I have to agree, when starting an affiliate site, you are putting up a huge investment, effort, money, and time, then if it is not bad enough, on top of that pit, earn less then 8% commission from you know who, and to insult you even more, give you a 24hr window, then you know who get a free sale from all your hard work when that person did not buy within 24hr, and to be honest, getting any site off the ground really blows, as you normally have to fight google all the way up the hill, which can take weeks, or even months just to find out if what you have done was a complete waste of effort, time, and money. As long as you got the money, and put up a quality site with quality content, then it may pay off in a few years, but how much money did one invest before getting into the black, all while the ceos are laughing at you for promoting them just to give you almost nothing in return for you hard work, and with a 24hr cookie.
Thanks for the really insightful reply. I really appreciate it. Now, what if I did not want to be a network engineer dealing with hardware? I definitely do not mind taking certifications, but if I just wanted to become a business analyst or QA Analyst…some IT profession that doesn’t require too much programming or developing because I need the time to learn at the programming languages…Like I’m trying to get a plan going here…BTW, i’ve heard of the CCNA thing over and over again…is that only for network engineers? Because..I dont really want to deal with hands on material or travel too much…I’m tryna be in a position where I earn certifications and learn stuff online and gain experience doing projects online or volunteeringly taking on work to contribute to the IT department to showcase my interest…
While grades aren’t everything, they do an excellent job of sticking out in a pile of resumes and getting your foot in the interview room. For example, I absolutely sucked at networking. I remember attending some welcome reception and walking around the room for 5 minutes before going back to my hotel room!  However, because I had a 4.0 GPA, I still got invited to over 25 interviews that semester. As a result, I became a Level 99 interviewee primed for dominance the following recruiting season.
Reading this just makes me want to go into a hole and never come out again… I would love to make around figures one day but college is drying me out. I live paycheck to paycheck and I feel like i’m going no where. I feel like I’m in a rut and I hate it. I don’t want to live like this for the rest of my life. can someone give a young person like me some advice on what to do in the future or now? I try so hard to save my money but when I have it… Read more »

