Affluence and economic standing within society are often expressed in terms of percentile ranking. Economic ranking is conducted either in terms of giving lower thresholds for a designated group (e.g. the top 5%, 10%, 15%, etc.) or in terms of the percentage of households/individuals with incomes above a certain threshold (e.g. above $75,000, $100,000, $150,000, etc.). The table below presents 2006 income data in terms of the lower thresholds for the given percentages (e.g. the top 25.6% of households had incomes exceeding $80,000, compared to $47,000 for the top quarter of individuals).[7][13]


This is an awesome post, dealing with some very tricky details in affiliate marketing. It is quite hard for a person who is not well versed in the arts of affiliate marketing to distinguish what is essential in one program and what should be avoided. This is why your post is incredibly useful for anyone who is considering training for work online and programs like 7 Figure Franchise by Michael Cheney.
Thirsty Affiliates tracks, cloaks, and categorizes your affiliate links. Once you’ve signed up for your program(s) grab your affiliate links and add them to this plugin. This can take time if you will be linking to multiple pages on your affiliate’s website (which in many cases, you should). The pro version comes with statistics but I don’t even use it and I’m quite the analytical person.
The top programs for petroleum engineering are offered by public universities, notably The University of Texas at Austin, Texas A&M, Louisiana State University, and Colorado School of Mines.  Much of the value of a PE degree comes from being able to obtain the best education on the market from public schools like these rather than obscenely priced private schools.

I sometimes question choosing a career that was safe and paid well over chasing my passions. In a way, it comes down to passions now or passions later. If you earn big and save you can FIRE and the start your passion work then. Or you can be working on your (presumably lower paying) passions all along and wait until a more traditional age to retire.
The main problem I have with the 401k is that the investment options suck. All the mutual funds (including target date funds) have a high front load fee (4.25%-5.25%) and high expense ratio (0.9%-to-2.0%). With the ROTH I get the benefits of low-cost (0.05%-0.30%), no-load index funds. In some respects there is little difference between the after-tax dollars in a ROTH with no-load funds and pre-tax dollars in a fund that immediately siphon 4.25% out. Sure, I’m taking a upfront hit on the taxes with the ROTH. However, I am also going to be taking an upfront hit from the front load fees and a continual hit with the higher expense ratio in the 401k

… ensure that long, multi-topic pages on your site are well-structured and broken into distinct logical sections. Second, ensure that each section has an associated anchor with a descriptive name (i.e., not just “Section 2.1”), and that your page includes a “table of contents” which links to the individual anchors… you won’t see it on the results all the time — only when we think that a link to a section would be highly useful for a particular query.
There are jobs out there for veterans and sometimes yes your training in the military does not give many, if any, civilian options. But I encourage you to think outside the box. You do not need to get any job that has to do with your rate. My cousin was aircraft ordnance and now is happy being a bartender in Hawaii. Not my cup of tea but it’s his life and he is happy with it. Look at USAjobs. com as another poster suggested. There are also jobs on nukeworker.com that don’t require nuclear experience like security. Keep trying, you may have to work some terrible jobs as I did, but you’ll find your way.

If you are writing online your posts should be brief, clear, checked for spelling and grammar and consistent. Your blog may not have broad appeal if it has limitations in these, so your EBooks and public posts can benefit from a professional proof-reader, or extra classes in English, whether it is your first language or not. Whether you write a blog, a book or anything else, your only tool to deliver your message is language, and you should gain all the skills you can with it. If you don’t have time for this, use the services of someone with the best language skills you can find.
I would look into Wealthfront and automatically contribute a set amount every month from your paycheck after tax. The first 15K under management is free and it’s just 0.25% after that. Sign up and play around with the risk tolerance meter to see what different type of portfolios they come up with. They do tax loss harvesting and automatically rebalance for you based on your risk tolerance. You don’t have to fund the account to see the different portfolios.

Wow, this is a really great review and I am glad that I have found this before even considering 7 Figure Franchise. First of all, what a hefty up-front cost just to become a franchise owner of what. Your example with McDonalds is perfect. Now that is a real franchise. I can’t see spending so much up front for nothing tangible in return. Thanks for the great review!

