Penny – Great post and you have gone beyond what most teachers do to maximize income. Teachers are underpaid. My wife taught for 18 years and the most she ever made was $26000 (when she was single in Alabama), but she would never have traded the experience and sense of accomplishment she had as teaching in a low income school district and helping kids envision a better future.

I’m also a subscriber of Nichehacks. He promoted Commission Black Opt, I bought it because I trust him, but totally it’s crappy. Recently, he’s promoted something like “The Affiliate Godfather” or “The Cartel” from same Micheal Cheney. I don’t know if it is a good crappy product. I wonder why he can recommend his list about under-qualified products. I wasted too much time and money in such that product.


However, I have a number of friends and family who are K-12 teachers and I have always envied their dedication. Teachers earn less than half of what they deserve because few things are more important than educating the next generation. You hit the nail on the head when you mentioned the “…bizarre notion that someone’s passion should be enough to pay power bills and mortgages”.
My prediction is that the next big thing will be Google using the referring page to pick up keywords instead of the anchor text. Anchor text is too easy to game. There are already people saying that they are getting better results when a referrer links straight to their home page with their site name instead of any keywords. The keywords are now in the referring post.
SEO: getting consistent traffic by writing AWESOME content about your keywords (there’s a phrase “length is strength” in SEO and this paid off big time for me). Maybe you’re doing videos or an eCourse, but I found blog posts WAY easier to update which means less maintenance. The biggest factor by FAR was the time I spent meticulously creating my tutorials… which eventually resulted in a sudden 3x increase in SEO traffic
If you follow all the steps above and don't make at least your purchase price back within 60 days simply email us michael@michaelcheney.com and we will arrange a live Skype session with you to verify you have met each one of the requirements. If you did, we will then pay you double your 7-Figure Franchise purchase price minus the profits you earned within 7 days of this live session. You must contact us between 61 and 68 days of your purchase today to claim the guarantee and meet all the requirements exactly as stated above. No exceptions.
So there we have it. Great grades, great schools, and working in particular industries will make you $100,000 a year in your 20s. This post names 30 firms which employ thousands combined and there are many more firms out there which pay just as well. The great thing is that if you stick it out at any of these firms for 10+ years, there’s a great chance you will be a millionaire in your 30s and a multi-millionaire in your 40s.
Alright, so I started doing construction work for my parents as they remodeled their house. They paid me 10 an hour. This probably started when I was ~ 13. Then I started lifeguarding at 15 and did that until I was 16 (2 summers). I would work about 60 hours a week during that time + continue to work construction on my days off from lifeguarding. Between 13-16 I was able to stockpile ~25k. I used 10k to buy a BMW cash at 16 (which I still drive to this day). The car was a depreciating asset for sure. So I went into junior year of high school with about 15k in cash and a 10k BMW (which was worth 15k but the market was falling out under itself so the dealer sold to me because I had cash and he needed money).
Almost 5 years later we are making even more from our jobs, but we still continue to save about 40% of our income. With this money we have been investing mostly into cash flow real estate and a few other investments. The plan is to continue saving 40%, investing that money, and re-investing the profits from our investments. As time passes, our growth is beginning to become exponential (kind of like how compound interest works).
If I were hiring a college graduate, I’d pay more attention to field of study than GPA. Given the choice between someone who got a 4.0 in English or a 3.0 in mathematics, I’d be far more inclined to hire the latter. Even for a job irrelevant to both disciplines. The math student had a tougher workload and almost certainly knows how to attack a problem better.

I believe how we deal with declining fossil fuels could be the major shift of our lifetime. The electric cars have made great progress, but ultimately the batteries are still powered by natural gas or coal. I always thought we should move straight from gasoline to natural gas vehicles since they are much cleaner and North America as so much of it…but it looks like we’ll use natural gas more indirectly through batteries.


I am currently 24 and have above a 100k salary, but fall within the category of a financier. I work at a company that invests debt and equity into medium sized businesses. I also invest in equities on the side while managing my blog. I think I followed the post well, other than the fact that I didn’t go into engineering. I had to work very hard, get very good grades and develop my analysis skills to get where I am today. I love reading sites like this to continue to learn ways to boost my income and to hear from other like-minded individuals!
This isn’t a cheap product that you can buy on the off-chance that it is useful. Instead, the full product costs $1,997. Yes, really. It costs almost $2,000. You can also pay in two payments of $1,100, which are 30 days apart. I'm sorry, but I really can't justify purchasing, or recommending that you purchase a product for two grand. I've purchased two-thousand-dollar products before and they have never been worth it. The most I've paid for a product and been satisfied with it was around $500.