Anyway, I am trying to get into IT, because every other profession within banking requires me to take a test and get licensed and renew that license with more tests. I’m bad with tests, and I don’t need that in my life, and IT not only pays more, but I can just get certified with classes. Anyway, how do I go from fraud to IT? I.e. Business Analyst, higher up IT profession? I’m not a computer science major, btw. I was in health sciences. I’ll look into other money making options by following your posts, but how can I start making a decent living by converting to full-time from contract? I’ll learn software skills/IT on the side, but yeh…Any tips?
Great post, Penny! As you know – I am finishing up year 29 in education. I have two Master’s degree and a doctorate and I’ve never earned six figures. Had I stayed as a principal in the last five years, I would have made six figures. I’d likely be at around $120,000 right now. But I gave that up to go teach at the college level, not work 12 months a year, and have fun educating the next generation of teachers. Five years ago, I knew I was almost to FI because of this community (and that’s never making six figures and being a single mom for a number of years…)
Families also face modest increases in the cost of health insurance. The Kaiser Family Foundation, which tracks the costs of health insurance, found in 2014 that average annual premiums for employer-sponsored health coverage increased 3 percent to $16,834. Workers on average paid $4,823 annually toward the cost of coverage. Premiums increased by 26 percent over the past five years, slower than the preceding five years, which saw costs grow 34 percent.
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Not every site has to focus on emails. That being said, Ramsay has a good point. One of the reasons I wanted to ask about conversion rate is because you don’t know if people have objections. Usually this is the job of the product seller, but maybe they have questions about these specific products that aren’t being answered, which you could solve with an email list and regular updates.
Hey financial smaurai I have a question, I just turn 18 and I’m gonna be a senior this year in high school, my grades was mediocre and my job sucks, I am a host of a restaurant making 10$/hour and only working 15-20 hour per week. I always wanted to be big in life and my passion is animals. I want to work in the field of zoology like maybe marine biology wil I be able to make 100k in that work field
The problem with affiliate marketing, like many other home business options, are the so-called gurus and get-rich-quick programs that suggest affiliate marketing can be done fast and with little effort. Odds are you've read claims of affiliate marketing programs that say you can make hundreds of thousands of dollars a month doing almost nothing ("Three clicks to rich!"). Or, they suggest you can set up your affiliate site, and then forget it, except to check your bank deposits.
The one thing that is amazing to me is government jobs. You talk about effort required…let me just say that it isn’t always required to land a government gig. My neighbor does logistics for the army…she said it is mindless work, quite boring, and now that the wars are winding down, there isn’t much going on. She makes well over 6 figures for her job. She hired in at 75k. Her previous experience before getting hired? American Eagle…
The functional role people need to understand IT, but if they could code at the level of the technical role people, they would be doing that instead. You have the right idea – business analyst or QA. Go to college job fairs, even though you have already graduated and talk to the recruiters. Show the recruiters you have an analytical mind; dress sharp; have good examples of learning something new, recently.
The only thing I will counter with is that there must be at least some interest in the field or grades and job performance will suffer. For my kids, who will be in college after we’ve all been hooked to the Matrix (unless we already have?) in 20 years, I’m going to highly recommend double majoring: one passion major and one practical. Double majors really are a great value and not always that time consuming if you’ve already eliminated pre reqs with APs.
Fantastic, thanks for sharing your story John! I am curious, you talk about UT a lot, are you by any chance from UT or in the Texas area? I’m not sure I can make 6 figures before the age of 25 with my employer but I’m going to look for other passive income opportunities to make sure that I get to make 6 figures by that age. It’s a bold goal but I hope that I can make it. Petroleum engineers are having a hard time right now but that’s the boom and bust of any commodity, right?

I am age 34 , working as an accountant with annual income 85k per annum, due to monthly commitment on properties & car, left 1k for saving each month. May i know is there a better way to maximize my current reserves to 200k per annum as per your article? i’m happy to have at least 10k passive income every month without working soon as i’m planning to have kids and looking forward to enjoy the lovely time seeing them grow up without a job constraint

Great article! So I was wondering if I could get your advice? I’ll be graduating college in about 3 years and I should have around $200k saved in mutual funds, I’ve considered getting my degree in accounting (although I want to become a physician once I have a solid amount of money saved) and I was planning on trying to go work for my family’s CPA firm. What’s a reasonable amount I can save at most so I can attain a million in mutual fund savings? Considering that it’ll gain roughly 10% a year


If you work for a major (Shell, Chevron, BP, Conoco) they pay about 90 – 100k starting for petroleum engineers and about 70-80k for mechanical/chemical/electrical engineers. The exception is Exxon (they pay more because it’s a terrible work environment, but they make the most profits). If you work for a smaller independent, perhaps it gets bumped up 10k or so. Bonuses are typically 10-20%. I’m a recent graduate in Petroleum Engineering working for Shell.

I could have promoted WP Engine (hosting company) for $200/sale with no tier program to climb – sounds pretty good right? But when I checked ShareASale I saw their reversal rates were 24%! Just to give you an idea SiteGround’s reversals are less than 10%. WP Engine starts at $29/month while SiteGround’s is $3.95/month, plus SiteGround has a better reputation. I had to climb a tier program to get SiteGround’s $150/sale, but long-term my research paid off.
Something I’ve become more and more aware of in relation to affiliate marketing profits is the value of products with a great funnel. Once in the funnel valued customers are offered high quality free content and a number of different products at varying investment levels. All of the products in the funnel are designed to help solve a problem or overcome an obstacle that the customer has. For any prospective digital marketer who hasn’t yet developed a range of their own products to market through a funnel then naturally choosing an affiliate product with a great funnel means some careful research to make sure that there’s quality and outstanding value in all the products in the funnel. I would always be careful not to have my own name aligned with poor quality offerings.
Fast forward until junior year of high school and I got a job doing an engineering internship at a prestigious national internship. I believe I made ~11-12 an hour @ 17. That summer I made about 7700, So now I’m entering HS with about 23-25k in cash. Now senior year starts and I get a raise to 13ish (woot woot). I work 32 hours a week because I’m really far ahead on my credits, and do night school and sports to allow me to work a ton. In that year I make around 13k. That puts me just under 40k going into the summer. By the end of the summer as I start undergrad in engineering I have 40-45k + 5-10k in assets between my car, and some other hard assets. 18 years old – NW ~ 45-55k.

