All of it, though, pales in comparison to a lot of other professions that people normally flock to if they have ambitions to pull in six figures a year. Still, I’m a big believer in doing what you love along the road to wealth. Now that I’ve done this job for ten years, I’m finally ready to share my plan to pull in six figures as a teacher and some strategies that might help other mid-income earners do the same.
The Cost of Living Index compares the cost of housing, utilities, grocery items, transportation, health care and miscellaneous goods. According to Bankrate’s cost-of-living comparison calculator, you’d need to earn about $141,000 in Boston to have the equivalent of $100,000 in Houston. And if you were living on $100,000 per year in Memphis, Tennessee, you’d have to earn roughly a whopping $245,000 to maintain the same standard of living in parts of New York City. While salaries are often higher in cities with higher costs of living, they don’t always match up to provide the same quality of life.
It’s not just working hard, although that was a part of it. I was trying to make the best of every opportunity that came by, and I think a lot of people ignore those opportunities because they’re scared of change or unwilling to open their mind and take on another job that might not seem so interesting or great, but ends up being your dream career.
As for your daughter, I’ve seen a few applied math majors in this industry become petroleum (reservoir) engineers over time. We use numerical simulators to model petroleum reservoirs and many of the software developers have a background in applied math. Since they know best how the tool works, they often become an expert in simulation which leads to a transition into petroleum engineering.

I’m currently looking for ways to get my MBA covered (at a top 20 – my company will pay the local state schools no problem) and work too, to further accelerate my way into management and chase down a 250k+ job before 30 (excluding investments). Similar to what John said most people at my company only work 40 hours a week. I work closer to 50-60 on average but that is by choice to learn more skills while I am young and is not required. High tech is where it is at for sure.
My question is about not having a good potential affiliate product out there that you can believe in. I’ve been looking around and the majority of the products that are provided just don’t align with the views of my blogs. I’ve been having a tough time getting some solid traction with monetization but I’m not looking to sell out and promote something that isn’t great. I’m thinking that the only solid route for me is to create my own products and avoid any of these affiliates all together. But, I’d like to know what you think.

– The most important. TIME. Value your time and make sure your plate is clear to focus on growth of your most valuable skills. Time also gives you time for reflection, relaxation and a balanced life. Hire people to do redundant stuff. I’m currently dating but not married so I have someone come and clean the house, mow the lawn and do the laundry. This stuff would take me 3-4 hours a week. That’s 1.25 weeks in a year. At my earnings level, I’m “worth” $80-$100/hr with expected 50 hours working. For $10/hr someone else can do these tasks while I relax or make money. Same things in the work place. Reports, data collection, number crunching, answering non money making calls or emails etc…..
The typical middle-class household in the United States is no longer a one-earner family, with one parent in the workforce and one at home full-time. Instead, the majority of families with small children now have both parents rising at dawn to commute to jobs so they can both pull in paychecks... Today the median income for a fully employed male is $41,670 per year (all numbers are inflation-adjusted to 2004 dollars)—nearly $800 less than his counterpart of a generation ago. The only real increase in wages for a family has come from the second paycheck earned by a working mother. – Elizabeth Warren, Harvard Magazine.[15]

