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Most of the information on this site is free for you to read, watch or listen to, but The Creative Penn is also a business and my livelihood. So please expect hyperlinks to be affiliate links in many cases, when I receive a small percentage of sales if you wish to purchase. I only recommend tools, books and services that I either use or people I know personally. Integrity and authenticity continue to be of the highest importance to me. Read the privacy policy here. Read the Cookie policy here. I hope you find the site useful! Thanks - Joanna

If you’re wondering why we care about ranking for seemingly random phrases like “gifts for writers,” it’s because those random phrases, also known as long-tail keywords, all add up. While we want to rank for more obvious keywords like “freelance writing,” those are super competitive, so it’s best to aim to rank for a combination of keywords, including longer phrases that are less popular but still have a search presence.


The one section I found really useful was the monetizing section where the authors explain all about choosing the right ads, affiliate programs and other revenue streams. While I'm sure there's more complete info on this (it could be worth an entire book), it was a good introduction and gave me guidelines if I ever have to do something like this myself.
Overall, the term affluent may be applied to a variety of individuals, households, or other entities, depending on context. Data from the U.S. Census Bureau serves as the main guideline for defining affluence. U.S. government data not only reveal the nation's income distribution but also the demographic characteristics of those to whom the term "affluent", may be applied.[11]
Radiation therapists must have a two-year associate’s degree, or a certificate in radiation therapy, but they don’t need a four-year college degree. These therapists use radiation to target cancer cells in patients, and are paid in accordance with the importance and detail-oriented nature of their work. Radiation therapists can earn as much as $116,000 a year.
– Don’t get stuck in a rut. Meaning, if a job or opportunity has no more learning potential then get out and get a different orange to squeeze. Until your late 20’s or early 30’s, consider education, experience and opportunities the #1 form of payment. An environment that allows questioning the workings of an industry and one’s company with answers from higher up is a gold mine.
If you see a job listing with a salary of 12k, that means you willbe receiving 12,000 in your country's currency for a year. Assuming you are in the United States, making minimum wage ($7.25an hour) at 40 hours a week will give you around $15,000 per yearbefore taxes. Making $12,000 for full-time work is below the UnitedStates' federal minimum wage, but would be a typical salary for apart-time job.
Of the top 10% of income earners, those nearly 15 million individuals with incomes exceeding $77,500, Whites and Asians were once again over-represented with the percentages of African Americans and Hispanics trailing behind considerably. Of the top 10% of earners, 86.7% were White.[36] Asian Americans were the prevalent minority, constituting 6.8% of top 10% income earners, nearly twice the percentage of Asian Americans among the general population.[35]
Since I have used various affiliate programs and networks, it ‘s hard to offer an accurate report here, but I will use the report from my major affiliate program and calculate the earnings using that income.  I will also share with you the related network names, which will help you to identify some affiliate networks that can work for you. You can also check out my earlier posts on Affiliate Programs for the WordPress Niche which will offer you a great list of affiliate programs.
If you are writing online your posts should be brief, clear, checked for spelling and grammar and consistent. Your blog may not have broad appeal if it has limitations in these, so your EBooks and public posts can benefit from a professional proof-reader, or extra classes in English, whether it is your first language or not. Whether you write a blog, a book or anything else, your only tool to deliver your message is language, and you should gain all the skills you can with it. If you don’t have time for this, use the services of someone with the best language skills you can find.

Always disclose your affiliate relationship. Most visitors will probably understand that graphic ads will lead to your getting paid, but if you write a review or use an in-text link as a recommendation, you want your readers to know that may lead to compensation as well. This ensures you retain transparency and trust with your readers, but also, it's required by the FTC's endorsement rules.
The main problem I have with the 401k is that the investment options suck. All the mutual funds (including target date funds) have a high front load fee (4.25%-5.25%) and high expense ratio (0.9%-to-2.0%). With the ROTH I get the benefits of low-cost (0.05%-0.30%), no-load index funds. In some respects there is little difference between the after-tax dollars in a ROTH with no-load funds and pre-tax dollars in a fund that immediately siphon 4.25% out. Sure, I’m taking a upfront hit on the taxes with the ROTH. However, I am also going to be taking an upfront hit from the front load fees and a continual hit with the higher expense ratio in the 401k
Great post, I also liked your one on starting a fashion blog. Do you have a post on affiliate linking through social media? I’m pretty confused on whats acceptable, especially for Pinterest. It seems Shopstyle {Shopsense} and rewardStyle seem to work on Pinterest. I started my website on Weebly.. so I am making the oh-not-so-fun transition over to WordPress currently.
MozBar – MozBar is a Google Chrome extension that lets you Google any keyword and see how competitive the search results are. The higher the DA (domain authority) and PA (page authority) the more competitive the keyword is. However you still want to click on the top results and browse the content to make sure you can creating an article/video that is better than whoever’s in the top results. That is really what “researching the competition” is all about.
Let’s say, you are a developer who has just completed a client’s website. You think that it is one of your greatest works and the client is truly impressed. This will be a great time for you to offer them a website maintenance service from a third-party. You partner with this company through their recurring affiliate program. As long as your happy client stays with them, you get a steady stream of passive income.
My prediction is that the next big thing will be Google using the referring page to pick up keywords instead of the anchor text. Anchor text is too easy to game. There are already people saying that they are getting better results when a referrer links straight to their home page with their site name instead of any keywords. The keywords are now in the referring post.
Capitalist class (1%) Top-level executives, high-rung politicians, heirs. Ivy League education common. Upper class (1%) Top-level executives, celebrities, heirs; income of $500,000+ common. Ivy league education common. The super-rich (0.9%) Multi-millionaires whose incomes commonly exceed $350,000; includes celebrities and powerful executives/politicians. Ivy League education common.
While I've sampled a few other programs along the way, I continue to promote only a select few programs on a regular basis. As far as affiliate program marketing goes, you won't find too many marketers who are as picky as I am. But picky works. Had I joined that very first affiliate program I looked at, I would have been lucky to make $5,000 last year in affiliate income. Not bad, but a far cry from 80K.

