Interesting article and dialogue. I went to a lower end UC, and graduated in Political Science, a major which doesnt pay right away. I instead got into direct sales for a cable company and made 130k my first year out of college by selling cable door to door. I made even more the second year. Been there for fooir years now – earning 100k-150k but dont see it going mucb higher. Not sure what to do to hit that next level. Toying with the idea of going ack for my MBA to take that next leap of faith but its hard to leave my income and incure a 100k debt for a goood business school. I agree, being motivated, working hard, being positive, not being a hard partier- but a hRd worker has helped me reach that sox figure mark. Thanks for the article.
I think it can be hard, although not as hard as it’s sometimes made out to be. If you do well in school, go into a field where you can earn six figures shortly after graduating, do well in said field, there’s few reasons why someone who’s smart, hard-working, interested in working in a high income field, and determined to make a six figure salary can’t do so. That said, how many people do you know who meet all of those traits?
Beside reading this post which is great for information. i really loved your comment. I feel you. I am also 31yo currently making around 100k living in an Eastern European country and trying to make more by finding new oportunities. Somehow i connected with your comment, i feel atracted to it. If you would like to continue comunicating in private just let me know. Cheers

I also worked my ass off during high school, went to a public university with enough AP credit to graduate in three years with an English degree (gasp!) then received a Master’s in journalism (double gasp!) that costed next to nothing, because I moved back home with my parents and didn’t have to divulge their income on the FAFSA for a graduate degree. I went into tech marketing and was making six figures by the time I was 25.

The same goes for setting your battle tactics – you have to show folks how your offers will benefit them generally or meet their particular needs before they can buy from you. Really, there’s nothing so out of the ordinary about Michael Cheney’s Commission Black Ops. It’s pretty much the same things that have been rehashed and taught you repeatedly. The only difference this time is that Michael Cheney chose to present them with action-packed expressions.
However, you should be cautious when going for a particular bonus offer. There’s no point merely getting more ‘stuff’ just for the sake of it. Otherwise you end up with everything collecting digital dust on your hard drive. Worse is that you get so much information that it completely overwhelms you and stops you from taking any action on the franchise itself.
It’s important to factor in hours worked with salary earned. I earned a six figure salary and at 40 hours a week would have earned $65 an hour, breaking it down to basics. I averaged 70 hours a week, and the salary broken down to hourly was roughly $35. This is not factoring in insurance or other benefits. Quality of life was poor and I shared a high level of stress along with my other colleagues. We weren’t doing life saving work, this was in tech. It wasn’t worth it in the long run! The burnout was a lesson to… Read more »
Author Bio: Sam started Financial Samurai in 2009 to help people achieve financial freedom sooner, rather than later. He spent 13 years working in investment banking, earned his MBA from UC Berkeley, and retired at age 34 in San Francisco. Everything Sam writes is based on first-hand experience because money is too important to be left up to pontification.

Plan to work til your able like 78. My dad finally wants to go part time at 90 years of age. He quit his CEO job and traded that job in for treasurer for a small company. He plans to work and save his money until 94. Nursing homes cost and so do CNA’s if you cannot walk, dress or take a bath. My mom took her meds until she was 89 and then 200,000 dollars was spent for 5 years to take care of her. It is probably double plus by 2016.

And don't forget, in order to truly make personal recommendations, you'll need to be a CUSTOMER as well. I see far too many affiliates making personal recommendations without even making the investment in the product or service they are promoting. Not only will you lose credibility when you do this, you'll be limiting your marketing potential by not knowing the product like you should.
Thanks for the tips, Tiffany! It was very helpful. I just started my blog about a month ago and just signed up for Shareasale. I do have a further question. Do you know what blog post on Shareasale’s blog, gives me the best information in getting started and what I need to do? I am finding it hard to navigate my way through and really get an idea of the best way to start. It’s all quite overwhelming. Or is there a post that you have to guide me better?
Make sure you have some sort of money maker on your website before you start promoting it. You could promote an affiliate product related to your site's topic, or you could use Google Adsense. Your goal is to get your site to make the most money possible, so if you have lots of ways to make money on your site, then you will most likely make lots of money.
The very first affiliate program I reviewed, paid an average of ten percent commissions on each product sale my site generated. The products (mostly books) averaged around $15 so my share would be about a buck and a half per sale. I figured if I could get one sale out of every 35 visitors I sent to the site, that would be a decent conversion rate (better than average, actually). After doing a little math, I concluded that I would earn about $45 for every 1000 visitors I sent to the site.

