The opportunities for advancement with higher pay or fewer but if you were to go into a management role those guys pull down almost 200k. There is the negative/benefit of the schedule, you normally work a 7/7, 14/14, or a 28/28(overseas with crazy earning potential) where you work as many days as you’re off. When you’re working you’re not spending any money on living expenses and when you’re off you have the opportunity to pursue a side hustle.

Among White households, who remained near the national median, 18.3% had six figure incomes, while 28.9% had incomes exceeding $75,000.[31] The percentages of households with incomes exceeding $100,000 and $75,000 were far below the national medians for Hispanic and African American households.[33] Among Hispanic households, for example, only 9% had six figure incomes, and 17% had incomes exceeding $75,000.[34] The race gap remained when considering personal income. In 2005, roughly 11% of Asian Americans[35] and 7% of White individuals[36] had six figure incomes, compared to 2.6% among Hispanics[37] and 2.3% among African Americans.[38]

First I want to just say well done with what you have accomplished. You have done an amazing job. I’m not really one to post a comment on blogs as I’m sure everyone says. But the thing that struck me the most about you is I can tell your a great individual. You love cats, as my wife and I do. We also have rescue cats. You are a very generous and honest person and that is most likely why you also have done well. Very authentic and honest. I’m in the process of building an affiliate amazon site. So I can relate to the content side of things. I’m already a customer of siteground but If I wasn’t I’d happily sign up through you. I have bookmarked your site as I’d like to come back and read a little more and keep an eye on your progress. Thanks for taking the time to write this post. It’s one of the best blog posts I’ve read. Take care Tom
If you're new to the blogosphere then this book is brilliant, but if you're already somewhat experienced then you need to start looking elsewhere. It's really just all the blogging basics in one tome, but as far as building strategies it lacks a little bit. I do recommend it to anyone who wants to start they're own blog or has done it already and has yet to learn a little.
If you work for a major (Shell, Chevron, BP, Conoco) they pay about 90 – 100k starting for petroleum engineers and about 70-80k for mechanical/chemical/electrical engineers. The exception is Exxon (they pay more because it’s a terrible work environment, but they make the most profits). If you work for a smaller independent, perhaps it gets bumped up 10k or so. Bonuses are typically 10-20%. I’m a recent graduate in Petroleum Engineering working for Shell.
CONTEST: Enter My Resource Page Contest for a Chance to Win Prizes Valued at $1,311.32 – When you enter you also get exclusive resources to help you create YOUR killer resource page — including a video critiquing 5 resource pages, 12 sample resources pages to review, and other great exclusive content to help you make a killer (and profitable) resource page. Enter to win here.
Sounds like you need to go back to high school. Lack of punctuation, capitalization, apostrophes, btw? BTW?! Look at how you’re talking and yet you’re complaining about an article to help people get the big picture? Pathetic really. Someone like you shouldn’t even be reading a journal/article like this, when basic grammar isn’t even part of your being or intelligence, well lack of intelligence I should say. Best of luck to you. Griping on something like this isn’t making you any more money than those who read this and get motivated. Feedback is always welcome when things like this are posted, but you’re so rude and ignorant that it really defeats the purpose. Best of luck to you
There are jobs out there for veterans and sometimes yes your training in the military does not give many, if any, civilian options. But I encourage you to think outside the box. You do not need to get any job that has to do with your rate. My cousin was aircraft ordnance and now is happy being a bartender in Hawaii. Not my cup of tea but it’s his life and he is happy with it. Look at USAjobs. com as another poster suggested. There are also jobs on that don’t require nuclear experience like security. Keep trying, you may have to work some terrible jobs as I did, but you’ll find your way.

I believe for many people including myself, the elusive passion that yields happiness and fulfillment is still unknown even well into adulthood. Personally, if money wasn’t a factor I’m not sure what I would be doing…and that’s what I’d like to figure out. In the meanwhile though, building financial independence can provide options down the road and keep you flexible.
I guess this is what all those internet marketers meant by shiny object syndrome. If any of you fellow beginning internet marketers already have a beginning point (free and trustworthy source) but are looking around for something that will make you “quick money,” don’t give in to the temptation and just keep digging at what you’ve started. There will be a lot of temptations along the way, but do not give into them and just keep doing what you’re supposed to. Eventually you’ll make your money. is an independent, advertising-supported publisher and comparison service. Bankrate is compensated in exchange for featured placement of sponsored products and services, or your clicking on links posted on this website. This compensation may impact how, where and in what order products appear. does not include all companies or all available products.
On the other hand: the main reason of bankruptcy for small businesses is bad financial management. Simply said: to forget to make invoices, not checking the payments and not following bad payers. 1 out of 3 is going bankrupt for this reason alone. I had to learn it myself. I spend at least 10% of my time with financial stuff. I don’t love it but the bills get payed ;-)
Long-Tail Keywords – specific keywords usually with 3-7 individual words in a phrase. They are highly targeted and MUCH easier to rank for than broad keywords (all mine are long-tail). The lower your domain authority (check using OSE), the less competitive (more long-tail) your keywords should be. If you can get more specific and the keyword still shows up in Google Autocomplete, Moz Keyword Explorer and other keyword tools… choose the SPECIFIC one.