Great post. Good to read from someone whose career does not involve making 6 figures (sometimes while they are in their 20s)- if one follows the PF blogs, it’s easy to forget that the majority of the population makes nowhere near that! But being in that vast throng does not mean that it’s impossible to improve one’s lot, eventually make a high income, and someday reach FI.
I’m a senior in college. My major is Risk Management and insurance. I plan on getting an MBA in strategic mgmt/Finance from a top 20 business school OR an MSHA from a top 5 MSHA school like Michigan(1) or UAB(2). I hope to start making a least 120K right out of grad school. I understand you can be a hospital administrator or even CEO with an MSHA. Which career looks more promising when you factor in the cost of grad school?
My prediction is that the next big thing will be Google using the referring page to pick up keywords instead of the anchor text. Anchor text is too easy to game. There are already people saying that they are getting better results when a referrer links straight to their home page with their site name instead of any keywords. The keywords are now in the referring post.

You could certainly write a totally different take on this post as an adjunct professor! You’re right that teaching is typically poorly paid, and I think it is just appalling what we do in higher education, especially given its costs. I am certain that your students were better for having you, but I am certain that that role came with its own frustrations.


Great article! So I was wondering if I could get your advice? I’ll be graduating college in about 3 years and I should have around $200k saved in mutual funds, I’ve considered getting my degree in accounting (although I want to become a physician once I have a solid amount of money saved) and I was planning on trying to go work for my family’s CPA firm. What’s a reasonable amount I can save at most so I can attain a million in mutual fund savings? Considering that it’ll gain roughly 10% a year
At the time, I had a ton of people reaching out wanting to hire me (I ranked my self #1 in Google for WordPress SEO Consultant, WordPress SEO Expert, many other good keywords). Unfortunately I struggled with basic things you need to run a service-based business… keeping track of clients, time management, and making sure I was charging clients for my time (and getting them to create content which often seemed impossible).
The only other valuable skill I had was dealing with spreadsheets. After getting my first spreadsheet job (9 interviews), I picked up a VBA manual on my bosses desk and read it through. I then ended up picking up more and more technology skills and ended up as a software engineer. Partially, the passion came from the fact that you could model mathematical reasoning so well in programming, which was a pleasant surprise (esp given I’d never programmed).
Use Deep Links – these are pages on your affiliate’s website that AREN’T the homepage. For SiteGround’s hosting I link a lot to their speed technology page as an affiliate link. If you’re doing Amazon’s affiliate program you just want to gather a list of products you will be recommending to readers, create an affiliate link for each one, and import them to the plugin.
I as well took about a $20k+ pay cut when transitioning from the military. It was a terrifying financial choice, but I wasn’t making it with a focus on 1-5 years. This was a 5+ year play for me and I knew this opportunity would pan out! 2 and a half years in and I making much more than i was before I left the military and was absolutely the right career move to make. We need to do a better job educating folks on career advancement and setting yourself up (financially) to be able to make those type of decision.
If you’re writing reviews, you should 100% be using rich snippets (they add review stars to your search engine snippets and increase click-through rates). There are many WordPress plugins for this but my favorite is WP Rich Snippets. It’s $69/year (or $399 one-time) and I use it for every single review I write. They have tons of add-ons, settings, styling options, and looks nice. Free plugins like All In One Schema.org do work but lack settings, styling, and flexibility.
I could have promoted WP Engine (hosting company) for $200/sale with no tier program to climb – sounds pretty good right? But when I checked ShareASale I saw their reversal rates were 24%! Just to give you an idea SiteGround’s reversals are less than 10%. WP Engine starts at $29/month while SiteGround’s is $3.95/month, plus SiteGround has a better reputation. I had to climb a tier program to get SiteGround’s $150/sale, but long-term my research paid off.
Affiliate Disclaimer – if you sign up for SiteGround using my affiliate link I will donate a good chunk at no expense to you. Last year (2017) I donated $3,000 to Red Cross at Hurricane Harvey – this year I’m making another GoFundMe donation. It’s my way of saying thank you (I really do appreciate it). I try to make my reviews unbiased and backed by evidence in the form of Facebook polls, tweets, and real conversations. If you don’t want to use it here’s a non-affiliate link to SiteGround. Either way I believe they’re the best WordPress host and that your website will run faster/smoother… do your research on Google/Facebook groups and you’ll find most people say the same.
This is a great place to start for beginner affiliates. The deeper you get into affiliation, the potential is even great than $50 to $100 in the following industries: Gambling, Adult and Pharma…these industries can get an affiliate a $250+ CPA commission + Rev Share for successful affiliates. The sky is the limit and many people fall into the most amateur affiliate programs which is probably why most affiliates are not successful. I’ve been an affiliate marketer for many years now and if you’re just starting out, the one thing I recommend is first of all: Get familiar with all the tools, affiliation strategies…get to know the programs, establish a connection with your affiliate managers and if you put a lot of time in it and take it seriously…Sooner or later you will succeed. I’ve done it and I am still doing it. I have a few successful sites that I operate, I work both with Click Bank and independent affiliation programs…One word of advice, Amazon and Ebay are over-saturated…Try an affiliate program with a higher CPA and less competition…Competition can be measured simply by using the Google Keyword Tools. Great article! I love your blog. Cheers! Mike

