university grades arent everything. yoy just need the bare minimum to reach whatever goal it is you want. 90% of the time youll learn everything on job and your grades wont mean shit. btw check out how many phds, masters, and undergrads work st your local starbucks. right now btw my friends and i, all who have degrees, the median is around 40k. with the upper end at 80k.
Fast forward until junior year of high school and I got a job doing an engineering internship at a prestigious national internship. I believe I made ~11-12 an hour @ 17. That summer I made about 7700, So now I’m entering HS with about 23-25k in cash. Now senior year starts and I get a raise to 13ish (woot woot). I work 32 hours a week because I’m really far ahead on my credits, and do night school and sports to allow me to work a ton. In that year I make around 13k. That puts me just under 40k going into the summer. By the end of the summer as I start undergrad in engineering I have 40-45k + 5-10k in assets between my car, and some other hard assets. 18 years old – NW ~ 45-55k.
Hey, Sam! Great article/read. Also, i’m not sure if you’re the right guy to ask (bother? lol) but I just turned 20 and I basically got really mediocre grades at my mediocre community college and i’ll be getting my diploma next year. Not that getting into policing will be too much difficulty, but being a high ranking officer, such as a chief, that pays very well might be a bit of a stretch later down the line. I could go back and EASLY get A’s but the idea of going back to school and doing the same thing… ehhh…. I might consider doing it later, perhaps when i’m 30ish and gotten some experience as being an officer. What would you recommend? I’m open to anything. Thanks mate.

These elements can be dressed up prettily but are recognisable once you are aware of what they are. OK so Number 1: An absolute bargain. His drop closing was very standard it could be $20000 gradually coming down to $1997 sound like a bargain. “2: It has to be NOW! No time to check anything independently, it’s now or never! and 3: Cash or cash equivalent.
Hey Cristina. The only way to achieve those figures is to build your own business and become your own boss. It takes hard work and dedication, and it ALWAYS takes money to make money on some level. If you want to make a million dollars, you best believe there are start up costs. The key is to find the right opportunity, with a low start up cost, and an IMMENSE support system in place. You need to find Mentors who have already achieved what you want to achieve and emulate their daily actions and habits.
As I read further to post this, I saw a next post about marrying for money. How dare…..I know it happens. I did it. After a 7 year extremely abusive marriage, which ended in debt over my head and my children still get to see this abuser and still has more time than should be allowed, due to a horrid system, with his perfect on paper persona, Works for the DOD, contractor, writing programs and coding for them, white collar perfect portrayal of family, to only be a devil in his own home behind closed doors…..

I say invent yourself into a six figure income. I spent (wasted) 20 years building a professional appraisal firm only to watch hundreds of banking clients disappear into thin air with the advent of 2009’s HVCC legislation. I fired everyone once the business once the industry was transformed into nonprofit work. I spent the next couple of years searching for the next best thing and came to one conclusion. Adobe Software is an incredible bargain for anyone wishing to start their own business. As an appraiser I spent thousands of dollars each year on software updates, MLS fees, E & O insurance, gas, office space, etc. With Adobe’s cloud system you can lease every software item in their arsenal for $50 per month, meaning you could create publications, videos, web designs, and so much more for $600 per year. That’s roughly 1/50th of my annual expenses in the appraisal business. In the appraisal business you craft and sell your work one piece at a time…much like a custom furniture maker. With Adobe you could easily create one video and sell it 100,000 times.


If you’re writing reviews, you should 100% be using rich snippets (they add review stars to your search engine snippets and increase click-through rates). There are many WordPress plugins for this but my favorite is WP Rich Snippets. It’s $69/year (or $399 one-time) and I use it for every single review I write. They have tons of add-ons, settings, styling options, and looks nice. Free plugins like All In One Schema.org do work but lack settings, styling, and flexibility.
Every Tuesday, we send out an email called Favorite Finds where we recommend ONE, SINGLE affiliate product or service that we’re currently loving. It could be a new offer that one of our affiliates is promoting, or a tried and tested affiliate that we love and recommend on a regular basis, or a new affiliate so we can gauge our audience’s interest.

