This article has been so inspiring to me! I’m a junior in high school and I’m so ready to get out of it and into the real world. They always say money can’t buy happiness, which I agree with to an extent. But I have my standards… I wanna live at the beach in a nice house. And I want to live comfortably. And I want to be able to take care of my family. And a little money would go a long way to helping that. So thank you for all of this wonderful advice!
Wealthy Affiliate has a fantastic training program and a super-supportive community. Help is accessible 24/7/365, and not just any help, but from the very top! The founders themselves are closely involved in creating the training, giving advice, being there to guide you through things that might be unclear to a newbie. Having had first-hand experience with the Wealthy Affiliates platform, I would too, recommend them to anyone seeking to start their own online business.
I am so glad you speak so openly and honestly about being paid what you’re worth. As an ESL teacher who’s a contractor, I find it hard to give up my contractual gig to jump on the salary scale of a school because I feel like I would be underpaid. And unfortunately, I still find it hard to shake the feeling that what I’m paid equates to what I’m worth, professionally speaking. Despite teachers’ relatively lower earning trajectories, though, Thomas Stanley of The Millionaire Next Door found they were more than twice as likely as the average American to be prodigious accumulators of wealth. So, despite low pay, or perhaps because of it, teachers tend to save and invest more than doctors, lawyers, and other traditionally higher paid professions. So I hold that thought close.
Interesting post. I made about 110k at age 25 working less than 40 hrs and about 4 weeks off. It was my first gig and a non engineering degree. I graduated with a Masters and now make much more simply because i work more hrs. Im in the healthcare field. Job is tolerable and hrs are flexible with a high level of freedom and flexibility. My path was different from most as i fell into the profession, rather than having a concrete plan. I am blessed I suppose. I have a friend who gruduated with a Chemical Engineering degree and has not worked in the field since graduating from a reputable Uni about 4 yrs ago. Last we spoke, he was working night shift at Dunkin Donuts. He tells me he cant find any work in the field. Whats up with that? He is in NYC.
The second thing you’ll want to consider is whether or not it is a receptive audience for both your message and the final sale. For example, doing a guest post on a site about Japanese culture might be a good idea for your Bonsai affiliate post even though the community might not be currently interested in Bonsai growing. Or you could go to a photography blog and do a link-bait post about beautiful Bonsai photographs. The site’s traffic might not buy from you but once the post gets indexed a lot of Bonsai-lovers will find it. Remember, these guest posts, videos, etc. should be sending relevant organic traffic that converts to sales over the coming months and years.
What is your oppinion, and what advice would you give someone who dropped out of High School because they dont want to “go to college to get a career job untill retirement… I think school (atleast the schools I attended) trains students to believe that is the only means of achieving financial stability”… “I asked a teacher once ‘how come we dont learn how to make money instead of learning how to physically labor for money you know “work smarter not harder”… Lol that was a mistake on my part!
This post was so helpful! I launched my blog in January and just started to try and monetize it in June. I’ve added some affiliate links for a few of the programs you recommended, so hopefully, I will see some results soon. I’m realizing that this is gonna be a harder journey than I originally thought, but thanks to bloggers like you I have great resources to guide me! Twitter.com/Disfordollars
The main problem I have with the 401k is that the investment options suck. All the mutual funds (including target date funds) have a high front load fee (4.25%-5.25%) and high expense ratio (0.9%-to-2.0%). With the ROTH I get the benefits of low-cost (0.05%-0.30%), no-load index funds. In some respects there is little difference between the after-tax dollars in a ROTH with no-load funds and pre-tax dollars in a fund that immediately siphon 4.25% out. Sure, I’m taking a upfront hit on the taxes with the ROTH. However, I am also going to be taking an upfront hit from the front load fees and a continual hit with the higher expense ratio in the 401k
Use Deep Links – these are pages on your affiliate’s website that AREN’T the homepage. For SiteGround’s hosting I link a lot to their speed technology page as an affiliate link. If you’re doing Amazon’s affiliate program you just want to gather a list of products you will be recommending to readers, create an affiliate link for each one, and import them to the plugin.