It is important to note that the above is an ideal type, a simplified model or reality using optimal circumstances. In reality other factors such as discrimination based on race, ethnicity and gender as well as aggressive political lobbying by certain professional organizations also influence personal income. An individual's personal career decisions, as well as his or her personal connections within the nation's economic institutions, are also likely to have an effect on income, status and whether or not an individual may be referred to as affluent.[9]
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Not that I recommend this as a permanent lifestyle, especially if you want to have kids some day, but you could always take one of those “Most Dangerous Jobs” as an oil platform worker, Alaska crabber, etc. which pay well, or even get into a decent skilled job in a manufacturing facility with a base of say, 50-60K after a few years, but work every shift of overtime you can get your hands on. Granted, I used to see many people miserable doing this, but they were bringing in 6 figures as a mechanic, pipefitter or in some cases, even HS level line workers. Finally, you can get a side job – like blogging!
Measuring people by their GPA and academics is totally wrong, some young people have more wisdom than any college graduate and a better work ethic too. Also, people’s life histories count as well, I’ve met people who had shitty grades when young then became doctors at age 40 or a hair dresser who became a marine biologist at 35. You guys are really boxing people in. In the UK tradesmen are bringing in more money than most college graduates, so GPA’s really don’t do much and are a waste of time in many regards. 90% of all jobs out there require an average IQ, so it’s down to other factors that get you in a job. You can transform your life in a decade from one of mediocrity to one of massive success, if that’s what you want. Also, doing the education route and top job is miserable if you hate what you do, all the money in the world won’t stop you hating yourself after a while.
In regards to the the oil industry and environment, the choice is made by the collective populations of the world. As long as the world demands energy, there will be a market for it and that may come at the expense of the environment. I’m not saying that’s right, but consumers share the same amount of responsibilities of our planet as oil producers. Without the consumers, producers will not exist.
This is totally true as many people are non traditional learners and the academic system is just not appealing to them and learn faster by doing. I come from an entire family of folks like this..barely scratching through state college but always excelled in paying our way through them by opening small businesses and earning lots of money over the summer. Net is, I make more than the average Harvard grad with a state college degree. Look at big corps that offer leadership development programs, work hard, be willing to relocate ad take risks, have a great attitude even when you get a hellish assignment as it’s an opportunity to learn – always treat people well and if you don’t, learn from it and get better. All in all you’ll keep rising or decide you want to do something else and will have learned a ton along the way.

As a Pet E. out of college, you’d likely earn around 100k + bonuses. After 3 years, you’ll probably earn around 115 – 130k working only 40 hrs a week. This gives you time to work on other businesses. However, you’re subject to downturns like the one we’re facing now. Lots of graduates and even experienced people unable to find jobs currently until the oil price turns around, so it’s a bit of a gamble.


Yes, its possible. If you go in as a tech (for example GS-05), however, you will be stuck there forever regardless of performance (consecutive exemplary ratings here), schooling (Bachelors 3.5 & Masters 3.9), a voluntary war zone deployment, or wherever. Go in as a internship with scheduled grade increases (for example GS07 to 09 to 11 to 12) increasing every year or so.