The very first affiliate program I reviewed, paid an average of ten percent commissions on each product sale my site generated. The products (mostly books) averaged around $15 so my share would be about a buck and a half per sale. I figured if I could get one sale out of every 35 visitors I sent to the site, that would be a decent conversion rate (better than average, actually). After doing a little math, I concluded that I would earn about $45 for every 1000 visitors I sent to the site.
My career field is allied health, and I don’t put my GPA on my resume. I should, because it is pretty good. :) But I always thought it was bragging…. in my particular are of work, we are a small interconnected community and word of mouth usually gets the job. Words of wisdom… Don’t be mean to your clinical students… they could possibly be the next person who interview you for your next job.

There are countless numbers of affiliate models that people follow in an effort to earn money online.  I follow the technique of sharing what I use,  and earning income by doing so.  If you are using monetization techniques other than AdSense, I recommend that you make a slow transition to affiliate marketing as well. Add one or two banners of related affiliate products on your blog sidebar, and see how it works out for you.


Since I have used various affiliate programs and networks, it ‘s hard to offer an accurate report here, but I will use the report from my major affiliate program and calculate the earnings using that income.  I will also share with you the related network names, which will help you to identify some affiliate networks that can work for you. You can also check out my earlier posts on Affiliate Programs for the WordPress Niche which will offer you a great list of affiliate programs.


ShareASale offers pay-per-sale, pay-per-lead, and pay-per-click programs, with a minimum payout of $50. ShareASale is my favorite affiliate program network because of their large marketplace (they have tons of blogger-friendly affiliate programs) and the ease of use. If you want to make money through affiliate marketing, I highly recommend you give ShareASale a try.

The "mean annual salary" is the average salary being paid for a job or position. Your annual salary is the amount that you will get paid in a year assuming you work the entire year at that salary. For example, if you are paid semi-monthly (such as US military pay, 1st and 15th of each month), and your annual salary is $24,000, your gross paycheck (before taxes) will be $2,000.
Don't go it alone. Ask successful affiliates how they've grown their incomes - most are happy to share the details. Read their books, take their courses and get on their subscriber lists. There's no point in trying to reinvent the wheel. Simply follow the path that other successful affiliates have taken before you and you can achieve success too. It really is that simple.

Penny – Great post and you have gone beyond what most teachers do to maximize income. Teachers are underpaid. My wife taught for 18 years and the most she ever made was $26000 (when she was single in Alabama), but she would never have traded the experience and sense of accomplishment she had as teaching in a low income school district and helping kids envision a better future.
I approach this the same way I find sponsors: I look at what brands I’m already using and love and fit with R+R’s natural, non-toxic mission. Then, I contact them to see if they have affiliate programs. Sometimes you don’t have to email somebody directly, rather they’ll have a link to join their program right on their website, which makes it super easy.
SEO: getting consistent traffic by writing AWESOME content about your keywords (there’s a phrase “length is strength” in SEO and this paid off big time for me). Maybe you’re doing videos or an eCourse, but I found blog posts WAY easier to update which means less maintenance. The biggest factor by FAR was the time I spent meticulously creating my tutorials… which eventually resulted in a sudden 3x increase in SEO traffic

Not every site has to focus on emails. That being said, Ramsay has a good point. One of the reasons I wanted to ask about conversion rate is because you don’t know if people have objections. Usually this is the job of the product seller, but maybe they have questions about these specific products that aren’t being answered, which you could solve with an email list and regular updates.
Incomes for those employed, full-time, year-round and over the age of twenty-five ranged from $20,826 ($17,422 if including those who worked part-time[7]) for those with less than a ninth grade education to $100,000 for those with professional degrees ($82,473 if including those who work part-time[7]). The median income for individuals with doctorates was $79,401 ($70,853 if including those who work part-time[7]).[29]

