Before my Dad passed when I was thirteen, he established in me a strong mindset of ” no matter what you do son, don’t half ass anything. I hate a half ass! ” Now I’m 26, and this mindset has blessed every part of my life. With nothing more than a high school education, self learning, and an “I can do better, learn more, and give my all” attitude, I now earn 120,000 as a maintenance mechanic at a chemical plant. I believe it’s smart to know that success isn’t just about how much you make, it’s about what you have vs. what you owe. I bought my first house at 19, and a 100+ acre farm at 25. You may not get that dream job right away, but if you don’t give it your all at everything, all the time, you can’t blame circumstances. The day, or days, you decide to be lazy, there is someone out there who is pushing, who is going the extra mile, and who might get that dream job you wanted because they put in the extra effort. If you are looking at college, I can say that everyone I know that got a degree in biomedical engineering landed high paying, travel the world jobs right out of college.

You can start your own business or work two jobs. Making an online income seems particularly trendy nowadays. I started Financial Samurai back in 2009. Three years later, I was able to leave my investment banking job to work on this site full time. You never know what you might be able to do. At the very least, register your name online and build your brand.
You could certainly write a totally different take on this post as an adjunct professor! You’re right that teaching is typically poorly paid, and I think it is just appalling what we do in higher education, especially given its costs. I am certain that your students were better for having you, but I am certain that that role came with its own frustrations.
The day-to-day work of a patent examiner involves reading, researching, and writing about new technology. The job of a patent examiner is to make sure that patents are only granted for inventions that are new. A typical day involves reading a patent application to understand the invention, searching for related patents to see what already exists, making a decision regarding whether the invention is new, and writing a report about your findings.

Penny – Great post and you have gone beyond what most teachers do to maximize income. Teachers are underpaid. My wife taught for 18 years and the most she ever made was $26000 (when she was single in Alabama), but she would never have traded the experience and sense of accomplishment she had as teaching in a low income school district and helping kids envision a better future.
Having that level of job security must feel great and re-assuring. When I visit other personal finance forums (particularly on reddit) half of the success stories seem to come from computer science majors. It might be the perfect blend of degree value, job availability, and work levels/flexibility. The ability to freelance or work remotely seems to be another potential benefit.
Ha! I not only lost 75% of it, I lost it in 3 weeks while wandering around in the Nepalese Himalayas…found out it was gone when I stumbled into an internet cafe after getting out of the mountains. I’d just had some perspective-altering experiences, including a night of protection from the Nepalese army while I watched Maoists firebomb a mountain town I’d just passed through…and an earlier surreal moment when I had to step over the dead bodies of a mother and child in India so I could get cash from a Citibank cash machine. At the exact moment my account came up in that Nepalese cafe and I blinked twice to make sure that small number was right, I heard bells ringing from outside the screenless window to my left. I looked over at an old man slumped down in the seat of his wooden cart absently flicking a donkey’s ass (is that redundant?) to keep them rolling down the dirt street. The cart passed malnourished children standing under prayer flags, snot running from their nostrils to their mouths, ignored, as usual. I turned back to my screen and laughed – sold most of what was left, logged off and got something to eat. That was the year 2000.
Now, here’s the current conundrum. I still don’t make six figures. I have made some really smart money moves, but even now, I’m not slated to pull in six figures for another decade. I have two choices. The first option lets me sit back and let time work its magic. Each year of service nets me a small raise. It also gives our money in the market more time to do its thing. Conversely, the second choice involves monetizing our talents and skills. Otherwise known as prioritizing the side hustle or the passion project.
But I have a question… Do you really think that those who don’t attend the top schools won’t be as successful? (Coming from someone who doesn’t go to Colombia or UCD) What are your thoughts? Should they transfer from a cal state to a UC? Or should they complete their bachelors in a cal state and then proceed to get their MBA in a higher ranked university?
To put it another way, the high income is intended to ensure that the desired individuals obtain the necessary skills (e.g. medical or graduate school) and complete their tasks with the necessary vigor[41] but differences in income may, however, be found among occupations of similar sociological nature: the median annual earnings of a physician were in excess of $150,000 in May 2004, compared to $95,000 for an attorney.[21][24] Both occupations require finely tuned and scarce skill sets and both are essential to the well-being of society, yet physicians out-earned attorneys and other upper middle class professionals by a wide margin as their skill-sets are deemed especially scarce.
Marrying for money always works. Furthermore, you can start your own business or work two jobs. Making an online income seems particularly trendy nowadays. Join the federal government and rake it in after a while too! Nothing is stopping you from breaching the magical $100,000 a year mark except for your own desire, effort, knowledge, personality, and optimism.”
SEO: getting consistent traffic by writing AWESOME content about your keywords (there’s a phrase “length is strength” in SEO and this paid off big time for me). Maybe you’re doing videos or an eCourse, but I found blog posts WAY easier to update which means less maintenance. The biggest factor by FAR was the time I spent meticulously creating my tutorials… which eventually resulted in a sudden 3x increase in SEO traffic
Internship definitely helps. My GPA was so bad I was embarrassed to tell anyone, but one internship landed me another, then landed me a full time job, and now I could go where ever I want. If you don’t have GPA or internship, I’d say you might be screwed and your starting point after graduation will be much lower than those with internship experience or good GPA. There was a point I felt like my life was over and I’ll never be able to get a job after graduation. There were also thoughts of working at McDs or a sales rep at the mall.
The latest annual inflation rate is 1.3 percent. It was 1.5 percent in 2013, according to the Bureau of Labor Statistics. That’s well below average, but gas, food prices, college tuition and the cost of health care have taken the biggest bites out of six-figure incomes. The latter two, plus the cost of housing, have risen faster than the rate of inflation over the past decade.
I got an email saying that he guarantees that you will make money with the Seven Figure Franchise, and quite frankly, that’s a pretty bold claim if you ask me. One of the things that really makes me suspicious about this, or any product of this tipe is that they don’t mention the price straight up front to people. I don’t have $4000 just laying around to purchase this, and even if I did, I would invest it into something like my Internet radio station and promoting it. Yes, I own and run an Internet radio station that plays country music, and it is a very professional-sounding station complete with jingles, and lots and lots of great country music.
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