You are right about inexpensive housing in Chicagoland. To each their own, but in my very humble opinion moving to the Northside of Chicago from New York City proved to be one of luckiest/smartest things I ever did lifestyle, career, marriage, and savings wise. Salaries are comparable to other large wealthy metros, but housing and other expenses can be as much as half due to zero physical constraints on sprawl. That is other than Lake Michigan to the East, which is like a freshwater sea with city parks, beaches & waves. The lakeshore is also where population density is highest and property most expensive in the 10 million person metro…yet still reasonably affordable for what you get.
Let’s say, you are a developer who has just completed a client’s website. You think that it is one of your greatest works and the client is truly impressed. This will be a great time for you to offer them a website maintenance service from a third-party. You partner with this company through their recurring affiliate program. As long as your happy client stays with them, you get a steady stream of passive income.
I’m 34, female, no college degree (but loans from part time schooling) making $38,500 as a person who has no kids but lives with a boyfriend (not all bills are split but rent is). I’m okay each month but still feel like I live paycheck to paycheck. It would be nice to have more to put towards savings each month or go shopping once in awhile for clothes WITHOUT feeling guilty. My boyfriend makes about the same as me and he has a college degree, same age. I guess we both need to strive for something closer to $100,000!
Hey, I’m also a subscriber of Nichehacks and was on the verge of buying this product due to the fact that I have trust in Stuart. So glad I came across this review first! I am already a member of WA so it sounds like this wouldn’t have taught me anything new. I am supposed at Stuart promoting this but I guess everyone has to make a living! Thanks for the review
I’m not a teacher. So what? Figure out what makes you worth as much money as possible. What skills or talents do you need? Then, invest in yourself. Be smart about how you pay for that investment. Inquire if your work covers tuition or will provide some kind of financing. See if there are cohorts or other ways to acquire discounted tuition if you are in need of more traditional schooling.
“Just remember that your happiness, as measured by income will continue to grow until $200,000 and then stop because of government persecution and the bitter populace who want to keep you down. After you break $200,000 you need to start going into hiding. So if you discover after taking my advice that you are on pace to blow by $200,000 a year, don’t forget to create an exit strategy!”
Great article. I disagree with step 2. Do not choose Petroleum Engineering as a first degree. One can always do this for a masters degree instead. Best to choose mechanical engineering. The chance of ending up with a high paying job in the oil/oil service industry is the same with a mechanical engineering degree. Most of my professors in grad school in the Petroleum engineering department were mechanical engineers.
So, that answers part if your question…yes, my attitude toward work, humans, merit, fairness, money, work ethic and many other things changed in the years of my first early retirement…not really enough room in this format to dive into that, but maybe we can chat about it sometime. That said, the wife and I reclaimed millionaire mountain by 2013 and are looking to check out of the corporate grind again within the next 5 yrs or sooner depending on how the global economic drama plays out. Oh, and yup – I also sell most company stock grants soon after they vest.
in terms of pay, sure, eventually you’ll make $100k at Booz Allen, but you’ll reach that number much sooner at other firms. Booz Allen pays $50-60k to Consultants fresh out of undergrad. Year over year raises are insignificant (they cap at 3%, unless your Principal/Senior Associate goes to bat for you on market rate adjustment). Promotion raises are also nowhere near market rate. Additionally, levels below Senior Associate do not receive a performance bonus. You will likely not reach $100k at Booz Allen until 2nd Associate (see below levels).

For example, Darren Rowse on DPS has a lot of photographers taking excellent photos with Canon and Nikon SLR cameras and then mentioning those cameras in their posts and/or tutorials. Although he might not directly sell or pitch those cameras, he would be making an absolute fortune from people who get inspired to purchase after seeing what gets produced.


Let’s suppose you use a reliable web hosting service for your own digital agency. You know that the web hosting provider is reliable and answers you 24/7. Convinced that the web hosting company will always deliver, you can recommend them to your existing customers – customers who might already be using your services, say social media marketing. The web hosting company keeps on paying you a commission until that customer stays with them.
To put it another way, the high income is intended to ensure that the desired individuals obtain the necessary skills (e.g. medical or graduate school) and complete their tasks with the necessary vigor[41] but differences in income may, however, be found among occupations of similar sociological nature: the median annual earnings of a physician were in excess of $150,000 in May 2004, compared to $95,000 for an attorney.[21][24] Both occupations require finely tuned and scarce skill sets and both are essential to the well-being of society, yet physicians out-earned attorneys and other upper middle class professionals by a wide margin as their skill-sets are deemed especially scarce.
p.s the mechanics of this particularly industry is old hat for me, and historically I’ve built multiple 7 figure net profit businesses using old tech like ‘telesales. I’m interested in SEO because I just think that cold calling and interrupting people is just inefficient and SEO sounds/feels like a really good way of giving people the information that they are searching for without bugging the s&1t out of them.
This literally changed my life… I moved out of my parent’s house (sigh) into a nice studio in downtown Denver, bought my first car (a Mercedes c300), adopted 2 kitties, and my credit raised 45 points. I also donated $3,000 to Red Cross at Hurricane Harvey. I’m a humble dude but in affiliate marketing, the numbers do the talking. So… I want to show you how I did it :)
As is the case for most professional reviewers, many of the books I review on this site have been provided by the publisher or author, at no cost to me. I've also reviewed books that I bought, because they were worthy of your time. And I've also received dozens of review copies at no charge that do not get reviewed, either because they are not worthy or because they don't meet the subject criteria for this column, or simply because I haven't gotten around to them yet, since I only review one book per month. I have far more books in my office than I will ever read, and the receipt of a free book does not affect my review.

I got an email saying that he guarantees that you will make money with the Seven Figure Franchise, and quite frankly, that’s a pretty bold claim if you ask me. One of the things that really makes me suspicious about this, or any product of this tipe is that they don’t mention the price straight up front to people. I don’t have $4000 just laying around to purchase this, and even if I did, I would invest it into something like my Internet radio station and promoting it. Yes, I own and run an Internet radio station that plays country music, and it is a very professional-sounding station complete with jingles, and lots and lots of great country music.
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