I say invent yourself into a six figure income. I spent (wasted) 20 years building a professional appraisal firm only to watch hundreds of banking clients disappear into thin air with the advent of 2009’s HVCC legislation. I fired everyone once the business once the industry was transformed into nonprofit work. I spent the next couple of years searching for the next best thing and came to one conclusion. Adobe Software is an incredible bargain for anyone wishing to start their own business. As an appraiser I spent thousands of dollars each year on software updates, MLS fees, E & O insurance, gas, office space, etc. With Adobe’s cloud system you can lease every software item in their arsenal for $50 per month, meaning you could create publications, videos, web designs, and so much more for $600 per year. That’s roughly 1/50th of my annual expenses in the appraisal business. In the appraisal business you craft and sell your work one piece at a time…much like a custom furniture maker. With Adobe you could easily create one video and sell it 100,000 times.
As I read further to post this, I saw a next post about marrying for money. How dare…..I know it happens. I did it. After a 7 year extremely abusive marriage, which ended in debt over my head and my children still get to see this abuser and still has more time than should be allowed, due to a horrid system, with his perfect on paper persona, Works for the DOD, contractor, writing programs and coding for them, white collar perfect portrayal of family, to only be a devil in his own home behind closed doors…..
Not that I recommend this as a permanent lifestyle, especially if you want to have kids some day, but you could always take one of those “Most Dangerous Jobs” as an oil platform worker, Alaska crabber, etc. which pay well, or even get into a decent skilled job in a manufacturing facility with a base of say, 50-60K after a few years, but work every shift of overtime you can get your hands on. Granted, I used to see many people miserable doing this, but they were bringing in 6 figures as a mechanic, pipefitter or in some cases, even HS level line workers. Finally, you can get a side job – like blogging!
There's a reason why the first two editions of this book havesold thousands of copies worldwide. Written by two of the world'smost successful bloggers, it's one of the clearest books out thereon how to earn an income from your blog. This new edition gets youup to date on the very latest changes that affect theblogging-for-business landscape. Featuring new material on Twitter,Facebook, and LinkedIn; plus new ways and tools to grow youraudience and expand your business beyond your blog, thisprofessional blogger's bible is better than ever.

The standard route is to work in public accounting and then branch out. So, I wouldn’t consider the public accounting route to be typical, but within ten years you can expect an income to be closer to 200k or as high as 350k if you make partner. Making partner also requires a lot of buy into the partnership shares, so you can think of that as taking on a mortgage. I could get into more detail, but I hope that answers your question!
Advertiser Disclosure: The credit card offers that appear on this site are from credit card companies from which MoneyCrashers.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. MoneyCrashers.com does not include all credit card companies or all available credit card offers, although best efforts are made to include a comprehensive list of offers regardless of compensation. Advertiser partners include American Express, U.S. Bank, and Barclaycard, among others.

Great article! I would like to second @Vladi and @Katie comment about how to approach guest posts. I have identified what I will write about and who I want to approach, but what is the best technique? Just send them an email? I am an unknown so I would like any advice on how to reduce the chances of rejection 🙂 Thanks for all the great information!


According to 2013 data from the U.S. Census Bureau, only 22 percent of households had an income of $100,000 or more. Adam Koos of Libertas Wealth Management Group near Columbus, Ohio, says members of most households would see a boost in their quality of life by hitting the six-figure benchmark, but they might be surprised to see it doesn’t necessarily make them high rollers.
I have been a cop for 5 years and have two kids, a wife and mortgage. I like what I do but lately I have been thinking of a career switch to make more money. I majored in criminal justice in collage. I don’t know if I could afford to go back to school with a family to support, however I want to be able to provide more for my family. What would you suggest?
Fast forward until junior year of high school and I got a job doing an engineering internship at a prestigious national internship. I believe I made ~11-12 an hour @ 17. That summer I made about 7700, So now I’m entering HS with about 23-25k in cash. Now senior year starts and I get a raise to 13ish (woot woot). I work 32 hours a week because I’m really far ahead on my credits, and do night school and sports to allow me to work a ton. In that year I make around 13k. That puts me just under 40k going into the summer. By the end of the summer as I start undergrad in engineering I have 40-45k + 5-10k in assets between my car, and some other hard assets. 18 years old – NW ~ 45-55k.
I grew up in SF. Big city. And for high school I went to the ghetto side of town where a lot of the teachers were burned out. A few of them left for private school after 1-2 years of teaching where the pay is a lot higher. I would have done the same. At an inner city school, it’s more work and stress for less money and less respect. The actual kids weren’t great to deal with either. High schoolers aren’t as cute as 5th and 6th graders when they’re mad. These kids carried pocket knifes now!
“Just remember that your happiness, as measured by income will continue to grow until $200,000 and then stop because of government persecution and the bitter populace who want to keep you down. After you break $200,000 you need to start going into hiding. So if you discover after taking my advice that you are on pace to blow by $200,000 a year, don’t forget to create an exit strategy!”
Also at this stage, I’m not collecting E-mails. How do you think I should approach this? I’ve got a sidebar and I was thinking of using OptinSkin on the sidebar and also at the bottom of my posts but I’m worried my posts don’t get visited as often as the homepage and review pages. Do you think I should add a form to those specific pages as those are my pitch pages promoting the affiliate products? Would definitely get more subscribers that way but I’m worried I’ll lead them away from the sale.
Some more information: I’m really interested in business, finance and law and have started a successful organization. I also am good at computer science and have won a lot of national and international science fairs. I’m also a national high school debate qualifier. I’ve taken a certified IQ test and have received a 140. I got close to a 2400 on the SAT. I had a very bad injury in ninth grade and I missed a lot of school (I got a C in a class because of that!) I am really worried about my future.
Just a quick note on the consulting firms you listed. Although the Big 3 are obvious to include in the list, I would certainly remove Booz Allen Hamilton, and even Arthur D. Little. Booz Allen is notorious for under-paying, especially when compared to much better firms. Booz Allen is also primarily a Federal contractor with very limited commercial work (granted their non-compete with Booz & Co. [now Strategy&] is over) – commercial strategy/ management consulting out-pays Federal counterparts.

