Good luck to us all that have worked hard for what we have in ways that someone more privileged, doesn’t understand. physical hard labor to get where you need to be, not want, but need. And to then still struggle. With hospital bills from the labor you work so hard just to hardly make it by, actually to not quite hardly make it by, because of those those dr bills we have to pay for our children and ourselves from physically working so hard to just survive.


The latest annual inflation rate is 1.3 percent. It was 1.5 percent in 2013, according to the Bureau of Labor Statistics. That’s well below average, but gas, food prices, college tuition and the cost of health care have taken the biggest bites out of six-figure incomes. The latter two, plus the cost of housing, have risen faster than the rate of inflation over the past decade.
The only thing to skip is the fancy school because most of my colleagues went to midwestern state schools. To Sam’s point, many engineers see an MBA as a way to move up when they get stuck and wonder “what’s next”… depending on circumstance, I’ve found this to be a bit of an illusion without a total career change. Anyway, I’m self-aware enough to admit that the glad-handing and corporate buzzword stuff isn’t my strength, so I’m happy to chill in the very low 6 figures with reduced effort now that I’ve mastered the job. To get ahead, I leveraged simplistic living/frugality (65% savings rate) as opposed to further career growth.

The one section I found really useful was the monetizing section where the authors explain all about choosing the right ads, affiliate programs and other revenue streams. While I'm sure there's more complete info on this (it could be worth an entire book), it was a good introduction and gave me guidelines if I ever have to do something like this myself.


Nicely written and so helpful info. Having too much advertisement in a site is so painful for visitor cause it makes the site look cheaper. Instead, If one can limit the number of one’s advertisement and have some affiliation it would be way cool and wouldn’t be so harsh for the visitors . You have shared some significant point for affiliate marketing . Thanks for sharing
Most of the blogger or site owner are wanted to earn money by their blog or paid domain. Maximum time people choose affiliate marketing because of this sector has lots of opportunity to earn. But all of them are not follow the appropriate way or may be they do not know the way to do affiliate marketing. In fact i want to say that reading is post they are gain some easy idea to do affiliate marketing and they will be able to earn like you.
As you progress your mid-career 6-figure/+ salary, and full 401K contributions over the years, along other bonuses/stocks/investments you may have made/saved., you are on your path to that million and/or FI.. As you reach into late 30s, early 40s, see the financial picture: your 401K+investments growing about 7% average — on a typical 800K investments — that amount to $56K/year, your salary (don’t forget savings!), plus say 25K/year growth on your home-equity (in good town/school-district)., you will be closing “double” the six-figure income. Keep the progress going, cruise-control, and enjoy the ride along the way — you be on your way to FI soon. Do learn Golf, you know how to hob-nob with big boys (or girls)
The nice thing about computer science is you don’t have to be a top student to get a good job. The market tends to be very healthy and a computer science degree gives you a nice edge over most applicants for IT positions (experience of course trumps this, but entry-level IT positions really like math, engineering, computer science and statistics students).
Great article! So I was wondering if I could get your advice? I’ll be graduating college in about 3 years and I should have around $200k saved in mutual funds, I’ve considered getting my degree in accounting (although I want to become a physician once I have a solid amount of money saved) and I was planning on trying to go work for my family’s CPA firm. What’s a reasonable amount I can save at most so I can attain a million in mutual fund savings? Considering that it’ll gain roughly 10% a year
If you lack the time to read the details of the review, here’s the short version: Michael Cheney’s Commission Black Ops isn’t as the sales page claims. Your chances of making $1000 per day with it are very slim. You’ll discover that there’s really nothing exceptionally revealing or new about it. Some of the information in it are actually stuff you can get for free on the Internet. I provided proof for all these within the main body of the review below.
John loved the post (though petroleum is not all it’s cut out to be)… my buddy started at 125k + 25k signing in 2015. Was laid off 9 months later (got a 3 month severance). So he made 150k for 9 months worth of work but now he can’t find a job and he’s been looking about a year now… Electrical, Computer, and Chemical are very safe paths to quick bucks (assuming you have stellar grades – I graduated with a 3.9). Petroleum can have that boom, bust cycle that can screw the new guy! Not saying don’t go into it, just know the risks! And remember work your ass off – ADD VALUE to your company and make yourself INDISPENSIBLE so they won’t lay you off.
Its all relative to what you need, I was in Sales (Corp 401k and Pension) right out of college and made a 200k a in the early 90’s with consistency then had years where I made 1m in my early 30’s. However I hated it. I was smart and banked it in the lucrative Boston Real Estate market and in my late 30’s left sales and took a more boring desk job with less travel and more time for my kids. I made about 100k +/- a year for but put together a nice traditional pension. In my early 50’s, after my kids graduated college (Yes I did pay) I finally took my graduate degree (Masters in Urban Planning) and put it to work as a planner in a suburban town, where my staring comp dropped to 65k, now in my late 50’s I am the Dir of Planning for a small city making about 160k and happy in my work for the 1st time ever! Also the benefits working in government are 10x what they ever were in Corp America. Do what you love
I get the feeling it is actually easier than we think to make a salary up to $200,000 a year because so many people in this country are basically LAZY and feel they are entitled to a certain standard of living with little effort on their part. Not saying everyone is, so don’t take me wrong. I’m guilty of it myself at certain times in my life. Therefore, the folks who strive to achieve the principles that you’ve outlined in your article are way ahead of the pack, just by making an effort. As the saying goes…The cream rises to the top.