Perhaps; I think a larger reason for why there are so few $100,000 earners is due to relatively difficulty in getting a job that pays that much (or creating income source(s) to generate that level of income) as compared to a less than $100,000 a year position. I also think there’s more than a few people who happen to gravitate toward professions that don’t pay such high salaries; if you are a kindergarten teacher, and get a lot of personal satisfaction out of your job, you might have no desire to go back to school to become, say, a venture capitalist. The fact of the matter is that not every profession we as a society need pays more than $100,000 a year; which is probably good, because if they did, prices would adjust to the point that you’d need to earn $1,000,000 a year just to be upper middle class.
I always think about this process in terms of the sales funnel. You are writing posts and making videos that introduce people to a broader idea or subject and then using backlinks to filter them towards your affiliate program through your ultimate post. When creating this content you want to make sure you select either evergreen topics or link-bait style subjects that build social momentum and attract relevant traffic over time.

Target 1-2 Keywords Per Article – until you can successfully rank for 1 keyword for an article, don’t try targeting 2. Once you get the hang of it and are ready to write an article around 2, choose a secondary keyword that is a synonym of your primary keyword. An example would be “Slow WordPress Site” and “Why Is WordPress Slow.” Then craft your article title/SEO title/meta description to mention individual words of each – while making them read nicely.
There are some field of study where making 100K+ is quite tough (think of any child related job; teacher, daycare worker, child animation, etc). There are people who will never make 100K because their talents are not rewarded by money in our society (you will have a hard time finding a firefighter or police officer making 6 figures while all doctors will make it).

Perhaps my dry humor blurs my message, but I don’t consider myself to be burned out. I think that would be an insult to everyone working more hours than me with perhaps less pay. Not to mention those in actual physically demanding jobs. I have extra energy to burn and am making moves to explore working in the banking side of things. Acquisition and merger activity is expected to pick up with smaller oil companies struggling.


Regarding “convincing someone to buy your product is not that easy”, I do agree with you, but at the same time, I remember all those products I’ve bought online. I did not search on Google for those products neither I went to the company websites to get information and buy. They were affiliate people and their blogs that inspired to buy them. PrettyLink Pro, SEO Pressor was recommended by Kimberley, I bought Profits Theme, WP Zon builder because Alex Whaley recommended. Similarly I bought CommentLuv Premium because Ileane, Kavita, Steve and many others were talking good about it.

When you’re getting started, the easiest place to start for almost all bloggers is with Amazon (scroll to the bottom of the page and click ‘Become an Affiliate’). You’ll make a cut of all purchases that someone buys within 24 hours of clicking your Amazon links. This is an easy place to start as everyone knows Amazon and you can literally make links today once you’re enrolled.

You should still shoot to be in the top 5% of your class. Pure determination alone can get you into the top 10%, and that’s likely going to get you a spot in a public university. For example, students in Texas are guaranteed admission into any public university in the state if they are within the top 7% of their class (formerly 10%). There’s a similar program at Georgia. Check if your state schools have similar guaranteed admission criteria.
There are plenty of different avenues you can take to breach that magical six figure mark. Doctors and lawyers routinely make multiple six figures. Longshoremen (dockworker) average $120,000 a year as we discovered during the Oakland longshoremen strike in 2001 and 2015. After 20 years on the police force and fire department, the majority of our brave men and women make $100,000+. Not only that, their capitalized pensions are worth millions!

1. I’m no longer a solopreneur. If I was a solopreneur who netted $5K from a website I ran on my own, that would be pretty darn good. But I don’t do everything myself. Instead, I run a company that has a lot of expenses. My team manages a number of blogs, and I pay six team members each month, as well as dozens of writers who contribute to our blogs, plus a tech-support team. That $5K goes into company revenue, not directly into my pocket.


Similar situation to Every Cent counts. I graduated with BA in political science from a relatively unknown school. I’m 26, but will break 6 figures in 1-2 years max (95k currently). Currently I have offers for 110-130k not including bonuses (I like my job so refusing for now, because work-life was suffering). I read up on in-demand tech skills like advanced analytics and software engineering. That’s how I did it. You don’t need to work at google, just be solid at programming and know in-demand skills.

There are countless numbers of affiliate models that people follow in an effort to earn money online.  I follow the technique of sharing what I use,  and earning income by doing so.  If you are using monetization techniques other than AdSense, I recommend that you make a slow transition to affiliate marketing as well. Add one or two banners of related affiliate products on your blog sidebar, and see how it works out for you.

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