The main problem I have with the 401k is that the investment options suck. All the mutual funds (including target date funds) have a high front load fee (4.25%-5.25%) and high expense ratio (0.9%-to-2.0%). With the ROTH I get the benefits of low-cost (0.05%-0.30%), no-load index funds. In some respects there is little difference between the after-tax dollars in a ROTH with no-load funds and pre-tax dollars in a fund that immediately siphon 4.25% out. Sure, I’m taking a upfront hit on the taxes with the ROTH. However, I am also going to be taking an upfront hit from the front load fees and a continual hit with the higher expense ratio in the 401k
Reading this just makes me want to go into a hole and never come out again… I would love to make around figures one day but college is drying me out. I live paycheck to paycheck and I feel like i’m going no where. I feel like I’m in a rut and I hate it. I don’t want to live like this for the rest of my life. can someone give a young person like me some advice on what to do in the future or now? I try so hard to save my money but when I have it… Read more »
As a new blogger, this post was amazingly informative and maybe a little over my head (I’m still getting the basics down and affiliates is beyond my reach this week.) But here’s a newbie question: what is your method for writing such rich content with all of the links (both to your own previous posts and to other blogs)? It takes a while to get through, which I like, because it’s chock full of good stuff. Do you have an idea of exactly who/what you’re going to include in the article when you start or do you get inspired as you write (and links come to mind that you want to inlcude)?
I guess this is what all those internet marketers meant by shiny object syndrome. If any of you fellow beginning internet marketers already have a beginning point (free and trustworthy source) but are looking around for something that will make you “quick money,” don’t give in to the temptation and just keep digging at what you’ve started. There will be a lot of temptations along the way, but do not give into them and just keep doing what you’re supposed to. Eventually you’ll make your money.
Almost 5 years later we are making even more from our jobs, but we still continue to save about 40% of our income. With this money we have been investing mostly into cash flow real estate and a few other investments. The plan is to continue saving 40%, investing that money, and re-investing the profits from our investments. As time passes, our growth is beginning to become exponential (kind of like how compound interest works).
My wife and I have a very similar story. I graduated in 2011 with a Bachelors in Mechanical Engineering from a public university. I took an engineering job with a major oil and gas company making $80k starting. With steady pay raises and 5 years experience, I’m now making $125k. My wife started out in the oil and gas industry working for a consulting engineering company for $75k in 2012 and steadily rose to $88k. However, there are definitely drawbacks to the profession. I have lived in 4 different cities since I started working (you have to move where the work is). Also, I was laid off from my previous employer in April 2015 due to the downturn in oil prices. I was very fortunate to find a job with another oil major in September 2015, but it required relocating to a different state away from my fiancee (married just a few months ago!) and family at the time. My wife was laid off from her O&G job in Feb 2016 as well. I can honestly say that the sacrifices I and my wife have to make by working in oil and gas have been worth it though. We’ve aggressively saved our money, and we’ve made money on each of the relocations. We’re on track to reach financial independence much, much sooner than if we had chosen careers in another industry. I also thoroughly enjoy working in the O&G industry which is more than many people can see about their jobs/career path.
cracking that six figure salary is great but what’s even better is living within your means. Being in the software sales industry, it’s not uncommon to clear 200-250k on a decent year, upwards of 500-700k on a stellar year. The lifestyle begins to change and you start spending more. Fortunately I come from a very frugal family so saving has never been an issue however I’ve seen former co-workers splurge and somehow live check to check. It’s quite sad honestly and when they’re not producing it can get worse.
It seems that people are slightly repelled from sales pages since the experience imposes a decision making at a speed not of their choosing i.e. they are aware of the funnel and quite frankly suspicious of being manipulated (this is where trust building kicks in, but sometimes just…). For that reason, using editing techniques and somewhat less obvious copywriting techniques can make a huge difference. Give the full disclosure that you are selling, sure, but make it so that the reader is in a different mindset. I for one like to make the sale page looking like any other article on the site. Magazine style articles, with pictures, opinions, personal experience, advice… When my style of expression and writing feels as dispersed through the article as it is through any other segment of my site, I know that the page would appeal more to visitors.
If you have to earn $50-$100 commission you have to sell product of cost $500-$1000 (If you’ll get 10% commission). If anyone who is reading have the potential to sell product of this much amount then why not he/she should start selling his/her own product. And money ultimately comes when a service or product is sold! So if you can write an Ebook then write another which you can sell for money!
Hey Jennifer, I don’t really know much about MOBE as I haven’t had personal experience myself but in terms of paying for a programs, i’ve had experience with the Six Figure Mentors. They teach people marketing and entrperneurial mindset stuff that I found invaluable. They have a paid tiered membership system that can be promoted on an affiliate basis. What sort of affiliate business are you looking to set up?

You’re right that there’s tons of variables in teaching. I used to work at a Title 1 school that was almost 90% free and reduced lunch/low income. I would still work there today if it were up to me, but their funding was so bad. 🙁 It’s also interesting to look at how teachers are paid. We live in a very high COL suburb *for the Midwest*. But that’s also why my salary is so high. My district can pay what they do, at least in part, because of property taxes. It gets far more complicated when states have universal salary schedules and other things I don’t really understand 😉


Haris nothing is easy, you must have not read what Jafar has mentioned earlier in the post. “The harder the you put your effort more the results you will get” Also you need to be a good writer and know the strategies to start make money through affiliate marketing. I’ve used Amazon associates program and know how t works according investment we do on book reviewing and sharing on social media.
I believe a far more effective way to monetize your website is by offering consulting or other services, and/or selling digital products. In fact, that’s how I monetized AlexisGrant.com, where I only see between 13,000-16,000 unique visitors each month. (See my ebooks here.) Once you have a significant amount of traffic — I’d say at least 10,000 unique visitors a month — you can also add direct-buy advertising to the pile.
I believe how we deal with declining fossil fuels could be the major shift of our lifetime. The electric cars have made great progress, but ultimately the batteries are still powered by natural gas or coal. I always thought we should move straight from gasoline to natural gas vehicles since they are much cleaner and North America as so much of it…but it looks like we’ll use natural gas more indirectly through batteries.
First, I’m still going to school, so haven’t started earning at my full potential yet. Second, I’m hoping to (at least eventually) have a job as college professor, so my work income will be roughly $65,000 (as you’ve mentioned in past posts), and so I’ll need to build alternative income sources to close the gap. That’s my story, and I’m sticking to it.
The GI Bill works exactly as it is intended. I’ve used both the Montgomery and the Post 9/11 as I served during the transition and participated in both. There is always a 4-6 month delay to get started. It’s because the VA is very slow to get things moving. You can apply as soon as you get accepted in most cases which for me was several months before I got out of the service. The program is not a fraud because of the red tape. Could it be better? Of course! But it’s not a fraud because it doesn’t pay you right away.
I didn’t go back to technology until 2004 and didn’t start getting more focused on reclaiming financial independence until about 5 yrs ago, I guess. I’m still not as focused on FI as you and many of your readers are (or maybe used to be) – balance NOW is just as important to me as FI SOON. I’m wary of selling the present to the future, even if the future promises a sweet deal in exchange.
Having said the above, and bearing in mind that Panda aims for content quality which almost always translates into depth in content and information, SEO takes another picture. Co-citation, in regards to this, will probably be the new way Google evaluates relevance and importance of content. Even the Penguin update aims in a similar, slightly predictive direction. Panda favors articles including different words that provide some context to the topic. So writing in the “lingo” of a certain niche definitely gets you there.
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And of course it’s the main problem that I have with this program; instead of learning how to build your own online business, you’ll only learn how to make a website, promote Michael Cheney’s products, get traffic for that website and get commission for every sale that you make. So as it looks, it’s not good at all for people who are looking for a way to make fast cash so you may get disappointment soon and give up if you do not see result immediately after joining.
Create custom alerts on your phone for affiliate sales – if you use GMail, go to your settings and create a filter so all emails with “SiteGround Affiliate Sale Generated” in the subject line go into their own folder (tweak the subject line to match whatever email notification your affiliate sends you). Then setup a custom alert on your phone using the GMail app so anytime you generate a sale, you get a custom alert (here’s a tutorial for Android and here’s one for Apple). I have different notifications for SiteGround, StudioPress Themes, etc. Makes your day better :)