In recent years, college tuition costs, which have been growing faster than the rate of inflation for more than two decades, have slowed a bit. According to the College Board’s annual Trends in College Pricing report from 2014, the average cost of in-state tuition and fees at a four-year public university increased by 2.9 percent between the 2013-2014 school year and the 2014-2015 school year to $9,139. The past two school years were the first since 1974-1975 in which increases were less than 3 percent (not adjusted for inflation). That doesn’t mean college is cheap.
Thanks John and Sam – I’ll shoot this one over to my 22 yr old daughter who is about to graduate with an applied math degree. She plans to work for technology companies, probably starting with data analysis and visualization, which will pay over $100k within a few yrs depending on how much she wants to work. There isn’t any reason she can’t earn over $100k by 25, esp with me to help her get in (I’m in the biz…for maybe a few more years). I’m quite curious to see what kind of lifestyle she chooses. She’s smart and a good communicator, but she definitely isn’t the one yelling, “how high?” when some life-hating micromanager screams “JUMP!” :-)
I would say that I’ve only made 10-20k from stocks. Most of my money was from pure saving and aggressively working as much as I could. I’ve tried to limit my portfolio exposure to protect capital to ensure I can buy real estate. The real estate is now giving out over 10% returns and seems very low risk. I think I will continue this strategy. Lots of easy money to still be made from the day job and real estate :)! The market has me spooked as well! For me it’s all about cash flow to grow that income!

There are tons of free certifications that you can get that aren’t the “real deal” certifications like CCNA on the technical side or PMP on the functional side. But they are useful. They would be a great talking point for an interview. Maybe you took a Microsoft Azure Cloud Computing course (free), or learned how to use Salesforce (free on their trailhead training site).
Hey Brian! I don’t have an affiliate link in my review of it, but I think STM would be the better fit if product creation is your focus. As far as promoting the product once you created it – I think WA would be a good fit. But they’re pretty affiliate-centric, therefore there’s not much material regarding product creation (whereas there’s bound to be some with how experienced many of the contributors at STM are).