Manage Your Money In One Place: Sign up for Personal Capital, the web’s #1 free wealth management tool to get a better handle on your finances. You can use Personal Capital to help monitor illegal use of your credit cards and other accounts with their tracking software. In addition to better money oversight, run your investments through their award-winning Investment Checkup tool to see exactly how much you are paying in fees. I was paying $1,700 a year in fees I had no idea I was paying.
Thanks for the thought provoking comment. It’s a question of idealism vs. practicality to me. I would absolutely support dictatorship or socialism if it meant responsible management of resources, equality and peace of life. But from history, we know leaders get corrupted or people take advantage of the system. Thus, we all play the game by ourselves to fight for our right to live the way we like…at least for those who are fortunate to be in a country that allows it.
The second thing you’ll want to consider is whether or not it is a receptive audience for both your message and the final sale. For example, doing a guest post on a site about Japanese culture might be a good idea for your Bonsai affiliate post even though the community might not be currently interested in Bonsai growing. Or you could go to a photography blog and do a link-bait post about beautiful Bonsai photographs. The site’s traffic might not buy from you but once the post gets indexed a lot of Bonsai-lovers will find it. Remember, these guest posts, videos, etc. should be sending relevant organic traffic that converts to sales over the coming months and years.
My daughter is at a state university now finishing in 3 years (Chemistry) and we are currently “engineering” my son’s last year in high school so that he will finish college easily in 3 years or less (at a state school too!) I told him he couldn’t go to a school that wouldn’t accept his AP/Community College credits and when he saw that he would be starting as at least a second semester sophomore – he “got it”.
Perhaps my dry humor blurs my message, but I don’t consider myself to be burned out. I think that would be an insult to everyone working more hours than me with perhaps less pay. Not to mention those in actual physically demanding jobs. I have extra energy to burn and am making moves to explore working in the banking side of things. Acquisition and merger activity is expected to pick up with smaller oil companies struggling.

Hey Jennifer, I don’t really know much about MOBE as I haven’t had personal experience myself but in terms of paying for a programs, i’ve had experience with the Six Figure Mentors. They teach people marketing and entrperneurial mindset stuff that I found invaluable. They have a paid tiered membership system that can be promoted on an affiliate basis. What sort of affiliate business are you looking to set up?
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Now, here’s the current conundrum. I still don’t make six figures. I have made some really smart money moves, but even now, I’m not slated to pull in six figures for another decade. I have two choices. The first option lets me sit back and let time work its magic. Each year of service nets me a small raise. It also gives our money in the market more time to do its thing. Conversely, the second choice involves monetizing our talents and skills. Otherwise known as prioritizing the side hustle or the passion project.
The same goes for setting your battle tactics – you have to show folks how your offers will benefit them generally or meet their particular needs before they can buy from you. Really, there’s nothing so out of the ordinary about Michael Cheney’s Commission Black Ops. It’s pretty much the same things that have been rehashed and taught you repeatedly. The only difference this time is that Michael Cheney chose to present them with action-packed expressions.
A correlation has been shown between increases in income and increases in worker satisfaction. Increasing worker satisfaction, however, is not solely a result of the increase in income: workers in more complex and higher level occupations tend to have attained higher levels of education and thus are more likely to have a greater degree of autonomy in the workplace.[20] Additionally, higher level workers with advanced degrees are hired to share their personal knowledge, to conceptualize, and to consult. Higher-level workers typically suffer less job alienation and reap not only external benefits in terms of income from their jobs, but also enjoy high levels of intrinsic motivation and satisfaction.[10][20]
At the time, I had a ton of people reaching out wanting to hire me (I ranked my self #1 in Google for WordPress SEO Consultant, WordPress SEO Expert, many other good keywords). Unfortunately I struggled with basic things you need to run a service-based business… keeping track of clients, time management, and making sure I was charging clients for my time (and getting them to create content which often seemed impossible).
Manage Your Money In One Place: Sign up for Personal Capital, the web’s #1 free wealth management tool to get a better handle on your finances. You can use Personal Capital to help monitor illegal use of your credit cards and other accounts with their tracking software. In addition to better money oversight, run your investments through their award-winning Investment Checkup tool to see exactly how much you are paying in fees. I was paying $1,700 a year in fees I had no idea I was paying.
Is it possible to be financially saavy while still having an eye to a larger picture? i.e. How the choice of career or industry can affect the planet and our descendants? What good is it to have a six figure income if, in it’s application, the planet is not habitable for our grandchildren, or the purchase and consumption results in a feudal state of massive inequality? Have you noticed there is only one winner in a game of Monopoly, the rest are left bereft.