2) individual contributor working refueling outages. How much you make here really depends on your performance / reputation / willingness to work. It is not out of the question for someone with 10yrs experience to command $100/hr + per diem for working outages. Which, if you are working 7-12s with 1.5 OT and 2x on Sundays translates to $9,400/week + $800 per diem / week. I’ve never worked outages as it is tough tough work with the constant travel demanding hours etc. But you can make a ton of money. I have a friend who cleared 250k one year working outages as a welding inspector prior to even getting his degree. but he was working 80+hr weeks and nightshift.
Due to the education background, i’m aware that it is essential to building a security income for the future. Therefore i started working part time since young and save money for the rainy days. Of course i also like to go for travelling and enjoy good food with my family once in awhile. Currently i’m planning to maximize my existing reserve to passive income or higher returns. It will be awesome if you could provide me with some good advise :)
Thanks for the thought provoking comment. It’s a question of idealism vs. practicality to me. I would absolutely support dictatorship or socialism if it meant responsible management of resources, equality and peace of life. But from history, we know leaders get corrupted or people take advantage of the system. Thus, we all play the game by ourselves to fight for our right to live the way we like…at least for those who are fortunate to be in a country that allows it.
Hi i posted on here before but I have a quick question! My parents both work at Jp Morgan as I did before and make well well over 100k each but they didn’t go to the best colleges and one didn’t even go to college. So I believe it’s more ambition in yourself then what college or prestigious college you attend. Would you agree with my statement because I choose a cheaper instate school because I have belief in myself to do good not the school. Does this make sense or am I just setting myself up for failure?
This is an insightful post. For 95% plus of readers, their job is the most important asset they have. So it is all about the sector, employer (go as elite as possible), and skills you target. Choose correctly, and you can get rich. Simple as that. The trick is believing you can actual get a job with an elite employer. That is more a mindset issue than anything else. Cheers!

Theme – you don’t need a special theme for affiliate marketing, you probably just need a blog. I recommend StudioPress themes since that’s what Yoast, Matt Cutts (from Google), and I use. Matt Mullenweg, founder of WordPress also recommends them. One of the biggest mistakes I made was using a theme from Themeforest… since they’re built by independent developers who may stop making updates to their theme. This happened to me and I hear horror stories all the time about people having to switch themes and redesign their entire site. I’ve been using the same StudioPress theme (Outreach Pro) for 3 years. Their themes are lightweight (load fast), SEO-friendly via optimized code, secure, and they have a huge selection of plugins for the Genesis Framework and an awesome community in the Genesis WordPress Facebook Group. They include documentation for setting it up and will serve you for many, many years.
No matter how much someone makes, anyone who lives beyond his or her means is going to feel financially pinched. While conspicuous consumption and blatant overspending is a problem, even those who try to keep an eye on their budget spend a large portion of their income on what financial advisers call “lifestyle inflation.” Koos says these are things that may not be necessities but are considered such at a certain income level. Many middle-class citizens now see cable, smartphones, tablets, computers, multiple televisions, Blu-ray players and gym memberships as “essential.”
It’s unfortunate that you left IT out – yes portion of it have been outsourced. However I have several friends who work as social media technologist (monetize YouTube videos, twitter relationships etc.) that make over 6 figures. Also I work as an IT Business Analyst for a large consulting firm and make over 6 figures… My boss last year made over 200k (with bonus) for a midsize software development firm in retail. There is so much money to be made out there – BUT a lot of the old jobs are gone. I mean have we stopped to think about how some of those “crazy kids” running around on the internet blogging everywhere are now making 6 figures? That is a legit job that was created during the recession. Yeah people let’s make our own economic stimulus package! You have to find what the market is paying for these days – the money is out there.
The only other valuable skill I had was dealing with spreadsheets. After getting my first spreadsheet job (9 interviews), I picked up a VBA manual on my bosses desk and read it through. I then ended up picking up more and more technology skills and ended up as a software engineer. Partially, the passion came from the fact that you could model mathematical reasoning so well in programming, which was a pleasant surprise (esp given I’d never programmed).