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2.My neighbor is a master electrician and has brought me upon many side jobs with him where i have really learned alot about the electrical trade. Much more then at my day job. He really likes me and i know he wants too start his own business and he wants me to work for him full time one day, however i dont know what he plans too do with me, will i be partner or just a worker? i know he wont screw me but ive heard that partners are a waste of time, build yourself not someone else. however starting a company i know is a much bigger task then it seems and he has the experience and knowledge that i dont have yet, i know he is willing to teach me but this is a big commitment and in the end all my hard work could go into his pocket. however that experience is what could differ me from all the rest everyone i know does the standard work for a bigger company learn nothing and go up north. Even from the little bit he has taught me i have used to do my own side jobs and make 60 to 70 a hour, and i know he can teach me so much more.


Before jumping into starting an affiliate marketing business, learn all that's involved in making it a success. More importantly, if you decide to pursue an affiliate marketing business, or want to add affiliate marketing to an existing business, understand that it's not fast, automatic, nor without effort. Like all home businesses, ​you need a plan and daily involvement to make money with an online affiliate marketing.
First, much of that income came from the initial hype that surrounded the product. Once people started trying the products and reviews came out, sales would have dropped considerably. That’s largely because the reviews often aren’t positive and the products don’t tend to live up to the hype. I can see my own traffic stats from reviews, and after launch, product interest dies out considerably and never returns. Can you expect to make sales from these year-old products?
to answer the question – yes it is very easy to make 100k – or more. why don’t many do it? many do not know how to go about it (how to even start). that issue stems from education and awareness (no exposure to that environment). those with the awareness do not have the will, or desire as you called it out. it takes a combination of awareness, desire and action to get there. you are right in that anyone can get there – IF they really wanted to

in terms of pay, sure, eventually you’ll make $100k at Booz Allen, but you’ll reach that number much sooner at other firms. Booz Allen pays $50-60k to Consultants fresh out of undergrad. Year over year raises are insignificant (they cap at 3%, unless your Principal/Senior Associate goes to bat for you on market rate adjustment). Promotion raises are also nowhere near market rate. Additionally, levels below Senior Associate do not receive a performance bonus. You will likely not reach $100k at Booz Allen until 2nd Associate (see below levels).


For example, when mechanical engineers design parts of an airplane, the process can be tested and refined before production and sales. In the oilfield, companies are drilling up to 30,000 ft where the reservoir will never be seen by anyone. Yet, engineers must still construct models based on a few well points in the ground. Imagine filling in the entire map of San Francisco with just 4 known street intersections. This is why companies can spend $100 million on a single well and find nothing but rock and water.
Otherwise, explore all of the ways that you can take classes or gain skills online, some for very little or no cost to you other than your time. If you find yourself doing this at the start of your career, the financial cost might be a bit much to bear at first. But no matter how much I learn about investments, it seems pretty clear to me that the one that consistently pays off in any market condition is the one we make in ourselves.
Is it possible to be financially saavy while still having an eye to a larger picture? i.e. How the choice of career or industry can affect the planet and our descendants? What good is it to have a six figure income if, in it’s application, the planet is not habitable for our grandchildren, or the purchase and consumption results in a feudal state of massive inequality? Have you noticed there is only one winner in a game of Monopoly, the rest are left bereft.
As of 2002, there were approximately 146,000 (0.1%) households with incomes exceeding $1,500,000, while the top 0.01% or 11,000 households had incomes exceeding $5,500,000. The 400 highest tax payers in the nation had gross annual household incomes exceeding $87,000,000. Household incomes for this group have risen more dramatically than for any other. As a result, the gap between those who make less than one and half million dollars annually (99.9% of households) and those who make more (0.1%) has been steadily increasing, prompting The New York Times to proclaim that the "Richest Are Leaving Even the Rich Far Behind."[43]
You are right about inexpensive housing in Chicagoland. To each their own, but in my very humble opinion moving to the Northside of Chicago from New York City proved to be one of luckiest/smartest things I ever did lifestyle, career, marriage, and savings wise. Salaries are comparable to other large wealthy metros, but housing and other expenses can be as much as half due to zero physical constraints on sprawl. That is other than Lake Michigan to the East, which is like a freshwater sea with city parks, beaches & waves. The lakeshore is also where population density is highest and property most expensive in the 10 million person metro…yet still reasonably affordable for what you get.
I make six figures and have for a long time. It is nice but in retrospect not as important as I once thought. It is simply a number. I admire you for following your passion. Unfortunately income and passion often intersect and you need to choose one or the other. I think we all try to straddle that path for a while but eventually it seems that we often have to choose.