I say models, but truthfully, an oil reservoir is not something that can be automated and predicted with high certainty. By the time you learn everything about the field, there’s not much more oil left and you’ve already spent the capital. And every single oilfield is different than the next one. You can press buttons and get a number, but without knowledge of the underlying physics and experience of theory vs. practical, you’ll have a hard time defending your forecast.

I totally hear you with deciding on your affiliate products first, and then designing a blog around that decision. I am currently in a niche where the few affiliate products around are fairly low-commission, so it makes earning a decent living with them nearly impossible. Also, the audience is seasonal, so sales spike and then drop to nothing a couple times a year.

Thanks for sharing. Parents will definitely find your info helpful! We agree with you on public universities. My wife and I went to city universities and both of us majored in Computer Science in the early 80’s. My wife is the smarter one and she went to college for free. My parents paid 6K for my 4.5 years. It around $450 per semester back then. I think we got a great education. I can’t imagine parents paying over 50K plus per year these days.
If you're new to the blogosphere then this book is brilliant, but if you're already somewhat experienced then you need to start looking elsewhere. It's really just all the blogging basics in one tome, but as far as building strategies it lacks a little bit. I do recommend it to anyone who wants to start they're own blog or has done it already and has yet to learn a little.
I have been a cop for 5 years and have two kids, a wife and mortgage. I like what I do but lately I have been thinking of a career switch to make more money. I majored in criminal justice in collage. I don’t know if I could afford to go back to school with a family to support, however I want to be able to provide more for my family. What would you suggest?
To put it another way, the high income is intended to ensure that the desired individuals obtain the necessary skills (e.g. medical or graduate school) and complete their tasks with the necessary vigor[41] but differences in income may, however, be found among occupations of similar sociological nature: the median annual earnings of a physician were in excess of $150,000 in May 2004, compared to $95,000 for an attorney.[21][24] Both occupations require finely tuned and scarce skill sets and both are essential to the well-being of society, yet physicians out-earned attorneys and other upper middle class professionals by a wide margin as their skill-sets are deemed especially scarce.
For policing in the media, it’s something I’ve been covering often in my blog. Some situations talk about themselves with body cameras. Officers make mistakes. Other times there is no mistake, but it “looks” bad even if fully justifiable. Other times it’s fully justified to those with a legal grounding, but the public is shocked. Hopefully without offering platitudes everything officers do are on the table for observation. Regardless of the current issue, if someone calls, we will show up.
Great post, Penny! As you know – I am finishing up year 29 in education. I have two Master’s degree and a doctorate and I’ve never earned six figures. Had I stayed as a principal in the last five years, I would have made six figures. I’d likely be at around $120,000 right now. But I gave that up to go teach at the college level, not work 12 months a year, and have fun educating the next generation of teachers. Five years ago, I knew I was almost to FI because of this community (and that’s never making six figures and being a single mom for a number of years…)

It’d be hard for Google to argue with this content not adding value. After all, some of the guides have received close to 10,000 shares and have been used by the brands themselves to educate their own customers. Generally speaking, each guide takes about 40-50 hours to produce, and is benchmarked to beat the best existing piece of content on the topic in virtually every aspect (from design and share-ability, to page speed and on-page SEO).
Nice post John and great to see your stuff here on FS! I have a similar path as the one you described just for biomedical engineering. I’m not making six figures yet but hope to be soon within the next few years and would like to ultimately end up in more leadership/management roles. I think the engineer path is a great one but for people who don’t like the route you described I think plenty of routes through healthcare, finance, and of course the professional schools are great to go through as well.
Great article! So I was wondering if I could get your advice? I’ll be graduating college in about 3 years and I should have around $200k saved in mutual funds, I’ve considered getting my degree in accounting (although I want to become a physician once I have a solid amount of money saved) and I was planning on trying to go work for my family’s CPA firm. What’s a reasonable amount I can save at most so I can attain a million in mutual fund savings? Considering that it’ll gain roughly 10% a year
I just graduated college at at the age of 23 and now working in the tech industry (hardware) in south bay area with a salary of 70k + 25% salary bonus every year and 80k in stock vested 5 years given every 2 years. However, promotions and hierarchy in the company seems to be very flat. Plus, it seems that the role i’m holding is extremely specialized. No other company will pay this much for someone with 0 experience in the industry. Now, how do i overcome this “putting all eggs in a basket” thing, and start rolling with decent raises without risking any setback? At the age of 23, i’m sometimes sleepless at night to think of a way to optimize my future while not giving up any advantages that i’ve tried so hard to get. I absolutely love my job, but any suggestion to have a backup plan in case the worst thing happens ? Was thinking about learning extra software or data science stuff, but you just mentioned that I would likely need desire, a focused desire if anything.