Great post. Good to read from someone whose career does not involve making 6 figures (sometimes while they are in their 20s)- if one follows the PF blogs, it’s easy to forget that the majority of the population makes nowhere near that! But being in that vast throng does not mean that it’s impossible to improve one’s lot, eventually make a high income, and someday reach FI.
Well, things got expensive. Starting with taxes, we lose about 30 percent of our paychecks to state and federal dudes like FICA and Social Security. Before you go asking “Who’s FICA and why is he getting all my money?” remember that taxes go to good things like roads and bridges (or at least they’re supposed to) and also to paying for incomes when we get old and can’t work. But still, that bite off the top stings a bit.
My goal is to sell a poster, a rather special poster which is the collation of all those TV programs that tell us about the events in the history of the universe. You know, “it’s so many million years since this volcano and so many billions since that extinction event” etc. I could never get a grip on where these events came in relation to everything else, so I started to assemble everything and put them in order. It’s only taken 4 years and a bit.
I personally didn’t earn six figures by the time I was 25 years old, but I’m still SO GLAD I didn’t go through with my engineering degree (I put 3 years into an engineering education, and then switched to finance). I agree with you Sam. I see so many engineers that feel trapped. They want to move up in the company, but it seems incredibly difficult. Sure, they can earn a good wage, but if they don’t love what they do, they’re stuck for quite a while.
This literally changed my life… I moved out of my parent’s house (sigh) into a nice studio in downtown Denver, bought my first car (a Mercedes c300), adopted 2 kitties, and my credit raised 45 points. I also donated $3,000 to Red Cross at Hurricane Harvey. I’m a humble dude but in affiliate marketing, the numbers do the talking. So… I want to show you how I did it :)
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I agree a persons entry level career potential really does start in 9th grade as they try to rise to the top of their class. But as John mentioned in his article, after a few years your work performance and aptitude is the largest factor in determining future salary, not someone’s educational background. A degree gets you a job. Your experience and performance get you to be the high income earner though.

Hi TOM, I have really enjoyed your shared nice piece of content with us. ..Actually, I am thinking to design and develop a mobile comparison website but you know, it’s not an easy job to collect mobiles data. A lot of time and cost is required to build such a website and I don’t want to spend a lot of money as I am new in this field. My colleague has recommended me RevGlue for this purpose as this a UK based registered company and are providing mobiles and its deals data for the UK only with the name of RevEmbed technology as I have read its blog revglue.com/blog-detail/13-setup-free-uk-mobile-comparison-website but I am the little bit confused as its a newborn company. Anyone, have experience with RevGlue. Guide me in this respect. Waiting for your kind response. Thanks in advance.
...It is essential that the duties of the positions be performed with the diligence that their importance requires. Inevitably, then, a society must have, first, some kind of rewards that it can use as inducements, and, second, some way of distributing these rewards differently according to positions. The rewards and their distribution become part of the social order... If the rights and perquisites of different positions in a society must be unequal, then society must be stratified... Hence every society... must differentiate persons... and must therefore possess a certain amount of institutionalized inequality.

By another measure - the number of square feet per person in the home - the average home in the United States has more than 700 square feet per person, 50% - 100% more than in other high-income countries (though this indicator may be regarded as an accident of geography, climate and social preference, both within the USA and beyond it) but this metric indicates even those in the lowest income percentiles enjoy more living space than the middle classes in most European nations. Similarly ownership levels of 'gadgets' and access to amenities are exceptionally high compared to many other countries.[16][17]


Its all relative to what you need, I was in Sales (Corp 401k and Pension) right out of college and made a 200k a in the early 90’s with consistency then had years where I made 1m in my early 30’s. However I hated it. I was smart and banked it in the lucrative Boston Real Estate market and in my late 30’s left sales and took a more boring desk job with less travel and more time for my kids. I made about 100k +/- a year for but put together a nice traditional pension. In my early 50’s, after my kids graduated college (Yes I did pay) I finally took my graduate degree (Masters in Urban Planning) and put it to work as a planner in a suburban town, where my staring comp dropped to 65k, now in my late 50’s I am the Dir of Planning for a small city making about 160k and happy in my work for the 1st time ever! Also the benefits working in government are 10x what they ever were in Corp America. Do what you love