I, too, work in an industry with salaries that are tied to budgets and salary cohorts. But I have found that side hustles, both in and out of my field, help to increase my income. It is sad that we have to give up even more of our time to get there, but I guess the sacrifice makes the reward even more satisfying??? In any case- thank you for sharing your journey, your goals and your insights. It is comforting to me to realize that there are others in my circumstances.

They say, if I invest 0.04 bitcoin (this seems to be their minimum threshold), I’ll receive 1 % of it daily. Sounds too good to be true. At the moment I don’t have any money so I’m thinking of borrowing from my relatives to proceed with the investment. So before I make any move, could you please advise whether or not to proceed with this site. Thank you in advance.


Some blogs boast of having 650 million subscribers but when a new post goes up everything is quiet. The more active the community the more likely you are to get Tweets, Facebook Likes and +1’s which, no matter what anyone says, have an impact on your short and long term rankings. Answering comments also give you a good opportunity to build trust with your new readers.
You are right about inexpensive housing in Chicagoland. To each their own, but in my very humble opinion moving to the Northside of Chicago from New York City proved to be one of luckiest/smartest things I ever did lifestyle, career, marriage, and savings wise. Salaries are comparable to other large wealthy metros, but housing and other expenses can be as much as half due to zero physical constraints on sprawl. That is other than Lake Michigan to the East, which is like a freshwater sea with city parks, beaches & waves. The lakeshore is also where population density is highest and property most expensive in the 10 million person metro…yet still reasonably affordable for what you get.
For example, Darren Rowse on DPS has a lot of photographers taking excellent photos with Canon and Nikon SLR cameras and then mentioning those cameras in their posts and/or tutorials. Although he might not directly sell or pitch those cameras, he would be making an absolute fortune from people who get inspired to purchase after seeing what gets produced.
Great post. Good to read from someone whose career does not involve making 6 figures (sometimes while they are in their 20s)- if one follows the PF blogs, it’s easy to forget that the majority of the population makes nowhere near that! But being in that vast throng does not mean that it’s impossible to improve one’s lot, eventually make a high income, and someday reach FI.

Thankfully I was able to find an incredible opportunity that taught me click by click how to build a successful online Affiliate Marketing business for LESS then $100 bill, and not only that as you build your team you make $30 commission each person you bring in. So after 4 sales your membership is free. After 6 months I’ve been able to quit my job and work fulltime online, traveling and spending time with my Family.
In your opinion what college degrees and respective careers are most likely to help me accomplish this financial goal? For example, I was once advised that a BS/MS in electrical or computer engineering paired with an MBA was one of the safest routes to a high-paying career (meaning you don’t have to rely on working for a specific company or in a specific area). Would you agree with this, or do you have other thoughts and ideas on the subject?

I think you are on the right track about his willingness, or lack thereof to relocate. Knowing him, he is quite passive and possibly only limiting himself to local options. He has interned and maintained good grades. Despite his lack of ambition and possible reluctance to relocate, I am still surprised that he is having such a hard time finding something local as if there are no jobs in NY in Chem Eng field at all. Any advise I can pass on to my passive friend other than relocating?


