high income opportunities without a college degree. Keep in mind that just because someone can make $100,000 each year at these jobs does not mean it’s guaranteed. These careers offer the possibility of generating a high income, especially when the careers include a salary, bonuses, commissions, overtime pay, and most importantly, hard work.
In a recent post on blog hosting I decided to promote BlueHost as an affiliate as I had used them for years and felt comfortable talking about them to the hoards of readers asking me for recommendations. In the end I applied to the program through BlueHost itself and the stats, tracking and affiliate support offered has been much better as a result.
Personally, I don’t hate the job at the giant tech company, but it’s also something I don’t want to be doing for very long. Along with my wife, we’re taking the approach of living simply and saving ~70% of our income so we can walk away from it all financially independent in 5-10 years if we choose. If any of my side projects take off, we might be able to move onto a more digital-nomad type of location independent life even sooner than that.

I’m not a teacher. So what? Figure out what makes you worth as much money as possible. What skills or talents do you need? Then, invest in yourself. Be smart about how you pay for that investment. Inquire if your work covers tuition or will provide some kind of financing. See if there are cohorts or other ways to acquire discounted tuition if you are in need of more traditional schooling.
* My closely-guarded, multi-million dollar launch strategy which has hundreds of affiliates begging you to promote. (I have this down. My biggest launch, back in 2008, did $1.9M in a week. Every one of my past 7 launches has got #1 Bestseller and Product of the Day status on JVZoo and I have multiple products in the Top 50 products of all-time on JVZoo).
Marrying for money always works. Furthermore, you can start your own business or work two jobs. Making an online income seems particularly trendy nowadays. Join the federal government and rake it in after a while too! Nothing is stopping you from breaching the magical $100,000 a year mark except for your own desire, effort, knowledge, personality, and optimism.”
I’d like to present another alternative to engineering, for those who don’t find that appealing: become an airline pilot. The major airlines are facing a tremendous shortage of pilots in the coming decade and for most that is due to the huge looming wave of mandatory retirements. That means not only will there be incredible demand for new pilots, but those who get hired in the next few years will move up the seniority lists very fast and enjoy the commensurate benefits of seniority (higher pay, more days off, more vacation, etc) far sooner than those of us who entered the industry twenty years ago. And life at a major airline can be pretty good. Nearly every major airline captain these days is making north of $200k, and some of the more senior bring in closer to $300k. And that is without a requirement for an advanced degree; a four-year degree from any accredited institution gets you in the door.
It will probably take a couple years to build a sustainable, passive income. That is the 1st car I have EVER purchased myself at age 29 (I was broke until then and leased from my parents). But the time committed to affiliate marketing and creating great tutorials and YouTube videos was worth it… I work for myself, there is virtually no limit on how much I can make, my schedule is flexible, and I collect enough passive income to live how I want.
Another advantage public schools have is their far broader acceptance of AP and community college courses (remember Step 1?). After all of my credits were applied, I entered college as a junior and graduated in 3 years instead of 4. That’s an extra savings of $10,500 or $50,000 if I were smart enough to get into a school like MIT. I’m not even including room and board and textbook expenses. Absolutely huge.
The second thing you’ll want to consider is whether or not it is a receptive audience for both your message and the final sale. For example, doing a guest post on a site about Japanese culture might be a good idea for your Bonsai affiliate post even though the community might not be currently interested in Bonsai growing. Or you could go to a photography blog and do a link-bait post about beautiful Bonsai photographs. The site’s traffic might not buy from you but once the post gets indexed a lot of Bonsai-lovers will find it. Remember, these guest posts, videos, etc. should be sending relevant organic traffic that converts to sales over the coming months and years.
Wow, these salaries and success stories are amazing, and making me wonder what I did wrong. I earned my BS in Computer Science in 1986. Now, after an MBA and an MS Risk Management, two lay offs, a few missed/blown opportunities, and the Great Recession, my 2013 annual salary is exactly the same as 1999 – well under $100K, in a mid-sized, mid-cost, coastal FL city.
I grew up in SF. Big city. And for high school I went to the ghetto side of town where a lot of the teachers were burned out. A few of them left for private school after 1-2 years of teaching where the pay is a lot higher. I would have done the same. At an inner city school, it’s more work and stress for less money and less respect. The actual kids weren’t great to deal with either. High schoolers aren’t as cute as 5th and 6th graders when they’re mad. These kids carried pocket knifes now!
I would look into Wealthfront and automatically contribute a set amount every month from your paycheck after tax. The first 15K under management is free and it’s just 0.25% after that. Sign up and play around with the risk tolerance meter to see what different type of portfolios they come up with. They do tax loss harvesting and automatically rebalance for you based on your risk tolerance. You don’t have to fund the account to see the different portfolios.
The word dropzone makes you think of paratroopers and exciting free falls, right? “Locating the golden dropzone,” as Michael Cheney put it, has nothing to do with excitement as you’ll see. It’s all about leveraging the pain and needs of your potential buyers to get them to buy stuff from you. Now, if you’re an experienced internet marketer at any level, you probably already know that people buy stuff from you only when you show them how it solves their problems or takes away their pain, right? So, what’s the biggie?
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