Oh, I absolutely could have chosen to pursue a more lucrative field. I just very firmly believe that I wanted to pursue my passions now, not later. There may be plenty of teachers, but there are other ways that teachers can distinguish themselves within the field. Unfortunately, it doesn’t net the pay increase that we might like. But that’s the trade off, I suppose, for pursuing this field. And you’re spot on with still being able to accumulate wealth. I’m working on it! 🙂
to answer the question – yes it is very easy to make 100k – or more. why don’t many do it? many do not know how to go about it (how to even start). that issue stems from education and awareness (no exposure to that environment). those with the awareness do not have the will, or desire as you called it out. it takes a combination of awareness, desire and action to get there. you are right in that anyone can get there – IF they really wanted to

As of 2002, there were approximately 146,000 (0.1%) households with incomes exceeding $1,500,000, while the top 0.01% or 11,000 households had incomes exceeding $5,500,000. The 400 highest tax payers in the nation had gross annual household incomes exceeding $87,000,000. Household incomes for this group have risen more dramatically than for any other. As a result, the gap between those who make less than one and half million dollars annually (99.9% of households) and those who make more (0.1%) has been steadily increasing, prompting The New York Times to proclaim that the "Richest Are Leaving Even the Rich Far Behind."[43]
However this would only cover a small percentage of my E-mail marketing campaign, I would also market my most “popular” posts within the newsletter and have links within those reviews that point to the product review page. It would be a good way to interact with my visitors as well and like you say, answer any questions they may have (My affiliate covers this pretty well though). I will also add that my affiliate has a lifetime cookie and regularly sends out E-mails to repeat customers however I may lose the “last referrer” sale if they visit a competitor when making the purchase.
I also worked my ass off during high school, went to a public university with enough AP credit to graduate in three years with an English degree (gasp!) then received a Master’s in journalism (double gasp!) that costed next to nothing, because I moved back home with my parents and didn’t have to divulge their income on the FAFSA for a graduate degree. I went into tech marketing and was making six figures by the time I was 25.
Interesting article and dialogue. I went to a lower end UC, and graduated in Political Science, a major which doesnt pay right away. I instead got into direct sales for a cable company and made 130k my first year out of college by selling cable door to door. I made even more the second year. Been there for fooir years now – earning 100k-150k but dont see it going mucb higher. Not sure what to do to hit that next level. Toying with the idea of going ack for my MBA to take that next leap of faith but its hard to leave my income and incure a 100k debt for a goood business school. I agree, being motivated, working hard, being positive, not being a hard partier- but a hRd worker has helped me reach that sox figure mark. Thanks for the article.
I wouldn’t say 500k+ is typical for physicians in the U.S. It depends a lot on specialty of practice. I married a physician who specialized in family medicine, which is primary care. Her prospects upon leaving residency are more between the 200k-300k range. I’m sure it could be more in other geographic regions. I know one family medicine physician who started his own clinic, grew it, hired other health care providers, and makes about 750k. I don’t think that is typical — he just works his behind off. My wife isn’t willing to live her life that far out of balance. She wants quality time at home as well. Surgeons probably earn the most, and I know getting into an anesthesiology residency is highly competitive. Anyway, to sum up my point in a brief way (too late!), there is a broad range of physician income highly dependent on specialty of practice.
Most of the blogger or site owner are wanted to earn money by their blog or paid domain. Maximum time people choose affiliate marketing because of this sector has lots of opportunity to earn. But all of them are not follow the appropriate way or may be they do not know the way to do affiliate marketing. In fact i want to say that reading is post they are gain some easy idea to do affiliate marketing and they will be able to earn like you.
By another measure - the number of square feet per person in the home - the average home in the United States has more than 700 square feet per person, 50% - 100% more than in other high-income countries (though this indicator may be regarded as an accident of geography, climate and social preference, both within the USA and beyond it) but this metric indicates even those in the lowest income percentiles enjoy more living space than the middle classes in most European nations. Similarly ownership levels of 'gadgets' and access to amenities are exceptionally high compared to many other countries.[16][17]
I expanded my SEO blog and started writing about hosting, cache plugins, and other relevant topics… while recommending SiteGround in each tutorial. I added social proof like this poll where they were rated the #1 host. Each tutorial was super detailed and tons of people found them helpful – many generated 100 visitors/day since the great content got them ranked high.