Thirsty Affiliates tracks, cloaks, and categorizes your affiliate links. Once you’ve signed up for your program(s) grab your affiliate links and add them to this plugin. This can take time if you will be linking to multiple pages on your affiliate’s website (which in many cases, you should). The pro version comes with statistics but I don’t even use it and I’m quite the analytical person.
The word dropzone makes you think of paratroopers and exciting free falls, right? “Locating the golden dropzone,” as Michael Cheney put it, has nothing to do with excitement as you’ll see. It’s all about leveraging the pain and needs of your potential buyers to get them to buy stuff from you. Now, if you’re an experienced internet marketer at any level, you probably already know that people buy stuff from you only when you show them how it solves their problems or takes away their pain, right? So, what’s the biggie?

And of course it’s the main problem that I have with this program; instead of learning how to build your own online business, you’ll only learn how to make a website, promote Michael Cheney’s products, get traffic for that website and get commission for every sale that you make. So as it looks, it’s not good at all for people who are looking for a way to make fast cash so you may get disappointment soon and give up if you do not see result immediately after joining.

Ha! I not only lost 75% of it, I lost it in 3 weeks while wandering around in the Nepalese Himalayas…found out it was gone when I stumbled into an internet cafe after getting out of the mountains. I’d just had some perspective-altering experiences, including a night of protection from the Nepalese army while I watched Maoists firebomb a mountain town I’d just passed through…and an earlier surreal moment when I had to step over the dead bodies of a mother and child in India so I could get cash from a Citibank cash machine. At the exact moment my account came up in that Nepalese cafe and I blinked twice to make sure that small number was right, I heard bells ringing from outside the screenless window to my left. I looked over at an old man slumped down in the seat of his wooden cart absently flicking a donkey’s ass (is that redundant?) to keep them rolling down the dirt street. The cart passed malnourished children standing under prayer flags, snot running from their nostrils to their mouths, ignored, as usual. I turned back to my screen and laughed – sold most of what was left, logged off and got something to eat. That was the year 2000.


The sub-title of the book is "Secrets for Blogging Your Way to a Six-Figure Income," so I was expecting the it to be mostly a "I got rich blogging and here are the ways that you can get rich quickly, too" type of book, but getting rich quick was not really the main focus of the book. There are a few chapters on money-making blogging strategies, but the majority of the book is devoted to helping you figure out how to run an effective blog. In fact, throughout the book the authors stress that most successful/profitable blogs are the result of years of work.
Think of websites as virtual real estate. The reason why website flipping has made many multi millionaires is because you are creating assets. Assets are things that make money for you without you having to do work. There are many different types of assets such as real estate, businesses, etc. But if you are website flipping, you are making money from the asset you created, but you are also making money from when you sell your asset.

It was really a good post. Very detail information and described well. I have started my own with Amazon and also put there as shop for baby products from amazon. I am clear about my target customers but I don’t know how to reach them and from where to start. I have put my effort in the site and review but now need a through for my site. My site is about Barbie Dream House With Elevator usually kids like with and along with that all barbie products are also available and also baby products, health product are available in there program with Amazon. Anyone can visit and see that in https://www.barbiedollsdreamhouse.com
I make six figures and have for a long time. It is nice but in retrospect not as important as I once thought. It is simply a number. I admire you for following your passion. Unfortunately income and passion often intersect and you need to choose one or the other. I think we all try to straddle that path for a while but eventually it seems that we often have to choose.
So then I graduate… and my company offers to send me to any school in the country for my Master’s; pay my salary + the degree and then give me another raise when I graduate… So me being the person I am I applied to a bunch of top schools cause not like I was paying so another full ride (woot woot). So now I’m about to finish my Master’s this December at a top 10 program by the age of 23 and I expect my income and investments to net me probably 140k with a LOT of upward mobility. I live in a state much cheaper than cities like Houston/Dallas… so for sheer buying power I would say I am probably pulling 400k equivalent to someone in the Bay Area or NYC. So if you bust your ass you can crush it out there.
I like what I do but eventually would like to start my own engineering company. I feel like this is different than what Sam was referring to with regards to dissatisfaction with the work that engineers do. Engineering is a pretty easy gig honestly. I work 40 hours a week on engineering work and occasionally work a few extra hours on business development. I’m going to finish my masters in a few months (completely paid for by my company) and then be looking to make ~160 after that.
I’ll admit that even on my own blog, AlexisGrant.com, I’m sometimes lazy about taking an extra minute or two to pull an affiliate link when I see an opportunity to use one in a post. But if you want to benefit as your traffic grows, you have to be consistent about adding those affiliate links every time, even if you don’t expect the post to take off. This is something we’re religious about on The Write Life (thank you, editor @Heathervdh!), so when we get unexpected traffic to a post, we earn.
Want to earn a six-figure salary? Choose your next career path carefully, and get ready to make a serious investment in education. According to data from the Bureau of Labor Statistics’ Occupational Outlook Handbook, only 55 out of 818 listed occupations offer median salaries of $100,000 per year or more—and 53 of them typically require at least a bachelor’s degree.