Here’s how Amazon Associates works. People Googled “gifts for writers,” then clicked on the ideas we shared in our post, which took them over to Amazon.com. Regardless of whether they bought that item we recommended, they then continued to do their holiday shopping, stocking up on all sorts of random gifts, from electronics to clothing to books. And because they clicked on our link initially, we earned somewhere between four to 10 percent of whatever they spent on Amazon during the next 24 hours.
Why you should trust me? Well, just take a look at my background in reviewing online services and how I helped many people to stay away from hundreds of scams that are waiting for you out there. 7 Figure Franchise is a product made by Michael Cheney. This is not the first time that I’m reviewing a product from Michael Cheney and that’s why I’m familiar with the type of product he’s making.

Well I really understand everything that is being stated and I do agree with the majority of the Arrticle. Although I am 25 years old and I didnt even go to middle school and let alone grad uate highschool and went to college for an art historian as it is a passion of mine. I became a single mother and had to discontinue studdies. Now I had a hard start in life and made poor decisions when I was young , taking my lessons and downfalls with pride and perserverence, my life exscperiences have transformed me into a hard working determined woman. I now have two children and can easily make 200,000.00 a year if I would like to and will when my children are older. Right now I make anywere from 50,000 to 100,000 working hard for 4 to 6 month and then make about 4000 to 5000 a month the other half of the year now I work at the most 45 hrs a week and not very often my fiance is just now starting to return to work as he doesn’t need to he would like to !!!!! When you set your mind to making a great life for yourself and your family you will do it yes education is important and I wish I had made other decisions , With that being said my past does not define my intellect my drive nor my capabilities to find financial freedom and be successful I just keep always wanting and giving more!!
Measuring people by their GPA and academics is totally wrong, some young people have more wisdom than any college graduate and a better work ethic too. Also, people’s life histories count as well, I’ve met people who had shitty grades when young then became doctors at age 40 or a hair dresser who became a marine biologist at 35. You guys are really boxing people in. In the UK tradesmen are bringing in more money than most college graduates, so GPA’s really don’t do much and are a waste of time in many regards. 90% of all jobs out there require an average IQ, so it’s down to other factors that get you in a job. You can transform your life in a decade from one of mediocrity to one of massive success, if that’s what you want. Also, doing the education route and top job is miserable if you hate what you do, all the money in the world won’t stop you hating yourself after a while.
Every Tuesday, we send out an email called Favorite Finds where we recommend ONE, SINGLE affiliate product or service that we’re currently loving. It could be a new offer that one of our affiliates is promoting, or a tried and tested affiliate that we love and recommend on a regular basis, or a new affiliate so we can gauge our audience’s interest.
I liked your post. I was a Mechanical Engineering undergrad and got a Masters in Aerospace Engineering and was working by age 23 for a Fortune 50 company making Aircraft Wheels & Brakes. Since then I’ve moved to several fields and got into management. Made over $100k per year ($140K) at age 27 and onward and upward from there. My grades were poor, too much lack of focus the first two years of undergrad so then did an undergrad research position and co-published a paper to help me get a scholarship into grad school. Now I love learning about new businesses and leading people to achieve good business outcomes. It makes me a better investor too.
As a 7 figure franchise you’re also going to be able to promote each of his products wihle keeping 100% of the sale paid direct to your paypal account. Even if you don’t promote all of them, you can promote just one product and as mentioned in the other section, Michael will automatically funnel all leads through a whole campaign promoting each of his products.
I’ve been terrified of only ever making a maximum of $50,000 a year for the majority of my post graduate career. So I’ve wanted to really qualify myself as something more than the typical undergrad; I plan to graduate college with a bachelor’s in psychology (focused in cognition and neural sciences) and a bachelor’s in philosophy, along with a minor in cognitive science (basic combination of psychology, philosophy, linguistics, and computer science) and a human factors certificate (research experience). (With a GPA around 3.4 or 3.5) I will have worked full time in finance for a non-profit organization while in school full time, giving myself a total of 6 years total of full time work experience upon graduation. I’ll be 25 by then.
However, you should be cautious when going for a particular bonus offer. There’s no point merely getting more ‘stuff’ just for the sake of it. Otherwise you end up with everything collecting digital dust on your hard drive. Worse is that you get so much information that it completely overwhelms you and stops you from taking any action on the franchise itself.