Hi John, 30 years old with no experience is no problem. You could realistically be employable at a major airline by age 35, and you’d still have a 30 year career ahead of you. It took me longer than that to get here, but as I mentioned before, there’s a severe pilot shortage coming and I think anyone starting now will have a quicker path to the majors than I did.


I would love to make 100k, but so far, nobody has come up with that kind of cash for me to blog and take care of my kids. However, when I was working in IT, I did ok. However, layoffs were rampant as the push to use ‘off shore’ resources was huge from corporate. So in many cases, I am not sure IT is the fantastic career it once was. I am sure it is different if you work at Google and such, but for people starting their careers in programming, the competition is stiff not only between American workers, but with those abroad also.

Marrying for money always works. Furthermore, you can start your own business or work two jobs. Making an online income seems particularly trendy nowadays. Join the federal government and rake it in after a while too! Nothing is stopping you from breaching the magical $100,000 a year mark except for your own desire, effort, knowledge, personality, and optimism.”
Amazon Associates – for pretty much anything sold on Amazon. If you have links to your books on your website (and you should do!), this is a good way to start with affiliate marketing and you will receive a little bit extra if people shop through your link, as well as a percentage of other products that people buy within a 24 hour period. You can use your existing Amazon account and then find your books, copy the special link and then use that on your site. You can also use a site like Booklinker.net or Books2Read.com to create one link that works for all stores and contains affiliate links.
Whenever we see a blog post catch on in search for one of the blogs we manage, we celebrate, because it will probably send lots of traffic to the site over time. Unless you have a massive email list or rely entirely on Facebook shares like BuzzFeed-type sites, you should aim to get a good portion of your traffic from search. (Though a massive email list and lots of Facebook shares are pretty great too, and will help your site catch on in search… so all of these traffic-generating activities feed into one another.)
Another thing I always want to cover is getting every possible question that a reader might have answered. Subtly, in one way or another, answering questions before they arise provide rationale for any reader who is ready to purchase. This also works great for SEO purposes since it covers the “lingo” for the product. Google evolves through constant self-learning, so once people start to ask questions on Q&A sites and forums, once they start to write about every single aspect of a product, it picks up. And fairly quickly. Just type something in the Google keyword tool and it shows you new and more synonyms by the day.
I believe for many people including myself, the elusive passion that yields happiness and fulfillment is still unknown even well into adulthood. Personally, if money wasn’t a factor I’m not sure what I would be doing…and that’s what I’d like to figure out. In the meanwhile though, building financial independence can provide options down the road and keep you flexible.
Anyway, back to this program called the Seven Figure Franchise. There have been many affiliate programs that have come and gone over the years promising all sorts of wealth and prosparity. Now don’t get me wrong, I do believe that people make money with affiliate marketing, but like some of the people her have mentioned, you have to do it in the right way.
×