IMPORTANT: Since the latest Google update you have to be extra careful with your anchor text. If you just write “Bonsai growing” as the anchor text on every guest post you do it will look extremely unnatural and Google will likely penalize you. The SEO factor is only part of the reason you are writing these posts so don’t risk a penalty by being too aggressive.
I’m also a subscriber of Nichehacks. He promoted Commission Black Opt, I bought it because I trust him, but totally it’s crappy. Recently, he’s promoted something like “The Affiliate Godfather” or “The Cartel” from same Micheal Cheney. I don’t know if it is a good crappy product. I wonder why he can recommend his list about under-qualified products. I wasted too much time and money in such that product.
I didn’t go back to technology until 2004 and didn’t start getting more focused on reclaiming financial independence until about 5 yrs ago, I guess. I’m still not as focused on FI as you and many of your readers are (or maybe used to be) – balance NOW is just as important to me as FI SOON. I’m wary of selling the present to the future, even if the future promises a sweet deal in exchange.
I get the feeling it is actually easier than we think to make a salary up to $200,000 a year because so many people in this country are basically LAZY and feel they are entitled to a certain standard of living with little effort on their part. Not saying everyone is, so don’t take me wrong. I’m guilty of it myself at certain times in my life. Therefore, the folks who strive to achieve the principles that you’ve outlined in your article are way ahead of the pack, just by making an effort. As the saying goes…The cream rises to the top.
I also work in the O&G industry as a petroleum geologist. Geologists typically have to get a M.S. degree in order to get hired into O&G but they also start above $100,000 base salary. I also enjoy an awesome work-life balance, hardly ever having to work more than 40 hours per week. I love my job but the roller-coaster ride of commodity prices can be disheartening at times.

I am writing you this comment in great desperation as I need your advice in something. I graduated from university with a GPA=2.6. My objective was to get recruited at one of the big four auditing firms (Delloitte, PWC, KPMG, etc). Obviously, my GPA is not sufficient to get enrolled. However, I am planning to work hard in studying for my CIA program (certified internal auditor). If i complete it and acquire a high score in the CIA examination will I have a chance at Delloitte perhaps? or Am i scewed? i will also embark on the CISA program as soon as i complete the CIA. PLEASE PLEASE TELL ME asap. Thank you for your kind attention….

I love your post. I have been following you over the years. I want to shed some light to others who are in pursuit of the “Six Figure Salary”. Upon graduation, I set a goal to make six figures by 30. I started off making only $33k a year. However, I out worked everyone in my office and established a reputation as a hard work and smart worker. I stayed at the firm (insurance) for 4 years and somehow networked and found an opportunity in management consulting. I stayed there for 10 months and made approximately $95k. Next, i took the experience came back to the insurance industry and now make $125k at the age of 27…. 3 years earlier!. My best advice for everyone is to work hard, follow the opportunities, strive for constant improvement, and be open to change. PS. I went to a “B” school and was a “B” student. Unfortunately, I was an underdog through out my career because of my school, but I balanced it by tremendous work ethic and self taught myself in business. Work hard, keep reading, and continue to improve. You will make six figures!

You’re likely familiar with a resource page, as most blogs tend to have them these days. Essentially, it’s a roundup of your favorite resources (products, services, apps, subscriptions, courses, etc.) that you think your audience will love and receive value from; most often, these are affiliate links, especially for your best performing affiliates. See R+R’s resource page here as an example.
Google Autocomplete – go to, start typing a phrase and look at the dropdown autocomplete results. You can use the underscore character “_” to have Google fill-in-the-blank. Just make sure the last character you type is an underscore. Try using plurals and change the word ordering to see different results. This is how I find 90% of my keywords.
If you are a teacher and salary is your number one priority you better make sure your bargaining team knows, or better yet get involved in bargaining yourself, because the people with other priorities like pensions, healthcare, and paid leave certainly speak up in my local! Though thanks to the incredible work in states like WV, OK, and AZ I think teacher pay is finally being addressed.
I have never struggled with grades. Foolishly, as a high school senior at the top of my class, I chose a small private liberal arts school to attend for undergraduate studies. Even worse, I majored in the humanities, and obtained a Bachelors in Social Work / minor in Spanish. Since a masters takes only one year if you have your BSW, I obtained my MSW directly after graduating.
You can’t make $1000 per day with Michael Cheney’s Commission Black Ops. It’s composed of rehashed information you probably already have. Some of the information are readily available on the Internet for completely free and the bulk of the training is theory that can’t get you started on your way to Internet Marketing success. It’s getting a D rating instead of an F because you might pick one or two concepts that you might find new and useful as nobody knows it all in the Internet Marketing industry.