John loved the post (though petroleum is not all it’s cut out to be)… my buddy started at 125k + 25k signing in 2015. Was laid off 9 months later (got a 3 month severance). So he made 150k for 9 months worth of work but now he can’t find a job and he’s been looking about a year now… Electrical, Computer, and Chemical are very safe paths to quick bucks (assuming you have stellar grades – I graduated with a 3.9). Petroleum can have that boom, bust cycle that can screw the new guy! Not saying don’t go into it, just know the risks! And remember work your ass off – ADD VALUE to your company and make yourself INDISPENSIBLE so they won’t lay you off.
Hey financial smaurai I have a question, I just turn 18 and I’m gonna be a senior this year in high school, my grades was mediocre and my job sucks, I am a host of a restaurant making 10$/hour and only working 15-20 hour per week. I always wanted to be big in life and my passion is animals. I want to work in the field of zoology like maybe marine biology wil I be able to make 100k in that work field
P.S. If you’re just starting out (like, you’re a REALLY new blogger and have not started your blog yet), check out this 4-part blogging for beginners guide where you will learn how to start a blog in 20 minutes. It’s been shared over 50,000 times and has helped thousands of new bloggers like you start successful blogs. It’s not that hard. You can do it. Feel the fear and do it anyway.
There are inexpensive options to attend technical and community colleges to obtain a 2 year degree in a technical field that O&G recruits. The industry is getting more complex so if you’re able to get an associates degree in Instrumentation and Controls and graduate at/or near the top of your class where major oil companies recruit you have a good chance of landing a job where you can make 100k+ less than 2 years out of college.
EditorialToday Internet has 4 sub sections. Such as Blogging, Affiliate Marketing, Work from Home and Online Marketing. With over 20,000 authors and writers, we are a well known online resource and editorial services site in United Kingdom, Canada & America . Here, we cover all the major topics from self help guide to A Guide to Business, Guide to Finance, Ideas for Marketing, Legal Guide, Lettre De Motivation, Guide to Insurance, Guide to Health, Guide to Medical, Military Service, Guide to Women, Pet Guide, Politics and Policy , Guide to Technology, The Travel Guide, Information on Cars, Entertainment Guide, Family Guide to, Hobbies and Interests, Quality Home Improvement, Arts & Humanities and many more.
The income disparities within the top 1.5% are quite drastic.[44] While households in the top 1.5% of households had incomes exceeding $250,000, 443% above the national median, their incomes were still 2200% lower than those of the top 0.1% of households. One can therefore conclude that almost any household, even those with incomes of $250,000 annually, are poor when compared to the top 0.01%, who in turn are poor compared to the top 0.000267%, the top 400 taxpaying households.[original research?]

Hey Brian! I don’t have an affiliate link in my review of it, but I think STM would be the better fit if product creation is your focus. As far as promoting the product once you created it – I think WA would be a good fit. But they’re pretty affiliate-centric, therefore there’s not much material regarding product creation (whereas there’s bound to be some with how experienced many of the contributors at STM are).
Look around the blogosphere; law school grads are taking perma-part time jobs, MBA’s are a dime a dozen, and on and on. As long as the population keeps climbing uncontrollably in the US, and as long as businesses can manipulate the government into helping them keep downward pressure on jobs through slimy programs like H1B’s, big salaries will be a thing of the past. It’s why you should think *really* hard about going to college. It’s not for everyone, and its no guarantee that you’ll do better than if you don’t. The old fable of going to college means you’ll make $1m more in your lifetime than if you don’t, has been disproved time and again.
Education. Your thirst for education should be constant and voracious. I don't care if you're reading this in your twenties or your sixties. There's always something new to learn that you can add to your well of knowledge to draw upon. So take that improv class you've been thinking about or buy that course you're interested in. It's always worth it if you learn just one thing from it.
Smart tips, Elna! That’s exactly what I did with BoardBooster – I created a post that showed people (with screen shots etc) exactly how I was using it to increase my Pinterest engagement. In my opinion, that’s one of the best ways to create affiliate sales – not only are you providing something that’s truly helpful to your readers, you’re showing them exactly how it works.

Childcare requires a great deal of attention. That is why most mothers quit the workforce temporarily for the sake of taking care of their loved young ones. This notwithstanding, it is still possible for such mothers to make extra income. This scheme allows them to do just that. It is non-invasive and hence less likely to interfere with the sacred task of childbearing.


This article has been so inspiring to me! I’m a junior in high school and I’m so ready to get out of it and into the real world. They always say money can’t buy happiness, which I agree with to an extent. But I have my standards… I wanna live at the beach in a nice house. And I want to live comfortably. And I want to be able to take care of my family. And a little money would go a long way to helping that. So thank you for all of this wonderful advice!
Thanks John and Sam – I’ll shoot this one over to my 22 yr old daughter who is about to graduate with an applied math degree. She plans to work for technology companies, probably starting with data analysis and visualization, which will pay over $100k within a few yrs depending on how much she wants to work. There isn’t any reason she can’t earn over $100k by 25, esp with me to help her get in (I’m in the biz…for maybe a few more years). I’m quite curious to see what kind of lifestyle she chooses. She’s smart and a good communicator, but she definitely isn’t the one yelling, “how high?” when some life-hating micromanager screams “JUMP!” :-)
Michael Cheney claims he makes an almost effortless $39,041.46 every month. It’s interesting to note how he makes that figure with its fractions consistently. How’s that possible? Amazing! He further claims that his Commission Black Ops includes the best sales tactics known to the human race that even stark newbies can use to amass a fortune for themselves.
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