Great post. Good to read from someone whose career does not involve making 6 figures (sometimes while they are in their 20s)- if one follows the PF blogs, it’s easy to forget that the majority of the population makes nowhere near that! But being in that vast throng does not mean that it’s impossible to improve one’s lot, eventually make a high income, and someday reach FI.
Also, things cost more. Stuff like housing, transportation, or food will take more out of your paycheck every month than they used to. The mere cost of Thanksgiving Dinner has risen thanks to the increase in the cost of turkey and pumpkin pie mix. College costs more (and so do student loans), so many are starting out in the workforce already in debt.
Of course there are some drawbacks. Learning to fly isn’t cheap. Another $50,000-$100,000 on top of the costs of a college education is realistic for most. But just as with college tuition, there are loans available to help pay for flying education. And one can flight instruct part-time while attending college to not only help pay for classes, but also gain valuable flight experience. Obviously the military, either active duty or national guard, is another potential option for defraying the costs of flight training.
So then I graduate… and my company offers to send me to any school in the country for my Master’s; pay my salary + the degree and then give me another raise when I graduate… So me being the person I am I applied to a bunch of top schools cause not like I was paying so another full ride (woot woot). So now I’m about to finish my Master’s this December at a top 10 program by the age of 23 and I expect my income and investments to net me probably 140k with a LOT of upward mobility. I live in a state much cheaper than cities like Houston/Dallas… so for sheer buying power I would say I am probably pulling 400k equivalent to someone in the Bay Area or NYC. So if you bust your ass you can crush it out there.
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Also at this stage, I’m not collecting E-mails. How do you think I should approach this? I’ve got a sidebar and I was thinking of using OptinSkin on the sidebar and also at the bottom of my posts but I’m worried my posts don’t get visited as often as the homepage and review pages. Do you think I should add a form to those specific pages as those are my pitch pages promoting the affiliate products? Would definitely get more subscribers that way but I’m worried I’ll lead them away from the sale.
Love this article! Another thing I wanted to add to the part about not being a donkey was debt. For instance, I am a sophomore at a Community college(getting my pre-reqs there for half the price of a state university), and because of my scholarship package, I am literally not paying a cent and this semester I got to pocket $2,000 of excess scholarship money, which I plan on saving for upcoming semesters or paying off a small loan I took out a while ago. Long story short, at this rate I forecast graduating debt-free(I am planning on attending undergrad b-school at UF or FSU since I am from Florida and can save a ton.) That won’t be the story of someone who squeaked past high school with a 2.7, and must graduate with a $30K+ student loan debt. Even if they land a good paying job, that debt will bite you in the butt.
Hey financial smaurai I have a question, I just turn 18 and I’m gonna be a senior this year in high school, my grades was mediocre and my job sucks, I am a host of a restaurant making 10$/hour and only working 15-20 hour per week. I always wanted to be big in life and my passion is animals. I want to work in the field of zoology like maybe marine biology wil I be able to make 100k in that work field
I went through the entire training after which I started wondering, “Is this how to make 39,041.46 consistently every month?” Maybe it is or maybe not, depending on how you want to look at it. If you’d like to consistently make $39,041.46 per month in your dreams, I think it’s entirely possible. But if not, I seriously doubt it because of what contents the training is made of.
Love this story! I finished college in 3 years back in the 80’s because of AP/community college credits and stayed another year to finish my Master’s degree (which was required in my state for professional certification). And I swam fast and got money to help each year. I also got my entire doctorate paid for which was awesome! Not an engineer though – a teacher, but still got me to FI earlier than many!
I like your blog , it’s very helpful. Can you suggest me a major that will guarantee me a high salary ( without having to spend too many years at collage) I am considering Nuclear Physics , but it requires 50-60 hours per week. I want to enjoy my money before my 30’s. I’m 17. It doesn’t matter how difficult the school will be , I have most of the grades equivalent to A and one or two equivalent to B+ , I live in Albania. Thanks and keep going with your good work!
Salary.com's entry level jobs cover recent college grad jobs, first entry level jobs, some associate degree level jobs, high school graduate level jobs. Entry level positions may require no experience. An entry level cover letter, and entry level resume are usually required to obtain entry level positions. Entry level job searches can sometimes even surpass the recent college graduate job level.
Also, things cost more. Stuff like housing, transportation, or food will take more out of your paycheck every month than they used to. The mere cost of Thanksgiving Dinner has risen thanks to the increase in the cost of turkey and pumpkin pie mix. College costs more (and so do student loans), so many are starting out in the workforce already in debt.
I am starting a new job soon (30/m/renter/$12,000 IRA) but importantly, no debt. $56000/year with a 5% 401k Match. I am having trouble determining whether I want to go all in on the 401k and forgo the ROTH IRA. Or go partial in on the 401k ($10,000/year) + max ROTH IRA. After all, the after income-tax dollars are going to be in the second lowest braced (15%).
This literally changed my life… I moved out of my parent’s house (sigh) into a nice studio in downtown Denver, bought my first car (a Mercedes c300), adopted 2 kitties, and my credit raised 45 points. I also donated $3,000 to Red Cross at Hurricane Harvey. I’m a humble dude but in affiliate marketing, the numbers do the talking. So… I want to show you how I did it :)
Want to earn a six-figure salary? Choose your next career path carefully, and get ready to make a serious investment in education. According to data from the Bureau of Labor Statistics’ Occupational Outlook Handbook, only 55 out of 818 listed occupations offer median salaries of $100,000 per year or more—and 53 of them typically require at least a bachelor’s degree.
university grades arent everything. yoy just need the bare minimum to reach whatever goal it is you want. 90% of the time youll learn everything on job and your grades wont mean shit. btw check out how many phds, masters, and undergrads work st your local starbucks. right now btw my friends and i, all who have degrees, the median is around 40k. with the upper end at 80k.
Second, I gave hired a lot of summer interns over the years as well as people just coming out of their bachelors. Degrees from top schools do matter. Sorry, but they do. Not necessarily Ivy league, but we all know the to- programs in our fields and the best internships go to people in those programs. A lot of internships are gained through connections and connections come from professors and people known in their field so where you are in school matters. That said, going your first couple years ar a community college is a great strategy to save money and figure out what degree you want to oursue. Transfering to a right program is easier and smarter than getting in as a freshman.
No wonder even after 8 years of trying soooo many programs I am still where I have been for all these years – a NEWBIE! Frankly I do not see Wealthy Affiliate to be my way out. I can see it is a non-specific info-overloaded, with steep learning curve to overcome. After all these years I have yet to find a specific ‘do this first then this’ step by step tried and tested program that I can confidently follow to earn some decent income. What a shame!
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