First I want to just say well done with what you have accomplished. You have done an amazing job. I’m not really one to post a comment on blogs as I’m sure everyone says. But the thing that struck me the most about you is I can tell your a great individual. You love cats, as my wife and I do. We also have rescue cats. You are a very generous and honest person and that is most likely why you also have done well. Very authentic and honest. I’m in the process of building an affiliate amazon site. So I can relate to the content side of things. I’m already a customer of siteground but If I wasn’t I’d happily sign up through you. I have bookmarked your site as I’d like to come back and read a little more and keep an eye on your progress. Thanks for taking the time to write this post. It’s one of the best blog posts I’ve read. Take care Tom
I am starting a new job soon (30/m/renter/$12,000 IRA) but importantly, no debt. $56000/year with a 5% 401k Match. I am having trouble determining whether I want to go all in on the 401k and forgo the ROTH IRA. Or go partial in on the 401k ($10,000/year) + max ROTH IRA. After all, the after income-tax dollars are going to be in the second lowest braced (15%).

I grew up in SF. Big city. And for high school I went to the ghetto side of town where a lot of the teachers were burned out. A few of them left for private school after 1-2 years of teaching where the pay is a lot higher. I would have done the same. At an inner city school, it’s more work and stress for less money and less respect. The actual kids weren’t great to deal with either. High schoolers aren’t as cute as 5th and 6th graders when they’re mad. These kids carried pocket knifes now!
Perhaps; I think a larger reason for why there are so few $100,000 earners is due to relatively difficulty in getting a job that pays that much (or creating income source(s) to generate that level of income) as compared to a less than $100,000 a year position. I also think there’s more than a few people who happen to gravitate toward professions that don’t pay such high salaries; if you are a kindergarten teacher, and get a lot of personal satisfaction out of your job, you might have no desire to go back to school to become, say, a venture capitalist. The fact of the matter is that not every profession we as a society need pays more than $100,000 a year; which is probably good, because if they did, prices would adjust to the point that you’d need to earn $1,000,000 a year just to be upper middle class.
A far more lucrative way to earn as an affiliate is to recommend high-quality digital products created by online entrepreneurs. The reason is simple: digital entrepreneurs offer as much as 50 percent commission — in fact, in many affiliate circles, 50 percent is expected. Many products created by individuals also sell at higher price points, anywhere from $19 to hundreds of dollars. That means you earn far more per sale.
You are right about inexpensive housing in Chicagoland. To each their own, but in my very humble opinion moving to the Northside of Chicago from New York City proved to be one of luckiest/smartest things I ever did lifestyle, career, marriage, and savings wise. Salaries are comparable to other large wealthy metros, but housing and other expenses can be as much as half due to zero physical constraints on sprawl. That is other than Lake Michigan to the East, which is like a freshwater sea with city parks, beaches & waves. The lakeshore is also where population density is highest and property most expensive in the 10 million person metro…yet still reasonably affordable for what you get.

There are jobs out there for veterans and sometimes yes your training in the military does not give many, if any, civilian options. But I encourage you to think outside the box. You do not need to get any job that has to do with your rate. My cousin was aircraft ordnance and now is happy being a bartender in Hawaii. Not my cup of tea but it’s his life and he is happy with it. Look at USAjobs. com as another poster suggested. There are also jobs on nukeworker.com that don’t require nuclear experience like security. Keep trying, you may have to work some terrible jobs as I did, but you’ll find your way.

Hey Cristina. The only way to achieve those figures is to build your own business and become your own boss. It takes hard work and dedication, and it ALWAYS takes money to make money on some level. If you want to make a million dollars, you best believe there are start up costs. The key is to find the right opportunity, with a low start up cost, and an IMMENSE support system in place. You need to find Mentors who have already achieved what you want to achieve and emulate their daily actions and habits.