Well, Chico State has a reputation as a party school, so this might not be a fair comparison. I personally went to a program that was extremely well respected in the arts, but as an academic institution was just fair. In actuality I had some really amazing professors (some who had PhDs from Ivy League schools, some who didn’t) but my choice was made based on the quality of my program versus the overall school. I did decide on a liberal arts school versus just an arts school because I wanted the option to expand outside of just an arts population. So, in that sense, if Chico State happened to have a better program in the field my “son” was going into versus Harvard, I’d say go for it. I’m not making the argument that if one has the academic intellect to do well in school that he/she should avoid going to a top-tier academic institution, what I am trying to say is that it’s not the only way to do well in life. In fact, I’ve met many people from top-tier schools who act entitled and think certain work is below them, whereas I’ve been hired and tend to be a respected employee because I’m willing to get my hands dirty. Again, this is not saying every Ivy graduate is this way, but same goes for every graduate from a “Chico” as you put it. When I was applying to college I got into Rutgers which is a fairly good school academically (not an Ivy, but at least up there with the top public schools) and I chose to go to a school that was less prestigious on the academic front because it was a better fit. I was a theatre major. I ended up switching to minor in journalism and sociology. I had an internship with Emmy Award-winning documentary filmmakers who had a program set up with my school, and was able to help compile research for cable TV news programming. Point being, the opportunities for success are everywhere. If you’re really smart, you’d skip college altogether and spend your college tuition building a business or two. Sure, you might never have the stability of working in a consulting firm or at a big tech company, but the people who get really rich (or at the least who lead “rich lives”) are often the ones who don’t follow the typical road to success.
Thanks for the tips, Tiffany! It was very helpful. I just started my blog about a month ago and just signed up for Shareasale. I do have a further question. Do you know what blog post on Shareasale’s blog, gives me the best information in getting started and what I need to do? I am finding it hard to navigate my way through and really get an idea of the best way to start. It’s all quite overwhelming. Or is there a post that you have to guide me better?
There are plenty of different avenues you can take to breach that magical six figure mark. Doctors and lawyers routinely make multiple six figures. Longshoremen (dockworker) average $120,000 a year as we discovered during the Oakland longshoremen strike in 2001 and 2015. After 20 years on the police force and fire department, the majority of our brave men and women make $100,000+. Not only that, their capitalized pensions are worth millions!
Don’t get me wrong…Sponsored content is great (and next month we’ll be publishing a post on how to work with brands), but I love having total freedom in what I write and–especially now that I’m pregnant and due with my first baby boy in September!!–I really wanted to ensure I could start to rely more heavily on automated and more effortless income.
Household income changes over time, with income gains being substantially larger for the upper percentiles than for the lower percentiles.[19] All areas of the income strata have seen their incomes rise since the late 1960s, especially during the late 1990s.[18] The overall increase in household income is largely the result of an increase in the percentage of households with more than one income earner. While households with just one income earner, most commonly the male, were the norm in the middle of the 20th century, 42% of all households and the vast majority of married couple households now have two or more income earners. With so many households now having two income earners, the substantial increase in household income is easily explained:[15]
Households may also be differentiated among each other, depending on whether or not they have one or multiple income earners (the high female participation in the economy means that many households have two working members[15]). For example, in 2005 the median household income for a two income earner households was $67,000 while the median income for an individual employed full-time with a graduate degree was in excess of $60,000, demonstrating that nearly half of individuals with a graduate degree have higher earnings than most dual income households.[8]
“Ultimate” is right! Thank you for this thorough and thought-provoking post. I have yet to venture into affiliate marketing; I’m standing in the doorway, thinking of how to connect my interests and knowledge to an appropriate product. I feel I’ve read plenty to get me started once I have a product, but this is the hardest part, isn’t it? I have just subscribed to Blog Tyrant and will continue to follow Viper Chill — I just want to put all this information to work, and soon!
Hey, I'm Glen. In February 2009 I quit my full-time job and have made my living from the internet ever since. Having previously worked as the Social Media Manager for the likes of Nissan and Hewlett Packard, I took my skills and successfully applied them to my own projects. ViperChill is the place I share everything I've learned in order to help other people make a living online.

Wealthy Affiliate has a fantastic training program and a super-supportive community. Help is accessible 24/7/365, and not just any help, but from the very top! The founders themselves are closely involved in creating the training, giving advice, being there to guide you through things that might be unclear to a newbie. Having had first-hand experience with the Wealthy Affiliates platform, I would too, recommend them to anyone seeking to start their own online business.
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