Author Bio: Sam started Financial Samurai in 2009 to help people achieve financial freedom sooner, rather than later. He spent 13 years working in investment banking, earned his MBA from UC Berkeley, and retired at age 34 in San Francisco. Everything Sam writes is based on first-hand experience because money is too important to be left up to pontification.
This literally changed my life… I moved out of my parent’s house (sigh) into a nice studio in downtown Denver, bought my first car (a Mercedes c300), adopted 2 kitties, and my credit raised 45 points. I also donated $3,000 to Red Cross at Hurricane Harvey. I’m a humble dude but in affiliate marketing, the numbers do the talking. So… I want to show you how I did it :)
As an IT. I work a 9-5 schedule 40+ hours a week but it’s not enough. I have big dreams that require $100K to fulfill. I am extremely ambitious, driven and motivated. However I keep looking but cannot find anything that would give me that much. I now have certificates and experience and keep applying to different jobs but no luck still. Any advice?
I will say the workload for a petroleum engineer can vary depending on the company and role. If your Chem E friends went into planning or management, they could be working more than the 40 hour standard. Also, smaller aggressive companies typically like to work their employees harder with perhaps a bigger equity reward down the road. That being said, I’ve worked in a 50 person company and most employees there maintained normal hours.
If your youngest child is really interested in OT, then I suggest Colorado State University’s program. I have several friends who were in the OT program there while I was a post-doc in the chemistry dept. Its a great program, and about 98% of grads land jobs immediately. Also, Fort Collins is a nice town on the Front Range with access to all kinds of outdoor fun. Its not far from Denver or Boulder. The people are friendly, and the cost of living is pretty cheap. I work on the East Coast now at a biotech, but not a day goes by that I don’t dream of moving back to CO.
For policing in the media, it’s something I’ve been covering often in my blog. Some situations talk about themselves with body cameras. Officers make mistakes. Other times there is no mistake, but it “looks” bad even if fully justifiable. Other times it’s fully justified to those with a legal grounding, but the public is shocked. Hopefully without offering platitudes everything officers do are on the table for observation. Regardless of the current issue, if someone calls, we will show up.
I’ve already committed thousands to AWOL(I’m 17 by the way) and I believe in quality products as such to promote. Do I need to purchase SFM training eventually? I am willing to do so, in order to stay congruent with diversifying income and promoting valued, justly priced products, just as the top earners do so. Please let me know what you can say about the terms of being an affiliate with SFM.
Now for a dose of cold water, I got straight A’s in high school, but I was born poor and in a small town. Neither my parents nor I or anyone else had high money. We had enough to get by month to month. After school education was out of the question just based on cost alone. I had few choices but to join Uncle Sam and his merry band of sailors, painting and scrubbing decks around the world. I served my country until I decided to leave the navy-He guess what happened, no jobs for a former sailor with considerable weapons system experience. I spent three years homeless and destitute and hanging onto faded views of honor and discipline. Point being is that you put out all this financial stuff about straight A’s and good grades but you have not lived in the real world. Good grades don’t mean anything when you don’t have any money and don’t believe the hype about the GI BILL. What a joke of a program-Fraud and red tape to make you blush. Get real, I invite you to find a way to save my failing mortgage and invigorate my financial future. I don’t think you the writer of this webpage could, I owe in excess of 200 grand on a bad mortgage and im about to lose it. I can tell you everything about weapons systems, that’s what I was trained to do and I have lived a violent life. If any of this get rich quick stuff actually worked we would all be millionaires. Later
all my coworkers are like that. just a different breed from ur typical security-craving salaried workers. we hate micromanagement, cubicles, office politics, and anything slow. most of us like to live extravagantly. i like all the ideas presented on your blog, but i just know for some reason that i’ll never be as frugal or smart about my money as you. i like buying big shit like cars, boats, motorcycles, and luxury condos. i tried living frugally, but it really bothered me. like i was hiding a part of me. and it affected my confidence levels at work! i bet this sounds really weird, huh? lol sad but its true. so i just decided to make peace with myself. i’m a big spender so i better be a big earner.
Big Government: Reach any top tier position in the Federal or State government and you will make six figures a year a long with a nice pension. In fact, there are more than 450,000 Federal employees making over $100,000 a year. Prison guards make $150,000-$200,000+ with overtime. San Francisco janitors and elevator technicians make over $270,000 a year.