I’m just learning about this and I have never done it before. I just a had a question or two. Can I work from my phone is a iPhone 6s. And I’m not asking you to go through the entire thiing in your answer but how do I get started and how will I get the training I need. I had to get out of the out of town work due to my dad getting sick so I wanted to be home more, and one more thing does it cost a lot to for getting the adds or material needed to start making money. If so how much or some of the cost just ballpark figures will I have to spend while I’m up and going. I’m serious about it and just though I could get some advice and answer a few of the questions. Thanks Brett
According to 2013 data from the U.S. Census Bureau, only 22 percent of households had an income of $100,000 or more. Adam Koos of Libertas Wealth Management Group near Columbus, Ohio, says members of most households would see a boost in their quality of life by hitting the six-figure benchmark, but they might be surprised to see it doesn’t necessarily make them high rollers.
There are inexpensive options to attend technical and community colleges to obtain a 2 year degree in a technical field that O&G recruits. The industry is getting more complex so if you’re able to get an associates degree in Instrumentation and Controls and graduate at/or near the top of your class where major oil companies recruit you have a good chance of landing a job where you can make 100k+ less than 2 years out of college.
Thanks for the thought provoking comment. It’s a question of idealism vs. practicality to me. I would absolutely support dictatorship or socialism if it meant responsible management of resources, equality and peace of life. But from history, we know leaders get corrupted or people take advantage of the system. Thus, we all play the game by ourselves to fight for our right to live the way we like…at least for those who are fortunate to be in a country that allows it.
This is an awesome post, dealing with some very tricky details in affiliate marketing. It is quite hard for a person who is not well versed in the arts of affiliate marketing to distinguish what is essential in one program and what should be avoided. This is why your post is incredibly useful for anyone who is considering training for work online and programs like 7 Figure Franchise by Michael Cheney.
Every time I got stock from my company I tried to sell as much as I could every year and diversify into other asset classes like real estate. The banking industry stunk, and I didn’t want my career, salary, and stock to all be tied to the stock market. But stock grants as part of my bonus kept coming faster than I could sell. My old company stock is down 50% this year alone!
Haris nothing is easy, you must have not read what Jafar has mentioned earlier in the post. “The harder the you put your effort more the results you will get” Also you need to be a good writer and know the strategies to start make money through affiliate marketing. I’ve used Amazon associates program and know how t works according investment we do on book reviewing and sharing on social media.
While I was doing WordPress speed optimization I noticed lots of people needed it, but very few people supplied it (there were a lack of services and tutorials when I researched Google). I also knew hosting was the #1 factor of website speed factor and these companies paid up to $200/sale. Hosting is a competitive space but the commissions and lack of supply enticed me.
I love everything about this article. Too many folks want to pile on higher income earners as if they did something wrong to get there. The majority that I have met are wonderful people who treat their income and wealth with respect. They find ways to be very charitable with what they have. Now this isn’t everyone mind you, but I suspect a larger percentage than society gives credit to.
Inasmuch as this program is non-invasive, it nonetheless requires constant contact with the internet. This is due to the need to catch up with the various clients and sales tasks. If yours is a squeezed lifestyle whereby you rarely have some quiet time, you may not find it worthwhile. If this is the case, you may consider other less demanding alternatives.
Re: Booz Allen – the nature of Federal consulting is shifting away from true strategy management consulting and more operational consulting and IT consulting. So to categorize Booz Allen in your Strategy list isn’t accurate, not when you have better Strategy firms to include, see above list, also consider Accenture Strategy (the strategy shop of Accenture, similar to Deloitte S&O).
I would say that I’ve only made 10-20k from stocks. Most of my money was from pure saving and aggressively working as much as I could. I’ve tried to limit my portfolio exposure to protect capital to ensure I can buy real estate. The real estate is now giving out over 10% returns and seems very low risk. I think I will continue this strategy. Lots of easy money to still be made from the day job and real estate :)! The market has me spooked as well! For me it’s all about cash flow to grow that income!
In addition to physicians, lawyers, physicists, and nuclear engineers were all among the nation's 20 highest paid occupations with incomes in excess of $78,410.[24] Some of the other occupations in the high five-figure range were economists with a median of $72,780,[25] mathematicians with $81,240,[26] financial managers with $81,880,[27] and software publishers with median annual earnings of $73,060.[28] The median annual earnings of wage-and-salary pharmacists in May 2006 were $94,520. The median annual earnings of wage-and-salary engineers in November 2011 were $90,000. The middle 50 percent earned between $83,180 and $108,140 a year (as in the Occupational Outlook Handbook, 2008–09 Edition by the U.S. Bureau of Labor Statistics).
I think this post is totally on point. Starting from high school, you are paving the path. I also think choosing the right career is key. I have been a court reporter for 18 years, and my best year I made 270k, and in my worst year, I made 160k. Even with taking time off to have a baby, last year I still made 140k. I also think it’s true you have to hustle. I have recommended becoming a court reporter o so many people! But none of them have wanted to put in the effort to train and work their butts off. I turned 40 this year and also became a millionaire. Greatest feeling! And I didn’t have to sleep with someone not as good looking as me, LOL! Love your posts. Keep up the good work.
Re: Booz Allen – the nature of Federal consulting is shifting away from true strategy management consulting and more operational consulting and IT consulting. So to categorize Booz Allen in your Strategy list isn’t accurate, not when you have better Strategy firms to include, see above list, also consider Accenture Strategy (the strategy shop of Accenture, similar to Deloitte S&O).