It is all relative. I am making six figures in my early retirement side gigging a couple of days a week doing consulting I enjoy even though I do not need an income at this point. It is hard to get there in education because of the supply demand equation. As you said hundreds of people applied for the job you got. When I graduated with a chemical engineering degree I got eight firm job offers before I even got my degree because there were only a handful of graduates for the 120 companies that came to our university to recruit us. Certainly teaching has more social value than making gasoline but the market is based on supply and only a tiny percentage of the college going crowd choose chemical engineering while many graduate with a teaching degree. As long as some jobs are under supplied because of the difficulty in obtaining the degree those jobs will be the ones paying six figures and up. The same thing accounts for high pay for medical doctors, electrical engineers and other specialty fields that require a ton of math and science to graduate. However even at relatively less pay there is no reason you can’t accumulate and grow great wealth while still having the satisfaction that you are changing people’s lives through providing them education. Most people would hate the kind of engineering I did, even though it was a great fit for me.
Eugenson is just a regular guy, except he doesn't believe in the security of nine-to-five jobs and loves to launch out on his own, trying to realize his dreams his way and at his time. He's tried to make money online for quite some time now, purchasing product after product, and has been swindled by a lot of cyber-fraudsters masquerading as make-money-online messiahs. He has many passions, some of which include drawing, painting, writing, and watching comic movies. He's on a revenge mission to hit fiendish scammers hard by writing reviews that reveal the truth about their unethical schemes and worthless products. He hopes to stifle their online, bloodsucking businesses by forewarning their potential victims and depriving them of the payments they depend on. You can consider Eugenson a friend who's here to give you objective product reviews, helping you uncover the online vampires and discover genuine opportunities.
Second, I gave hired a lot of summer interns over the years as well as people just coming out of their bachelors. Degrees from top schools do matter. Sorry, but they do. Not necessarily Ivy league, but we all know the to- programs in our fields and the best internships go to people in those programs. A lot of internships are gained through connections and connections come from professors and people known in their field so where you are in school matters. That said, going your first couple years ar a community college is a great strategy to save money and figure out what degree you want to oursue. Transfering to a right program is easier and smarter than getting in as a freshman.
Btw, can I get into investment banking without having a license? I already have a degree, just need to self-learn the material online, but…I don’t know if I can be valued as an employee like that…But my main question, if Bank of America doesn’t take me on full-time, can I apply to other full-time 50k+ IT positions while being a contractor or introducing myself to other IT professionals within the company and showing my interest for an entry level IT role?

Also at this stage, I’m not collecting E-mails. How do you think I should approach this? I’ve got a sidebar and I was thinking of using OptinSkin on the sidebar and also at the bottom of my posts but I’m worried my posts don’t get visited as often as the homepage and review pages. Do you think I should add a form to those specific pages as those are my pitch pages promoting the affiliate products? Would definitely get more subscribers that way but I’m worried I’ll lead them away from the sale.
Many people who do not attend college earn six-figure incomes and become successful without four-year college degrees. In fact, studies revealing that high school graduates earn an average of $1.2 million over the course of their working life illustrate that opportunities exist for those without degrees to make $100,000 or more each year. Achieving financial success without a college degree requires a lot of determination, risk-taking, and networking, but the opportunities are definitely out there.
I’m SO glad to now have this post I can bookmark, and have a perfect project I can actually put into action against this post. It’s great to learn from people who are ahead in the game, for those of us who aren’t as knowledgeable can look for advice and resources online and find a LOT of bad information – but knowing the source of this post and such a respected website you know you won’t go far wrong in putting this into action!

My conversion rate went from 2.5% to 8% just by including Facebook polls where SiteGround was rated #1 (here’s last year’s poll) plus Twitter screenshots and Facebook conversations. Whether it’s Amazon reviews or social proof, you NEED to include outside opinions. You can also use WP Rich Snippets to allow people to leave a review about the product/service on your site and get those review stars in Google (you will want to use their front end submit add-on).
But if you want to make money – there are things to do besides be an engineer and having been one of those that did a bachelors, medical degree and post doc before I ever had a real job – worked fine even with the loans. I was the first in my family to acheive a graduate degree, paid for it with loans, but my niche career choice I found out about during my pathology traing way down the line worked out.
Hello Anis, your review is quiet honest, I have several products by michael as I have tried to promote it before, now those looking at promoting his stuff, know that it will make money, but those who buy, unless they are total newbies will not be very happy. Having said that just go on Jvzoo and apply to promote his stuff if you wanna try if his funnels work, thats free, coz of the hype they really do work.
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