Hey financial smaurai I have a question, I just turn 18 and I’m gonna be a senior this year in high school, my grades was mediocre and my job sucks, I am a host of a restaurant making 10$/hour and only working 15-20 hour per week. I always wanted to be big in life and my passion is animals. I want to work in the field of zoology like maybe marine biology wil I be able to make 100k in that work field
Thirsty Affiliates tracks, cloaks, and categorizes your affiliate links. Once you’ve signed up for your program(s) grab your affiliate links and add them to this plugin. This can take time if you will be linking to multiple pages on your affiliate’s website (which in many cases, you should). The pro version comes with statistics but I don’t even use it and I’m quite the analytical person.
Overall, the term affluent may be applied to a variety of individuals, households, or other entities, depending on context. Data from the U.S. Census Bureau serves as the main guideline for defining affluence. U.S. government data not only reveal the nation's income distribution but also the demographic characteristics of those to whom the term "affluent", may be applied.[11]
MozBar – MozBar is a Google Chrome extension that lets you Google any keyword and see how competitive the search results are. The higher the DA (domain authority) and PA (page authority) the more competitive the keyword is. However you still want to click on the top results and browse the content to make sure you can creating an article/video that is better than whoever’s in the top results. That is really what “researching the competition” is all about.
The Cost of Living Index compares the cost of housing, utilities, grocery items, transportation, health care and miscellaneous goods. According to Bankrate’s cost-of-living comparison calculator, you’d need to earn about $141,000 in Boston to have the equivalent of $100,000 in Houston. And if you were living on $100,000 per year in Memphis, Tennessee, you’d have to earn roughly a whopping $245,000 to maintain the same standard of living in parts of New York City. While salaries are often higher in cities with higher costs of living, they don’t always match up to provide the same quality of life.
– The most important. TIME. Value your time and make sure your plate is clear to focus on growth of your most valuable skills. Time also gives you time for reflection, relaxation and a balanced life. Hire people to do redundant stuff. I’m currently dating but not married so I have someone come and clean the house, mow the lawn and do the laundry. This stuff would take me 3-4 hours a week. That’s 1.25 weeks in a year. At my earnings level, I’m “worth” $80-$100/hr with expected 50 hours working. For $10/hr someone else can do these tasks while I relax or make money. Same things in the work place. Reports, data collection, number crunching, answering non money making calls or emails etc…..
Hey, I’m also a subscriber of Nichehacks and was on the verge of buying this product due to the fact that I have trust in Stuart. So glad I came across this review first! I am already a member of WA so it sounds like this wouldn’t have taught me anything new. I am supposed at Stuart promoting this but I guess everyone has to make a living! Thanks for the review