This post was so helpful! I launched my blog in January and just started to try and monetize it in June. I’ve added some affiliate links for a few of the programs you recommended, so hopefully, I will see some results soon. I’m realizing that this is gonna be a harder journey than I originally thought, but thanks to bloggers like you I have great resources to guide me! Twitter.com/Disfordollars
So, that answers part if your question…yes, my attitude toward work, humans, merit, fairness, money, work ethic and many other things changed in the years of my first early retirement…not really enough room in this format to dive into that, but maybe we can chat about it sometime. That said, the wife and I reclaimed millionaire mountain by 2013 and are looking to check out of the corporate grind again within the next 5 yrs or sooner depending on how the global economic drama plays out. Oh, and yup – I also sell most company stock grants soon after they vest.
Affiliate marketing is an effective money-making strategy for countless online entities – however, as straightforward as it is in theory, success is rarely as easy as it looks. The best way to build a dedicated audience for any blog is to carefully and clearly define its target audience right from the start, and then create content that caters to that audience. It is also considered as important strategy for creating and publishing a successful blog is to develop content that isn’t readily available elsewhere in the blogosphere or on the web. Eventually, thanks for sharing your experience with us.

to answer the question – yes it is very easy to make 100k – or more. why don’t many do it? many do not know how to go about it (how to even start). that issue stems from education and awareness (no exposure to that environment). those with the awareness do not have the will, or desire as you called it out. it takes a combination of awareness, desire and action to get there. you are right in that anyone can get there – IF they really wanted to
Thanks for the tips, Tiffany! It was very helpful. I just started my blog about a month ago and just signed up for Shareasale. I do have a further question. Do you know what blog post on Shareasale’s blog, gives me the best information in getting started and what I need to do? I am finding it hard to navigate my way through and really get an idea of the best way to start. It’s all quite overwhelming. Or is there a post that you have to guide me better?

Smart tips, Elna! That’s exactly what I did with BoardBooster – I created a post that showed people (with screen shots etc) exactly how I was using it to increase my Pinterest engagement. In my opinion, that’s one of the best ways to create affiliate sales – not only are you providing something that’s truly helpful to your readers, you’re showing them exactly how it works.


I think in my case it was pure ignorance (high school me). Sure, I could memorize books well, but I had no real connections. I had no experience getting a job. I had no clue how loans worked. I didn’t realize what an in-demand skill was. I wouldn’t be surprised if that is true for more high school students. My girlfriend on the other hand, ended up working for a top consulting firm after getting her masters in corporate finance! While she didn’t know that much about job market, she had really solid parents and great mentors. I think that can make a huge difference.
7 Figure Franchise does cover traffic generation and includes topics like social media marketing, guest post marketing and paid traffic via solo ads. Traffic generation techniques require work though. It's certainly not going to pop out of the ‘biz in a box' you just bought. Getting traffic is always a process, one that takes time, research and implementation. But, wasn’t 7 Figure Franchise meant to be turnkey? Didn’t Michael claim it would ‘force you to make money’? What happened to that idea?
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