EditorialToday Internet has 4 sub sections. Such as Blogging, Affiliate Marketing, Work from Home and Online Marketing. With over 20,000 authors and writers, we are a well known online resource and editorial services site in United Kingdom, Canada & America . Here, we cover all the major topics from self help guide to A Guide to Business, Guide to Finance, Ideas for Marketing, Legal Guide, Lettre De Motivation, Guide to Insurance, Guide to Health, Guide to Medical, Military Service, Guide to Women, Pet Guide, Politics and Policy , Guide to Technology, The Travel Guide, Information on Cars, Entertainment Guide, Family Guide to, Hobbies and Interests, Quality Home Improvement, Arts & Humanities and many more.
This is BS because Mech E and Chem E curriculums don’t cover fluid flow in porous media which is what petroleum engineering is all about. Further, Pet Es have essentially dedicated their career to oil and gas with limited options to go into other industries. To avoid hiring them due to saving $10-15,000 in starting salaries is a slap in the face. The least petroleum companies can do is hire petroleum engineers and simply offer less money!

Beside reading this post which is great for information. i really loved your comment. I feel you. I am also 31yo currently making around 100k living in an Eastern European country and trying to make more by finding new oportunities. Somehow i connected with your comment, i feel atracted to it. If you would like to continue comunicating in private just let me know. Cheers


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As for your daughter, I’ve seen a few applied math majors in this industry become petroleum (reservoir) engineers over time. We use numerical simulators to model petroleum reservoirs and many of the software developers have a background in applied math. Since they know best how the tool works, they often become an expert in simulation which leads to a transition into petroleum engineering.

I support Sam on this topic. Yes you CAN at any age. I did. $100K fresh out of college and 4 years later I make more than double that in Finance. I didn’t go to a top school. I did get a high GPA, but not in a major that anyone cares about (English). I’m not particularly brilliant or talented. I had no connections. I did not do any networking. I don’t work at a BB either. But I am extremely focused, driven, I learn quickly, I don’t repeat mistakes, I am able to work intensely for long hours, and I produce real results.


Thanks for sharing this information. I actually work as a Project Management consultant in the technology and healthcare industry but I really want to get into construction project management because I love architecture I was also interested in natural resources project management just for a change but, it is very difficult to switch from one industry to another any advice?
Haris nothing is easy, you must have not read what Jafar has mentioned earlier in the post. “The harder the you put your effort more the results you will get” Also you need to be a good writer and know the strategies to start make money through affiliate marketing. I’ve used Amazon associates program and know how t works according investment we do on book reviewing and sharing on social media.
This is an insightful post. For 95% plus of readers, their job is the most important asset they have. So it is all about the sector, employer (go as elite as possible), and skills you target. Choose correctly, and you can get rich. Simple as that. The trick is believing you can actual get a job with an elite employer. That is more a mindset issue than anything else. Cheers!

I’m 24 years old hard working electrician living in Calgary Alberta Canada, Probably one of the best places to be a electrician really. I’m a 4th year apprentice, I start my last year of school in jan, by march/april i will be a ticketed journeyman. This year i will make 70,000 (thats before taxes) and im extremely unsatisfied with it. Once im a Jman working for my current company i will make aprox 85 without OverTime. when I do the math its not that much more, now i have the potential too make more but there are some complications too this.
i sat through the webinar. i asked the chat box guy “why can’t we see a live view of how these funnels look?” he said you just have to trust michael cheney. well it was nothing more than hype. if you can see the actual product they are selling, that makes it hard to trust. I also asked, if this system is so great why doesn’t Michael just keep it a secret and earn millions and not share it? what does he need me for? He just wants to be nice? oh WOW how kind!
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