Alright, so I started doing construction work for my parents as they remodeled their house. They paid me 10 an hour. This probably started when I was ~ 13. Then I started lifeguarding at 15 and did that until I was 16 (2 summers). I would work about 60 hours a week during that time + continue to work construction on my days off from lifeguarding. Between 13-16 I was able to stockpile ~25k. I used 10k to buy a BMW cash at 16 (which I still drive to this day). The car was a depreciating asset for sure. So I went into junior year of high school with about 15k in cash and a 10k BMW (which was worth 15k but the market was falling out under itself so the dealer sold to me because I had cash and he needed money).
“Just remember that your happiness, as measured by income will continue to grow until $200,000 and then stop because of government persecution and the bitter populace who want to keep you down. After you break $200,000 you need to start going into hiding. So if you discover after taking my advice that you are on pace to blow by $200,000 a year, don’t forget to create an exit strategy!”
He is the co-founder of Neil Patel Digital. The Wall Street Journal calls him a top influencer on the web, Forbes says he is one of the top 10 marketers, and Entrepreneur Magazine says he created one of the 100 most brilliant companies. Neil is a New York Times bestselling author and was recognized as a top 100 entrepreneur under the age of 30 by President Obama and a top 100 entrepreneur under the age of 35 by the United Nations.
Now, here’s the current conundrum. I still don’t make six figures. I have made some really smart money moves, but even now, I’m not slated to pull in six figures for another decade. I have two choices. The first option lets me sit back and let time work its magic. Each year of service nets me a small raise. It also gives our money in the market more time to do its thing. Conversely, the second choice involves monetizing our talents and skills. Otherwise known as prioritizing the side hustle or the passion project.
I saw that and sort of snorted at the similarity between that and working in the arts and then laughed out loud when you wrote “we’re not artists, for Pete’s sake.” I have no idea why people think that noble or creative jobs are a reward in themselves. We all still have the same base expenses in life. If you’re working 40 hours a week in a job that provides any sort of value, you should be able to cover them.
I as well took about a $20k+ pay cut when transitioning from the military. It was a terrifying financial choice, but I wasn’t making it with a focus on 1-5 years. This was a 5+ year play for me and I knew this opportunity would pan out! 2 and a half years in and I making much more than i was before I left the military and was absolutely the right career move to make. We need to do a better job educating folks on career advancement and setting yourself up (financially) to be able to make those type of decision.
Now you don’t need college credits to make school affordable. I went to a private school myself which I paid for all of except part of my first semester which my parents split until I had better jobs. By the time I finished I actually paid less than what my parents paid to put me through a private HS which at the time averaged $3,900/yr. I did it with scholarships and grants. I applied for everything I could. In total my 4yr degree cost me around $3,400/yr. You could add in maybe another 200/yr for books as I always kept a tight lid on that expense. I also worked hard as heck. At one point I even decided to take out a student loan to invest it in CD’s since the rate was much higher. Why? I wasn’t even concerned with paying it back since I had built up the money, and it’s not often you get a highly discounted lunch.
Don’t set a goal to write 3 blog posts a day… set a goal to write 1 blog post a week and make that post super helpful, long, and filled with information that is so valuable you will say “yeah, people will link to that.” 90% of my traffic/affiliate income comes from just 20 tutorials, many of which are 5+ years old. But I am constantly updating them to make the content better.
With all of the scams and programs that are all over the Internet, it is hard to find a real way to make good money online. Even with well known business models like eCommerce and affiliate marketing, it takes a long time to even make one small sale. However, there is a business opportunity called website flipping that has an unlimited earning potential without having to sign up for anything, join scams, do hard work for small earnings, or having large amounts of start-up capital. Read more to find out how you can flip your way into making a true six figure income or more online, each year.
North Dakota had a very significant boom and nearly all of that was tied to oil companies paying top dollar to relocate. Most positions were temporary or related to field operations rather than corporate offices moving in. When prices and activity fell, unfortunately these people had limited options for finding work in other industries in North Dakota. Perhaps the growth was too dependent on a single factor.
Two income-earner households are more common among the top quintile of households than the general population: 2006 U.S. Census Bureau data indicates that over three quarters, 76%, of households in the top quintile, with annual incomes exceeding $91,200, had two or more income earners compared to just 42% among the general population and a small minority in the bottom three quintiles. As a result, much of the rising income inequity between the upper and lower percentiles can be explained through the increasing percentage of households with two or more incomes.[15][19]

In order to make sales you first need to find people to buy those products, right? For many people starting with the 7 figure franchise the topic of getting website traffic is going to be a little new to them and it’s something that can stump a lot of people. The truth is many people who try internet marketing will give up purely because they don’t have a way of getting targeted traffic to purchase the product or service that they’re selling/promoting.
My secondary Facebook page was taken down for a bit because I was getting too many friend requests in too short a time. I hadn’t even promoted anything. But that told me that you just don’t playing around with trying to get around paying for Facebook ads. Michael’s technique of promoting his products on Facebook is asking for trouble. Thankfully, after I explained to Facebook that I was just trying to see other posts from around the world like a “National Geographic,” they put my page back.
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